Malta, MT · standard
ZIP Code 59538
Phillips County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,037
- 1/sq mi
- $57,097
- Median income
- $191,800
- Median home value
- 27.3%
- Bachelor's or higher
National ZIP placement
Malta pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 1
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59538 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 59538 (Malta, MT) rose +10.0% from 2023 to 2024.
ZIP code 59538 covers 6074.0 square miles in Malta, Phillips County, Montana (a standard USPS delivery area), with a modest 3,037 residents on file, a density of 1 people per square mile, in the Denver time zone.
ZIP 59538 reports a modest median household income of $57,097 (18% below the average Montana ZIP), while per-capita income is $37,618. The poverty rate is 8.2%, with unemployment at 0.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $191,800 (41% below the average Montana ZIP), and median rent is $631; owner occupancy is 70.6%.
Educational attainment sits below the national norm: 27.3% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Montana and national benchmarks above are the appropriate context for 59538.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 59538
Top 5 sectors by establishment count in Malta, MT
Which industries have the most business establishments in ZIP 59538.
- Retail trade
Retail trade
17 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Construction
Construction
14 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59538, Malta, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,037
Population
6074.0
Area (sq mi)
1
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59538?
44.5
Median Age
55.1%
Male
44.9%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,097
Median Household Income
-18% vs state ZIP avg
$37,618
Per Capita Income
8.2%
Poverty Rate
0.4%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,312housing units
1,312
Total Housing Units
1,144
Occupied Units
168
Vacant Units
2.27
Avg Household Size
Occupancy Type
$191,800
Median Home Value
-41% vs state ZIP avg
$631
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 115 business establishments in ZIP 59538, employing approximately 734 people with a combined annual payroll of $28,252,000.
115
Businesses
734
Employees
$28.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 17 | 14.8% |
| Other services (except public administration) | 15 | 13.0% |
| Construction | 14 | 12.2% |
| Accommodation and food services | 13 | 11.3% |
| Professional, scientific, and technical services | 12 | 10.4% |
| Health care and social assistance | 7 | 6.1% |
| Finance and insurance | 6 | 5.2% |
| Real estate and rental and leasing | 6 | 5.2% |
| Wholesale trade | 4 | 3.5% |
| Agriculture, forestry, fishing and hunting | 3 | 2.6% |
| Utilities | 3 | 2.6% |
| Manufacturing | 3 | 2.6% |
| Transportation and warehousing | 3 | 2.6% |
| Administrative and support and waste management and remediation services | 3 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 59538, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,037 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.