Finlayson, MN · standard

ZIP Code 55735

Pine County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,809
5/sq mi
$63,827
Median income
$271,200
Median home value
17.1%
Bachelor's or higher

The verdict

Finlayson pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
Top 38%
home value, US ZIPs
5
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55735 against every reporting US ZIP.

ZIP code 55735 is classified by USPS as a standard delivery area and covers roughly 347.9 square miles in Finlayson, Pine County, Minnesota. The area is home to 1,809 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55735 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55735 sits at $63,827 (22% below the Minnesota average), while per-capita income is $36,337. The poverty rate stands at 10.2% and the unemployment rate at 8.4%. On housing, the median home value is $271,200 (6% above the state average) with median rent at $1,104 per month, and 90.4% of occupied units are owner-occupied, a direct signal of whether 55735 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.1% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is 33 minutes. Use the benchmarks above to see where 55735 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55735

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55735.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55735, Finlayson, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,809

Population

347.9

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55735?

54.3

Median Age

51.3%

Male

48.7%

Female

0.9%

Foreign-Born

White 94.4%
African American 0.9%
Asian 0.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,827

Median Household Income

-22% vs state

$36,337

Per Capita Income

10.2%

Poverty Rate

8.4%

Unemployment Rate

33.1 min

Mean Commute Time

How ZIP 55735 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,827 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 17.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,375

Total Housing Units

806

Occupied Units

569

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 90.4%
Renter 9.6%

$271,200

Median Home Value

+6% vs state

$1,104

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 55735, employing approximately 156 people with a combined annual payroll of $6,327,000.

26

Businesses

156

Employees

$6.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 3 11.5%
Manufacturing 3 11.5%
Retail trade 3 11.5%
Administrative and support and waste management and remediation services 3 11.5%
Accommodation and food services 3 11.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Pine County

Frequently Asked Questions

What county is ZIP code 55735 in?
ZIP code 55735 (Finlayson) is located in Pine County, Minnesota. Pine County contains multiple ZIP codes, see the full list at /counties/pine-mn.
What is the population of ZIP code 55735?
ZIP code 55735 in Finlayson, MN has a population of 1,809 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55735?
The median household income in ZIP 55735 is $63,827, which is 16% below the national average of $76,288.
What is the average home value in ZIP 55735?
The median home value in ZIP 55735 is $271,200, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 55735?
The largest racial group in ZIP 55735 is White at 94.4%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 55735?
ZIP code 55735 has 26 business establishments employing approximately 156 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55735?
The top industries by establishment count in ZIP 55735 are: Construction (3), Manufacturing (3), Retail trade (3). There are 5 industry sectors represented in total.
What is the education level in ZIP code 55735?
In ZIP code 55735, 56.6% of residents aged 25+ have a high school diploma or higher, and 17.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55735?
The mean commute time for workers in ZIP code 55735 is 33.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55735?
In ZIP code 55735, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55735?
The poverty rate in ZIP code 55735 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Finlayson, MN

Verify and explore additional data for this area using these official government sources.