Isle, MN · standard

ZIP Code 56342

Mille Lacs County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,739
6/sq mi
$63,295
Median income
$246,500
Median home value
17.5%
Bachelor's or higher

The verdict

Isle pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
6
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56342 against every reporting US ZIP.

ZIP code 56342 is classified by USPS as a standard delivery area and covers roughly 489.1 square miles in Isle, Mille Lacs County, Minnesota. The area is home to 2,739 residents, producing a population density of 6 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56342 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56342 sits at $63,295 (23% below the Minnesota average), while per-capita income is $45,018. The poverty rate stands at 12.2% and the unemployment rate at 9.3%. On housing, the median home value is $246,500 (4% below the state average) with median rent at $814 per month, and 86.0% of occupied units are owner-occupied, a direct signal of whether 56342 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.5% of adults hold a bachelor's degree or higher, the median age is 56.9, and the average commute is 36 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mille Lacs County, so you can benchmark 56342 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56342

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56342.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56342, Isle, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,739

Population

489.1

Area (sq mi)

6

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56342?

56.9

Median Age

55.1%

Male

44.9%

Female

1.0%

Foreign-Born

White 88.1%
African American 1.3%
Asian 0.2%
American Indian or Alaska Native 5.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,295

Median Household Income

-23% vs state

$45,018

Per Capita Income

12.2%

Poverty Rate

9.3%

Unemployment Rate

36.4 min

Mean Commute Time

How ZIP 56342 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,295 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,497

Total Housing Units

1,342

Occupied Units

1,155

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 86.0%
Renter 14.0%

$246,500

Median Home Value

-4% vs state

$814

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.1%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 56342 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 155
2021 +12.6% 174
2022 +12.6% 196
2023 +8.9% 214
2024 +3.1% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 72 business establishments in ZIP 56342, employing approximately 612 people with a combined annual payroll of $27,152,000.

72

Businesses

612

Employees

$27.2M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 17 23.6%
Other services (except public administration) 10 13.9%
Accommodation and food services 9 12.5%
Manufacturing 8 11.1%
Transportation and warehousing 4 5.6%
Arts, entertainment, and recreation 4 5.6%
Construction 3 4.2%
Finance and insurance 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56342 vs 56386 →

ZIP Code City Population Distance
56386 Wahkon, MN 652 7.2 mi

More ZIP Codes in Mille Lacs County

Frequently Asked Questions

What county is ZIP code 56342 in?
ZIP code 56342 (Isle) is located in Mille Lacs County, Minnesota. Mille Lacs County contains multiple ZIP codes, see the full list at /counties/mille-lacs-mn.
What is the population of ZIP code 56342?
ZIP code 56342 in Isle, MN has a population of 2,739 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56342?
The median household income in ZIP 56342 is $63,295, which is 17% below the national average of $76,288.
What is the average home value in ZIP 56342?
The median home value in ZIP 56342 is $246,500, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 56342?
The largest racial group in ZIP 56342 is White at 88.1%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 56342?
ZIP code 56342 has 72 business establishments employing approximately 612 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56342?
The top industries by establishment count in ZIP 56342 are: Retail trade (17), Other services (except public administration) (10), Accommodation and food services (9). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 56342?
According to the FHFA House Price Index, home values in ZIP 56342 increased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56342?
In ZIP code 56342, 53.7% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56342?
The mean commute time for workers in ZIP code 56342 is 36.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56342?
In ZIP code 56342, approximately 86.0% of occupied housing units are owner-occupied and 14.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56342?
The poverty rate in ZIP code 56342 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Isle, MN

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