Crosslake, MN · standard
ZIP Code 56442
Crow Wing County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,381
- 26/sq mi
- $79,896
- Median income
- $479,800
- Median home value
- 30.9%
- Bachelor's or higher
The verdict
Crosslake pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 26
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56442 against every reporting US ZIP.
ZIP code 56442 is classified by USPS as a standard delivery area and covers roughly 91.9 square miles in Crosslake, Crow Wing County, Minnesota. The area is home to 2,381 residents, producing a population density of 26 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56442 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56442 sits at $79,896 (3% below the Minnesota average), while per-capita income is $59,545. The poverty rate stands at 8.8% and the unemployment rate at 1.6%. On housing, the median home value is $479,800 (88% above the state average) with median rent at $1,000 per month, and 84.4% of occupied units are owner-occupied, a direct signal of whether 56442 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.9% of adults hold a bachelor's degree or higher, the median age is 60.9, and the average commute is 30 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Crow Wing County, so you can benchmark 56442 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 56442
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 56442.
- Retail trade
Retail trade
27 establishments
- Construction
Construction
26 establishments
- Accommodation and food services
Accommodation and food services
21 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
20 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56442, Crosslake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,381
Population
91.9
Area (sq mi)
26
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56442?
60.9
Median Age
49.9%
Male
50.1%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,896
Median Household Income
-3% vs state
$59,545
Per Capita Income
8.8%
Poverty Rate
1.6%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 56442 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$79,896 Top 38% higher than 62% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,518
Total Housing Units
1,408
Occupied Units
2,110
Vacant Units
1.93
Avg Household Size
Occupancy Type
$479,800
Median Home Value
+88% vs state
$1,000
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.2%
YoY Change (2024)
280
HPI Index (2000 = 100)
+180%
Total Change Since 2000
Home values in ZIP 56442 have decreased 5.2% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 179 |
| 2021 | +13.1% | 202 |
| 2022 | +20.6% | 244 |
| 2023 | +21.1% | 295 |
| 2024 | -5.2% | 280 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 176 business establishments in ZIP 56442, employing approximately 1,239 people with a combined annual payroll of $55,100,000.
176
Businesses
1,239
Employees
$55.1M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 27 | 15.3% |
| Construction | 26 | 14.8% |
| Accommodation and food services | 21 | 11.9% |
| Real estate and rental and leasing | 20 | 11.4% |
| Other services (except public administration) | 18 | 10.2% |
| Health care and social assistance | 12 | 6.8% |
| Administrative and support and waste management and remediation services | 11 | 6.3% |
| Manufacturing | 9 | 5.1% |
| Professional, scientific, and technical services | 9 | 5.1% |
| Wholesale trade | 7 | 4.0% |
| Finance and insurance | 6 | 3.4% |
| Arts, entertainment, and recreation | 5 | 2.8% |
| Educational services | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56442 vs 56448 →
ZIP 56442 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56441
Crosby (56441)
3,596 residents
- 56442
Crosslake (56442)
2,381 residents
- 56465
Merrifield (56465)
2,062 residents
- 56448 332
Fifty Lakes (56448)
332 residents
What this shows Among its immediate neighbors, ZIP 56442 ranks #2 by population — useful context the national average alone can't give.
ZIP 56442 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56448
Fifty Lakes (56448)
$93,365 median income
- 56442
Crosslake (56442)
$79,896 median income
- 56465
Merrifield (56465)
$74,400 median income
- 56441
Crosby (56441)
$50,298 median income
What this shows By household income, ZIP 56442 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Crow Wing County
Related Areas
Frequently Asked Questions
What county is ZIP code 56442 in? ▼
What is the population of ZIP code 56442? ▼
What is the median household income in ZIP 56442? ▼
What is the average home value in ZIP 56442? ▼
What is the demographic makeup of ZIP 56442? ▼
How many businesses are in ZIP code 56442? ▼
What are the main industries in ZIP code 56442? ▼
How have home values changed in ZIP code 56442? ▼
What is the education level in ZIP code 56442? ▼
What is the average commute time in ZIP 56442? ▼
What percentage of residents own vs. rent in ZIP 56442? ▼
What is the poverty rate in ZIP code 56442? ▼
ZIP Code Research Guides
Official Data Resources for Crosslake, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.