PlainZIP

Crystal Lake, IL · standard

ZIP Code 60012

McHenry County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,120
248/sq mi
$159,375
Median income
$417,300
Median home value
58.7%
Bachelor's or higher

The verdict

Crystal Lake pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 19%
home value, US ZIPs
248
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60012 against every reporting US ZIP.

ZIP code 60012 is a mid-sized community (a standard USPS delivery area) in Crystal Lake, McHenry County, Illinois, home to 11,120 residents across 44.8 square miles, a density of 248 people per square mile, in the Chicago time zone.

ZIP 60012 skews affluent, with a median household income of $159,375 (99% above the Illinois average), while per-capita income is $67,189. 5.5% of residents live below the poverty line, and the unemployment rate reads 4.9%. On housing, the median home value is $417,300 (117% above the state average) with median rent at $1,667 per month, and 96.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 58.7% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 28 minutes. To put 60012 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in McHenry County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60012

Top 5 sectors by establishment count in Crystal Lake, IL

Which industries have the most business establishments in ZIP 60012.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60012, Crystal Lake, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,120

Population

44.8

Area (sq mi)

248

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60012?

43.5

Median Age

46.8%

Male

53.2%

Female

8.1%

Foreign-Born

White 83.7%
African American 1.1%
Asian 6.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.9%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$159,375

Median Household Income

+99% vs state

$67,189

Per Capita Income

5.5%

Poverty Rate

4.9%

Unemployment Rate

28.4 min

Mean Commute Time

How ZIP 60012 ranks nationally

Crystal Lake, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$159,375 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.0%
Bachelor's Degree or Higher 58.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,491

Total Housing Units

4,220

Occupied Units

271

Vacant Units

2.92

Avg Household Size

Occupancy Type

Owner 96.8%
Renter 3.2%

$417,300

Median Home Value

+117% vs state

$1,667

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.1%

YoY Change (2024)

168

HPI Index (2000 = 100)

+68%

Total Change Since 2000

Home values in ZIP 60012 have increased 5.1% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.8% 116
2021 +8.6% 126
2022 +8.9% 137
2023 +16.2% 159
2024 +5.1% 168

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 266 business establishments in ZIP 60012, employing approximately 2,610 people with a combined annual payroll of $169,608,000.

266

Businesses

2,610

Employees

$169.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 49 18.4%
Construction 44 16.5%
Professional, scientific, and technical services 43 16.2%
Other services (except public administration) 20 7.5%
Retail trade 15 5.6%
Manufacturing 14 5.3%
Administrative and support and waste management and remediation services 13 4.9%
Wholesale trade 12 4.5%
Transportation and warehousing 10 3.8%
Finance and insurance 9 3.4%
Real estate and rental and leasing 8 3.0%
Accommodation and food services 8 3.0%
Information 6 2.3%
Educational services 5 1.9%
Arts, entertainment, and recreation 5 1.9%
Management of companies and enterprises 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60012 vs 60014 →

ZIP 60012 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60012 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60012 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60012 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60014 Crystal Lake, IL 48,550 2.9 mi
60050 Mchenry, IL 31,620 4.2 mi
60156 Lake In The Hills, IL 28,987 5.8 mi
60102 Algonquin, IL 32,193 7.5 mi
60042 Island Lake, IL 8,547 5.9 mi
60013 Cary, IL 26,872 5.3 mi
60072 Ringwood, IL 928 9.3 mi
60051 Mchenry, IL 25,192 7.1 mi
60021 Fox River Grove, IL 5,545 7.2 mi
60110 Carpentersville, IL 38,557 10.4 mi

More ZIP Codes in McHenry County

60014 standard
Crystal Lake, IL
Pop: 48,550
60098 standard
Woodstock, IL
Pop: 32,228
60102 standard
Algonquin, IL
Pop: 32,193
60050 standard
Mchenry, IL
Pop: 31,620
60156 standard
Lake In The Hills, IL
Pop: 28,987
60013 standard
Cary, IL
Pop: 26,872

Related Areas

McHenry County Crystal Lake, IL Illinois

Frequently Asked Questions

What county is ZIP code 60012 in? ▼
ZIP code 60012 (Crystal Lake) is located in McHenry County, Illinois. McHenry County contains multiple ZIP codes, see the full list at /counties/mchenry-il.
What is the population of ZIP code 60012? ▼
ZIP code 60012 in Crystal Lake, IL has a population of 11,120 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60012? ▼
The median household income in ZIP 60012 is $159,375, which is 109% above the national average of $76,288.
What is the average home value in ZIP 60012? ▼
The median home value in ZIP 60012 is $417,300, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 60012? ▼
The largest racial group in ZIP 60012 is White at 83.7%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 60012? ▼
ZIP code 60012 has 266 business establishments employing approximately 2,610 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60012? ▼
The top industries by establishment count in ZIP 60012 are: Health care and social assistance (49), Construction (44), Professional, scientific, and technical services (43). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 60012? ▼
According to the FHFA House Price Index, home values in ZIP 60012 increased by 5.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60012? ▼
In ZIP code 60012, 75.0% of residents aged 25+ have a high school diploma or higher, and 58.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60012? ▼
The mean commute time for workers in ZIP code 60012 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60012? ▼
In ZIP code 60012, approximately 96.8% of occupied housing units are owner-occupied and 3.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60012? ▼
The poverty rate in ZIP code 60012 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.