PlainZIP

Crosslake, MN · standard

ZIP Code 56442

Crow Wing County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,381
26/sq mi
$79,896
Median income
$479,800
Median home value
30.9%
Bachelor's or higher

The verdict

Crosslake pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 14%
home value, US ZIPs
26
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56442 against every reporting US ZIP.

ZIP code 56442 covers 91.9 square miles in Crosslake, Crow Wing County, Minnesota (a standard USPS delivery area), with a modest 2,381 residents on file, a density of 26 people per square mile, in the Chicago time zone.

ZIP 56442 lands in the middle-income range, with a median household income of $79,896 (3% below the Minnesota average), while per-capita income is $59,545. 8.8% of residents live below the poverty line, and the unemployment rate reads 1.6%. On housing, the median home value is $479,800 (88% above the state average) with median rent at $1,000 per month, and 84.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 60.9, and the average commute is 30 minutes. To put 56442 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Crow Wing County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 56442

Top 5 sectors by establishment count in Crosslake, MN

Which industries have the most business establishments in ZIP 56442.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56442, Crosslake, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,381

Population

91.9

Area (sq mi)

26

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56442?

60.9

Median Age

49.9%

Male

50.1%

Female

2.7%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,896

Median Household Income

-3% vs state

$59,545

Per Capita Income

8.8%

Poverty Rate

1.6%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 56442 ranks nationally

Crosslake, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,896 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 30.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,518

Total Housing Units

1,408

Occupied Units

2,110

Vacant Units

1.93

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$479,800

Median Home Value

+88% vs state

$1,000

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.2%

YoY Change (2024)

280

HPI Index (2000 = 100)

+180%

Total Change Since 2000

Home values in ZIP 56442 have decreased 5.2% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 179
2021 +13.1% 202
2022 +20.6% 244
2023 +21.1% 295
2024 -5.2% 280

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 176 business establishments in ZIP 56442, employing approximately 1,239 people with a combined annual payroll of $55,100,000.

176

Businesses

1,239

Employees

$55.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 27 15.3%
Construction 26 14.8%
Accommodation and food services 21 11.9%
Real estate and rental and leasing 20 11.4%
Other services (except public administration) 18 10.2%
Health care and social assistance 12 6.8%
Administrative and support and waste management and remediation services 11 6.3%
Manufacturing 9 5.1%
Professional, scientific, and technical services 9 5.1%
Wholesale trade 7 4.0%
Finance and insurance 6 3.4%
Arts, entertainment, and recreation 5 2.8%
Educational services 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56442 vs 56448 →

ZIP 56442 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56442 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56442 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56442 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56448 Fifty Lakes, MN 332 6.5 mi
56465 Merrifield, MN 2,062 9.7 mi
56441 Crosby, MN 3,596 9.2 mi

More ZIP Codes in Crow Wing County

56401 standard
Brainerd, MN
Pop: 29,439
56425 standard
Baxter, MN
Pop: 7,655
56472 standard
Pequot Lakes, MN
Pop: 7,459
56468 standard
Nisswa, MN
Pop: 4,589
56441 standard
Crosby, MN
Pop: 3,596
56444 standard
Deerwood, MN
Pop: 3,087

Related Areas

Crow Wing County Crosslake, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56442 in? ▼
ZIP code 56442 (Crosslake) is located in Crow Wing County, Minnesota. Crow Wing County contains multiple ZIP codes, see the full list at /counties/crow-wing-mn.
What is the population of ZIP code 56442? ▼
ZIP code 56442 in Crosslake, MN has a population of 2,381 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56442? ▼
The median household income in ZIP 56442 is $79,896, which is 5% above the national average of $76,288.
What is the average home value in ZIP 56442? ▼
The median home value in ZIP 56442 is $479,800, which is 72% above the national average of $278,155.
What is the demographic makeup of ZIP 56442? ▼
The largest racial group in ZIP 56442 is White at 97.8%.
How many businesses are in ZIP code 56442? ▼
ZIP code 56442 has 176 business establishments employing approximately 1,239 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56442? ▼
The top industries by establishment count in ZIP 56442 are: Retail trade (27), Construction (26), Accommodation and food services (21). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 56442? ▼
According to the FHFA House Price Index, home values in ZIP 56442 decreased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56442? ▼
In ZIP code 56442, 56.0% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56442? ▼
The mean commute time for workers in ZIP code 56442 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56442? ▼
In ZIP code 56442, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56442? ▼
The poverty rate in ZIP code 56442 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.