Whitewater, MT · standard
ZIP Code 59544
Phillips County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 175
- 0/sq mi
- $39,583
- Median income
- $250,000
- Median home value
- 23.9%
- Bachelor's or higher
The verdict
Whitewater pairs one of the lowest household incomes in the country with above-median home values, in a rural, mixed-tenure area.
- 5th pct
- household income, US ZIPs
- Top 43%
- home value, US ZIPs
- 0
- people per sq mi
- 47%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59544 against every reporting US ZIP.
ZIP code 59544 is classified by USPS as a standard delivery area and covers roughly 1750.0 square miles in Whitewater, Phillips County, Montana. The area is home to 175 residents, producing a population density of 0 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59544 against Montana and the nation.
On the economic side, the median household income for ZIP 59544 sits at $39,583 (43% below the Montana average), while per-capita income is $25,636. The poverty rate stands at 18.9% and the unemployment rate at 4.8%. On housing, the median home value is $250,000 (23% below the state average) with median rent at $270 per month, and 46.7% of occupied units are owner-occupied, a direct signal of whether 59544 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.9% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is —. Use the benchmarks above to see where 59544 sits relative to Montana and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59544, Whitewater, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
175
Population
1750.0
Area (sq mi)
0
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59544?
40.1
Median Age
46.4%
Male
53.6%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$39,583
Median Household Income
-43% vs state
$25,636
Per Capita Income
18.9%
Poverty Rate
4.8%
Unemployment Rate
How ZIP 59544 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$39,583 5th percentile higher than 5% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
124
Total Housing Units
90
Occupied Units
34
Vacant Units
2.30
Avg Household Size
Occupancy Type
$250,000
Median Home Value
-23% vs state
$270
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
More ZIP Codes in Phillips County
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Frequently Asked Questions
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Official Data Resources for Whitewater, MT
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.