Pine River, MN · standard

ZIP Code 56474

Cass County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,244
7/sq mi
$59,922
Median income
$238,600
Median home value
21.6%
Bachelor's or higher

The verdict

Pine River pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
Top 45%
home value, US ZIPs
7
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56474 against every reporting US ZIP.

ZIP code 56474 covers 633.4 square miles in Pine River, Cass County, Minnesota (a standard USPS delivery area), with a modest 4,244 residents on file, a density of 7 people per square mile, in the Chicago time zone.

ZIP 56474 reports a modest median household income of $59,922 (27% below the Minnesota average), while per-capita income is $36,638. 12.7% of residents live below the poverty line, and the unemployment rate reads 4.3%. Median home value sits at $238,600 (7% below the state average), median rent at $830 a month, and owner-occupancy at 83.3%.

Educational attainment sits below the national norm: 21.6% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 23 minutes. To put 56474 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cass County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 56474

Top 5 sectors by establishment count in Pine River, MN

Which industries have the most business establishments in ZIP 56474.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56474, Pine River, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,244

Population

633.4

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56474?

46.3

Median Age

54.2%

Male

45.8%

Female

2.5%

Foreign-Born

White 87.6%
African American 0.5%
Asian 1.7%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,922

Median Household Income

-27% vs state

$36,638

Per Capita Income

12.7%

Poverty Rate

4.3%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 56474 ranks nationally

Pine River, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,922 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.5%
Bachelor's Degree or Higher 21.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,861

Total Housing Units

1,918

Occupied Units

943

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 83.3%
Renter 16.7%

$238,600

Median Home Value

-7% vs state

$830

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

268

HPI Index (2000 = 100)

+168%

Total Change Since 2000

Home values in ZIP 56474 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 176
2021 +8.3% 190
2022 +4.8% 199
2023 +26.4% 252
2024 +6.4% 268

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 126 business establishments in ZIP 56474, employing approximately 1,052 people with a combined annual payroll of $43,281,000.

126

Businesses

1,052

Employees

$43.3M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 21 16.7%
Construction 20 15.9%
Retail trade 20 15.9%
Other services (except public administration) 17 13.5%
Accommodation and food services 10 7.9%
Manufacturing 9 7.1%
Professional, scientific, and technical services 6 4.8%
Administrative and support and waste management and remediation services 6 4.8%
Transportation and warehousing 5 4.0%
Finance and insurance 4 3.2%
Real estate and rental and leasing 3 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56474 vs 56456 →

ZIP 56474 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56474 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56474 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56474 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56456 Jenkins, MN 50 6.5 mi
56472 Pequot Lakes, MN 7,459 10.3 mi
56435 Backus, MN 2,372 8.8 mi

More ZIP Codes in Cass County

Frequently Asked Questions

What county is ZIP code 56474 in?
ZIP code 56474 (Pine River) is located in Cass County, Minnesota. Cass County contains multiple ZIP codes, see the full list at /counties/cass-mn.
What is the population of ZIP code 56474?
ZIP code 56474 in Pine River, MN has a population of 4,244 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56474?
The median household income in ZIP 56474 is $59,922, which is 21% below the national average of $76,288.
What is the average home value in ZIP 56474?
The median home value in ZIP 56474 is $238,600, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 56474?
The largest racial group in ZIP 56474 is White at 87.6%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 56474?
ZIP code 56474 has 126 business establishments employing approximately 1,052 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56474?
The top industries by establishment count in ZIP 56474 are: Health care and social assistance (21), Construction (20), Retail trade (20). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 56474?
According to the FHFA House Price Index, home values in ZIP 56474 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56474?
In ZIP code 56474, 55.5% of residents aged 25+ have a high school diploma or higher, and 21.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56474?
The mean commute time for workers in ZIP code 56474 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56474?
In ZIP code 56474, approximately 83.3% of occupied housing units are owner-occupied and 16.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56474?
The poverty rate in ZIP code 56474 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.