Saco, MT · standard
ZIP Code 59261
Phillips County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 520
- 0/sq mi
- $53,158
- Median income
- $143,300
- Median home value
- 27.4%
- Bachelor's or higher
National ZIP placement
Saco pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 23rd pct
- home value, US ZIPs
- 0
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59261 against every reporting US ZIP.
ZIP code 59261 is a sparsely populated ZIP (a standard USPS delivery area) in Saco, Phillips County, Montana, home to just 520 residents across 1300.0 square miles, a density of 0 people per square mile, in the Denver time zone.
ZIP 59261 reports a modest median household income of $53,158 (24% below the average Montana ZIP), while per-capita income is $27,946. The poverty rate is 23.8%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $143,300 (56% below the average Montana ZIP), and median rent is $537; owner occupancy is 76.5%.
Educational attainment sits below the national norm: 27.4% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Montana and national benchmarks above are the appropriate context for 59261.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59261, Saco, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
520
Population
1300.0
Area (sq mi)
0
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59261?
54.3
Median Age
46.3%
Male
53.7%
Female
6.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,158
Median Household Income
-24% vs state ZIP avg
$27,946
Per Capita Income
23.8%
Poverty Rate
4.5%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
413housing units
413
Total Housing Units
226
Occupied Units
187
Vacant Units
2.32
Avg Household Size
Occupancy Type
$143,300
Median Home Value
-56% vs state ZIP avg
$537
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 12 business establishments in ZIP 59261, employing approximately 37 people with a combined annual payroll of $1,058,000.
12
Businesses
37
Employees
$1.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 4 | 33.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 59261, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.