PlainZIP

Crosby, MN · standard

ZIP Code 56441

Crow Wing County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,596
18/sq mi
$50,298
Median income
$208,700
Median home value
18.6%
Bachelor's or higher

The verdict

Crosby pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
46th pct
home value, US ZIPs
18
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56441 against every reporting US ZIP.

ZIP code 56441 covers 205.5 square miles in Crosby, Crow Wing County, Minnesota (a standard USPS delivery area), with a modest 3,596 residents on file, a density of 18 people per square mile, in the Chicago time zone.

ZIP 56441 reports a modest median household income of $50,298 (39% below the Minnesota average), while per-capita income is $36,693. Poverty here runs at 14.5%, with unemployment measured at 6.4%. Housing costs here run $208,700 for a typical home value (18% below the state average), with rent averaging $856 a month; 67.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.6% of adults hold a bachelor's degree or higher, the median age is 55.4, and the average commute is 22 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Crow Wing County, letting you compare 56441 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 56441

Top 5 sectors by establishment count in Crosby, MN

Which industries have the most business establishments in ZIP 56441.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56441, Crosby, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,596

Population

205.5

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56441?

55.4

Median Age

49.8%

Male

50.2%

Female

0.5%

Foreign-Born

White 92.5%
African American 1.0%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,298

Median Household Income

-39% vs state

$36,693

Per Capita Income

14.5%

Poverty Rate

6.4%

Unemployment Rate

22.4 min

Mean Commute Time

How ZIP 56441 ranks nationally

Crosby, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,298 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.1%
Bachelor's Degree or Higher 18.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,093

Total Housing Units

1,694

Occupied Units

399

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 67.1%
Renter 32.9%

$208,700

Median Home Value

-18% vs state

$856

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.4%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 56441 have decreased 5.4% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.6% 145
2021 +17.5% 170
2022 +14.8% 195
2023 +25.3% 244
2024 -5.4% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 94 business establishments in ZIP 56441, employing approximately 1,969 people with a combined annual payroll of $122,575,000.

94

Businesses

1,969

Employees

$122.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 22 23.4%
Accommodation and food services 18 19.1%
Health care and social assistance 10 10.6%
Construction 9 9.6%
Other services (except public administration) 9 9.6%
Manufacturing 6 6.4%
Finance and insurance 4 4.3%
Professional, scientific, and technical services 4 4.3%
Administrative and support and waste management and remediation services 4 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56441 vs 56455 →

ZIP 56441 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56441 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56441 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56441 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56455 Ironton, MN 1,488 8.5 mi
56465 Merrifield, MN 2,062 6.6 mi
56442 Crosslake, MN 2,381 9.2 mi

More ZIP Codes in Crow Wing County

56401 standard
Brainerd, MN
Pop: 29,439
56425 standard
Baxter, MN
Pop: 7,655
56472 standard
Pequot Lakes, MN
Pop: 7,459
56468 standard
Nisswa, MN
Pop: 4,589
56444 standard
Deerwood, MN
Pop: 3,087
56442 standard
Crosslake, MN
Pop: 2,381

Related Areas

Crow Wing County Crosby, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56441 in? ▼
ZIP code 56441 (Crosby) is located in Crow Wing County, Minnesota. Crow Wing County contains multiple ZIP codes, see the full list at /counties/crow-wing-mn.
What is the population of ZIP code 56441? ▼
ZIP code 56441 in Crosby, MN has a population of 3,596 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56441? ▼
The median household income in ZIP 56441 is $50,298, which is 34% below the national average of $76,288.
What is the average home value in ZIP 56441? ▼
The median home value in ZIP 56441 is $208,700, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 56441? ▼
The largest racial group in ZIP 56441 is White at 92.5%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 56441? ▼
ZIP code 56441 has 94 business establishments employing approximately 1,969 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56441? ▼
The top industries by establishment count in ZIP 56441 are: Retail trade (22), Accommodation and food services (18), Health care and social assistance (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 56441? ▼
According to the FHFA House Price Index, home values in ZIP 56441 decreased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56441? ▼
In ZIP code 56441, 58.1% of residents aged 25+ have a high school diploma or higher, and 18.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56441? ▼
The mean commute time for workers in ZIP code 56441 is 22.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56441? ▼
In ZIP code 56441, approximately 67.1% of occupied housing units are owner-occupied and 32.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56441? ▼
The poverty rate in ZIP code 56441 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.