Merrifield, MN · standard
ZIP Code 56465
Crow Wing County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,062
- 21/sq mi Moderate-density area
- $74,400
- Median income Near-median income area
- $372,100
- Median home value Above-median home value
- 32.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Merrifield pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 21
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56465 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 56465 (Merrifield, MN) rose +9.8% from 2023 to 2024.
ZIP code 56465 covers 100.1 square miles in Merrifield, Crow Wing County, Minnesota (a standard USPS delivery area), with a modest 2,062 residents on file, a density of 21 people per square mile, in the Chicago time zone.
ZIP 56465 lands in the middle-income range, with a median household income of $74,400 (9% below the average Minnesota ZIP), while per-capita income is $41,544. Unemployment is 11.8%, an important qualifier alongside the household-income figure. Housing is both higher-cost and owner-heavy: median home value is $372,100 (46% above the average Minnesota ZIP), while 95.7% of occupied homes are owner-occupied and median rent is $1,663.
A solid share of residents have a four-year degree: 32.7% of adults hold a bachelor's degree or higher, the median age is 54, and the average commute is 29 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Crow Wing County, so 56465 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 56465
Top 5 sectors by establishment count in Merrifield, MN
Which industries have the most business establishments in ZIP 56465.
- Construction
Construction
17 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
7 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
- Manufacturing 4
Manufacturing
4 establishments
- Real estate and rental and leasing 4
Real estate and rental and leasing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56465, Merrifield, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,062
Population
100.1
Area (sq mi)
21
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56465?
54.0
Median Age
51.0%
Male
49.0%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,400
Median Household Income
-9% vs state ZIP avg
$41,544
Per Capita Income
7.2%
Poverty Rate
11.8%
Unemployment Rate
29.3 min
Mean Commute Time
How ZIP 56465 ranks among Minnesota ZIPs
Merrifield, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,400 43rd percentile higher than 43% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,765housing units
1,765
Total Housing Units
1,044
Occupied Units
721
Vacant Units
2.37
Avg Household Size
Occupancy Type
$372,100
Median Home Value
+46% vs state ZIP avg
$1,663
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 49 business establishments in ZIP 56465, employing approximately 770 people with a combined annual payroll of $36,050,000.
49
Businesses
770
Employees
$36.0M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 17 | 34.7% |
| Administrative and support and waste management and remediation services | 7 | 14.3% |
| Professional, scientific, and technical services | 6 | 12.2% |
| Manufacturing | 4 | 8.2% |
| Real estate and rental and leasing | 4 | 8.2% |
| Accommodation and food services | 4 | 8.2% |
| Retail trade | 3 | 6.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56465 vs 56442 →
ZIP 56465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56441
Crosby (56441)
3,596 residents
- 56442
Crosslake (56442)
2,381 residents
- 56465
Merrifield (56465)
2,062 residents
- 56455
Ironton (56455)
1,488 residents
What this shows Among its immediate neighbors, ZIP 56465 ranks #3 by population - useful context the national average alone can't give.
ZIP 56465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56442
Crosslake (56442)
$79,896 median income
- 56465
Merrifield (56465)
$74,400 median income
- 56455
Ironton (56455)
$73,214 median income
- 56441
Crosby (56441)
$50,298 median income
What this shows By household income, ZIP 56465 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56465, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,062 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Crow Wing County
Related Areas
Frequently Asked Questions
What county is ZIP code 56465 in?
ZIP code 56465 (Merrifield) is located in Crow Wing County, Minnesota. Crow Wing County contains multiple ZIP codes, see the full list at /counties/crow-wing-mn.
What is the population of ZIP code 56465?
ZIP code 56465 in Merrifield, MN has a population of 2,062 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56465?
The median household income in ZIP 56465 is $74,400, which is 2% below the national average of $76,288.
What is the average home value in ZIP 56465?
The median home value in ZIP 56465 is $372,100, which is 34% above the national average of $278,155.
What is the demographic makeup of ZIP 56465?
The largest racial group in ZIP 56465 is White at 94.9%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 56465?
ZIP code 56465 has 49 business establishments employing approximately 770 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56465?
The top industries by establishment count in ZIP 56465 are: Construction (17), Administrative and support and waste management and remediation services (7), Professional, scientific, and technical services (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 56465?
In ZIP code 56465, 55.0% of residents aged 25+ have a high school diploma or higher, and 32.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56465?
The mean commute time for workers in ZIP code 56465 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56465?
In ZIP code 56465, approximately 95.7% of occupied housing units are owner-occupied and 4.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56465?
The poverty rate in ZIP code 56465 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56465's numbers, next.
- See how ZIP 56465 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Merrifield, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.