Saco, MT · standard
ZIP Code 59261
Phillips County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 520
- 0/sq mi
- $53,158
- Median income
- $143,300
- Median home value
- 27.4%
- Bachelor's or higher
The verdict
Saco pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 23th pct
- home value, US ZIPs
- 0
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59261 against every reporting US ZIP.
ZIP code 59261 is classified by USPS as a standard delivery area and covers roughly 1300.0 square miles in Saco, Phillips County, Montana. The area is home to 520 residents, producing a population density of 0 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59261 against Montana and the nation.
On the economic side, the median household income for ZIP 59261 sits at $53,158 (24% below the Montana average), while per-capita income is $27,946. The poverty rate stands at 23.8% and the unemployment rate at 4.5%. On housing, the median home value is $143,300 (56% below the state average) with median rent at $537 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 59261 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.4% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is —. Use the benchmarks above to see where 59261 sits relative to Montana and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59261, Saco, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
520
Population
1300.0
Area (sq mi)
0
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59261?
54.3
Median Age
46.3%
Male
53.7%
Female
6.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,158
Median Household Income
-24% vs state
$27,946
Per Capita Income
23.8%
Poverty Rate
4.5%
Unemployment Rate
How ZIP 59261 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$53,158 18th percentile higher than 18% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
413
Total Housing Units
226
Occupied Units
187
Vacant Units
2.32
Avg Household Size
Occupancy Type
$143,300
Median Home Value
-56% vs state
$537
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 12 business establishments in ZIP 59261, employing approximately 37 people with a combined annual payroll of $1,058,000.
12
Businesses
37
Employees
$1.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 4 | 33.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Phillips County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Saco, MT
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.