Pine River, MN · standard
ZIP Code 56474
Cass County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,244
- 7/sq mi Low-density area
- $59,922
- Median income Below-median income area
- $238,600
- Median home value Near-median home value
- 21.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Pine River pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 7
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56474 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 56474 (Pine River, MN) rose +6.4% from 2023 to 2024. The all-transactions index moved from 251.7 in 2023 to 267.8 in 2024 (2000 = 100).
ZIP code 56474 covers 633.4 square miles in Pine River, Cass County, Minnesota (a standard USPS delivery area), with a modest 4,244 residents on file, a density of 7 people per square mile, in the Chicago time zone.
ZIP 56474 reports a modest median household income of $59,922 (27% below the average Minnesota ZIP), while per-capita income is $36,638. The poverty rate is 12.7%, with unemployment at 4.3%; those measures add context to the income figure. Median home value is $238,600 (7% below the average Minnesota ZIP) and median rent is $830; 83.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.6% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 23 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Cass County, so 56474 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 56474
Top 5 sectors by establishment count in Pine River, MN
Which industries have the most business establishments in ZIP 56474.
- Health care and social assistance
Health care and social assistance
21 establishments
- Construction
Construction
20 establishments
- Retail trade
Retail trade
20 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56474, Pine River, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,244
Population
633.4
Area (sq mi)
7
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56474?
46.3
Median Age
54.2%
Male
45.8%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,922
Median Household Income
-27% vs state ZIP avg
$36,638
Per Capita Income
12.7%
Poverty Rate
4.3%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 56474 ranks among Minnesota ZIPs
Pine River, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,922 13th percentile higher than 13% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,861housing units
2,861
Total Housing Units
1,918
Occupied Units
943
Vacant Units
2.28
Avg Household Size
Occupancy Type
$238,600
Median Home Value
-7% vs state ZIP avg
$830
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
268
HPI Index (2000 = 100)
+168%
Total Change Since 2000
Home values in ZIP 56474 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 176 |
| 2021 | +8.3% | 190 |
| 2022 | +4.8% | 199 |
| 2023 | +26.4% | 252 |
| 2024 | +6.4% | 268 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 126 business establishments in ZIP 56474, employing approximately 1,052 people with a combined annual payroll of $43,281,000.
126
Businesses
1,052
Employees
$43.3M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 21 | 16.7% |
| Construction | 20 | 15.9% |
| Retail trade | 20 | 15.9% |
| Other services (except public administration) | 17 | 13.5% |
| Accommodation and food services | 10 | 7.9% |
| Manufacturing | 9 | 7.1% |
| Professional, scientific, and technical services | 6 | 4.8% |
| Administrative and support and waste management and remediation services | 6 | 4.8% |
| Transportation and warehousing | 5 | 4.0% |
| Finance and insurance | 4 | 3.2% |
| Real estate and rental and leasing | 3 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56474 vs 56456 →
ZIP 56474 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56472
Pequot Lakes (56472)
7,459 residents
- 56474
Pine River (56474)
4,244 residents
- 56435 2,372
Backus (56435)
2,372 residents
- 56456 50
Jenkins (56456)
50 residents
What this shows Among its immediate neighbors, ZIP 56474 ranks #2 by population - useful context the national average alone can't give.
ZIP 56474 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56472
Pequot Lakes (56472)
$81,328 median income
- 56435
Backus (56435)
$62,381 median income
- 56474
Pine River (56474)
$59,922 median income
What this shows By household income, ZIP 56474 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56474, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,244 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cass County
Related Areas
Frequently Asked Questions
What county is ZIP code 56474 in?
ZIP code 56474 (Pine River) is located in Cass County, Minnesota. Cass County contains multiple ZIP codes, see the full list at /counties/cass-mn.
What is the population of ZIP code 56474?
ZIP code 56474 in Pine River, MN has a population of 4,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56474?
The median household income in ZIP 56474 is $59,922, which is 21% below the national average of $76,288.
What is the average home value in ZIP 56474?
The median home value in ZIP 56474 is $238,600, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 56474?
The largest racial group in ZIP 56474 is White at 87.6%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 56474?
ZIP code 56474 has 126 business establishments employing approximately 1,052 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56474?
The top industries by establishment count in ZIP 56474 are: Health care and social assistance (21), Construction (20), Retail trade (20). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 56474?
According to the FHFA House Price Index, home values in ZIP 56474 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56474?
In ZIP code 56474, 55.5% of residents aged 25+ have a high school diploma or higher, and 21.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56474?
The mean commute time for workers in ZIP code 56474 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56474?
In ZIP code 56474, approximately 83.3% of occupied housing units are owner-occupied and 16.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56474?
The poverty rate in ZIP code 56474 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56474's numbers, next.
- See how ZIP 56474 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pine River, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.