PlainZIP

Chokio, MN · standard

ZIP Code 56221

Stevens County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

773
2/sq mi
$74,583
Median income
$120,800
Median home value
22.3%
Bachelor's or higher

The verdict

Chokio pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
17th pct
home value, US ZIPs
2
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56221 against every reporting US ZIP.

ZIP code 56221 is a sparsely populated ZIP (a standard USPS delivery area) in Chokio, Stevens County, Minnesota, home to just 773 residents across 368.1 square miles, a density of 2 people per square mile, in the Chicago time zone.

ZIP 56221 lands in the middle-income range, with a median household income of $74,583 (9% below the Minnesota average), while per-capita income is $38,813. Poverty here runs at 9.1%, with unemployment measured at 2.2%. The typical home here is valued at $120,800 (53% below the state average); renters pay a median of $779 monthly, and 84.3% of units are owner-occupied.

Educational attainment sits below the national norm: 22.3% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 20 minutes. To put 56221 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Stevens County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56221, Chokio, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

773

Population

368.1

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56221?

45.8

Median Age

50.5%

Male

49.5%

Female

0.1%

Foreign-Born

White 96.0%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,583

Median Household Income

-9% vs state

$38,813

Per Capita Income

9.1%

Poverty Rate

2.2%

Unemployment Rate

19.6 min

Mean Commute Time

How ZIP 56221 ranks nationally

Chokio, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,583 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 22.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

387

Total Housing Units

343

Occupied Units

44

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 84.3%
Renter 15.7%

$120,800

Median Home Value

-53% vs state

$779

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 19 business establishments in ZIP 56221, employing approximately 115 people with a combined annual payroll of $7,683,000.

19

Businesses

115

Employees

$7.7M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 6 31.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56221 vs 56207 →

ZIP Code City Population Distance
56207 Alberta, MN 251 7.3 mi

More ZIP Codes in Stevens County

56267 standard
Morris, MN
Pop: 6,807
56244 standard
Hancock, MN
Pop: 1,496
56235 standard
Donnelly, MN
Pop: 579
56207 standard
Alberta, MN
Pop: 251

Related Areas

Stevens County Chokio, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56221 in? ▼
ZIP code 56221 (Chokio) is located in Stevens County, Minnesota. Stevens County contains multiple ZIP codes, see the full list at /counties/stevens-mn.
What is the population of ZIP code 56221? ▼
ZIP code 56221 in Chokio, MN has a population of 773 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56221? ▼
The median household income in ZIP 56221 is $74,583, which is 2% below the national average of $76,288.
What is the average home value in ZIP 56221? ▼
The median home value in ZIP 56221 is $120,800, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 56221? ▼
The largest racial group in ZIP 56221 is White at 96.0%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 56221? ▼
ZIP code 56221 has 19 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 56221? ▼
In ZIP code 56221, 55.6% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56221? ▼
The mean commute time for workers in ZIP code 56221 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56221? ▼
In ZIP code 56221, approximately 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56221? ▼
The poverty rate in ZIP code 56221 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.