Wheaton, MN · standard
ZIP Code 56296
Traverse County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,029
- 3/sq mi
- $53,527
- Median income
- $103,800
- Median home value
- 16.6%
- Bachelor's or higher
The verdict
Wheaton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- 11th pct
- home value, US ZIPs
- 3
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56296 against every reporting US ZIP.
ZIP code 56296 is classified by USPS as a standard delivery area and covers roughly 654.5 square miles in Wheaton, Traverse County, Minnesota. The area is home to 2,029 residents, producing a population density of 3 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56296 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56296 sits at $53,527 (35% below the Minnesota average), while per-capita income is $35,888. The poverty rate stands at 14.0% and the unemployment rate at 5.0%. On housing, the median home value is $103,800 (59% below the state average) with median rent at $612 per month, and 80.5% of occupied units are owner-occupied, a direct signal of whether 56296 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.6% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 15 minutes. Use the benchmarks above to see where 56296 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 56296
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 56296.
- Retail trade
Retail trade
15 establishments
- Finance and insurance
Finance and insurance
11 establishments
- Health care and social assistance
Health care and social assistance
10 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Wholesale trade
Wholesale trade
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56296, Wheaton, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,029
Population
654.5
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56296?
45.0
Median Age
46.0%
Male
54.0%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,527
Median Household Income
-35% vs state
$35,888
Per Capita Income
14.0%
Poverty Rate
5.0%
Unemployment Rate
15.3 min
Mean Commute Time
How ZIP 56296 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$53,527 19th percentile higher than 19% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,058
Total Housing Units
839
Occupied Units
219
Vacant Units
2.24
Avg Household Size
Occupancy Type
$103,800
Median Home Value
-59% vs state
$612
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 77 business establishments in ZIP 56296, employing approximately 532 people with a combined annual payroll of $29,829,000.
77
Businesses
532
Employees
$29.8M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 15 | 19.5% |
| Finance and insurance | 11 | 14.3% |
| Health care and social assistance | 10 | 13.0% |
| Other services (except public administration) | 8 | 10.4% |
| Wholesale trade | 7 | 9.1% |
| Administrative and support and waste management and remediation services | 5 | 6.5% |
| Accommodation and food services | 4 | 5.2% |
| Construction | 3 | 3.9% |
| Manufacturing | 3 | 3.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Traverse County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Wheaton, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.