Woodstock, IL · standard
ZIP Code 60098
McHenry County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 32,228
- 118/sq mi High-density area
- $91,062
- Median income Above-median income area
- $276,900
- Median home value Near-median home value
- 31.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Woodstock pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 118
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60098 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 60098 (Woodstock, IL) rose +5.6% from 2023 to 2024. The all-transactions index moved from 162.7 in 2023 to 171.8 in 2024 (2000 = 100).
ZIP code 60098 is a densely settled ZIP (a standard USPS delivery area) in Woodstock, McHenry County, Illinois, with 32,228 residents across 272.7 square miles, a density of 118 people per square mile, in the Chicago time zone.
ZIP 60098 lands in the middle-income range, with a median household income of $91,062 (14% above the average Illinois ZIP), while per-capita income is $46,373. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.4% and unemployment is 3.8%. Housing is both higher-cost and owner-heavy: median home value is $276,900 (44% above the average Illinois ZIP), while 76.2% of occupied homes are owner-occupied and median rent is $1,215.
A solid share of residents have a four-year degree: 31.9% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 26 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in McHenry County, so 60098 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 60098
Top 5 sectors by establishment count in Woodstock, IL
Which industries have the most business establishments in ZIP 60098.
- Other services (except public administration)
Other services (except public administration)
118 establishments
- Construction
Construction
109 establishments
- Retail trade
Retail trade
99 establishments
- Health care and social assistance
Health care and social assistance
92 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
89 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60098, Woodstock, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
32,228
Population
272.7
Area (sq mi)
118
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60098?
42.2
Median Age
49.5%
Male
50.5%
Female
13.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,062
Median Household Income
+14% vs state ZIP avg
$46,373
Per Capita Income
6.4%
Poverty Rate
3.8%
Unemployment Rate
26.3 min
Mean Commute Time
How ZIP 60098 ranks nationally
Woodstock, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$91,062 Top 26% higher than 74% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,603housing units
13,603
Total Housing Units
13,168
Occupied Units
435
Vacant Units
2.45
Avg Household Size
Occupancy Type
$276,900
Median Home Value
+44% vs state ZIP avg
$1,215
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.6%
YoY Change (2024)
172
HPI Index (2000 = 100)
+72%
Total Change Since 2000
Home values in ZIP 60098 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +72% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 116 |
| 2021 | +8.8% | 126 |
| 2022 | +13.9% | 144 |
| 2023 | +13.4% | 163 |
| 2024 | +5.6% | 172 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 909 business establishments in ZIP 60098, employing approximately 10,569 people with a combined annual payroll of $607,272,000.
909
Businesses
10,569
Employees
$607.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 118 | 13.0% |
| Construction | 109 | 12.0% |
| Retail trade | 99 | 10.9% |
| Health care and social assistance | 92 | 10.1% |
| Professional, scientific, and technical services | 89 | 9.8% |
| Administrative and support and waste management and remediation services | 83 | 9.1% |
| Accommodation and food services | 69 | 7.6% |
| Manufacturing | 56 | 6.2% |
| Wholesale trade | 45 | 5.0% |
| Transportation and warehousing | 36 | 4.0% |
| Real estate and rental and leasing | 33 | 3.6% |
| Finance and insurance | 29 | 3.2% |
| Information | 17 | 1.9% |
| Arts, entertainment, and recreation | 14 | 1.5% |
| Educational services | 8 | 0.9% |
| Management of companies and enterprises | 7 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60098 vs 60097 →
ZIP 60098 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60014
Crystal Lake (60014)
48,550 residents
- 60098
Woodstock (60098)
32,228 residents
- 60156
Lake In The Hills (60156)
28,987 residents
- 60142
Huntley (60142)
26,447 residents
- 60033 13,922
Harvard (60033)
13,922 residents
- 60097 11,250
Wonder Lake (60097)
11,250 residents
- 60012 11,120
Crystal Lake (60012)
11,120 residents
- 60071 3,598
Richmond (60071)
3,598 residents
- 60034 2,040
Hebron (60034)
2,040 residents
What this shows Among its immediate neighbors, ZIP 60098 ranks #2 by population - useful context the national average alone can't give.
ZIP 60098 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60012
Crystal Lake (60012)
$159,375 median income
- 60156
Lake In The Hills (60156)
$117,151 median income
- 60180
Union (60180)
$110,070 median income
- 60014
Crystal Lake (60014)
$109,016 median income
- 60097
Wonder Lake (60097)
$93,397 median income
- 60098
Woodstock (60098)
$91,062 median income
- 60142
Huntley (60142)
$89,735 median income
- 60034
Hebron (60034)
$87,188 median income
- 60071
Richmond (60071)
$74,426 median income
What this shows By household income, ZIP 60098 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 60097 | Wonder Lake, IL | 11,250 | 6.8 mi |
| 60142 | Huntley, IL | 26,447 | 10.4 mi |
| 60180 | Union, IL | 1,694 | 7.7 mi |
| 60034 | Hebron, IL | 2,040 | 9.3 mi |
| 60012 | Crystal Lake, IL | 11,120 | 8.3 mi |
| 60014 | Crystal Lake, IL | 48,550 | 9.3 mi |
| 60156 | Lake In The Hills, IL | 28,987 | 10.9 mi |
| 60033 | Harvard, IL | 13,922 | 10.3 mi |
| 60071 | Richmond, IL | 3,598 | 12.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60098, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (32,228 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McHenry County
Related Areas
Frequently Asked Questions
What county is ZIP code 60098 in?
ZIP code 60098 (Woodstock) is located in McHenry County, Illinois. McHenry County contains multiple ZIP codes, see the full list at /counties/mchenry-il.
What is the population of ZIP code 60098?
ZIP code 60098 in Woodstock, IL has a population of 32,228 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60098?
The median household income in ZIP 60098 is $91,062, which is 19% above the national average of $76,288.
What is the average home value in ZIP 60098?
The median home value in ZIP 60098 is $276,900, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 60098?
The largest racial group in ZIP 60098 is White at 74.3%. Hispanic or Latino residents make up 21.7% of the population.
How many businesses are in ZIP code 60098?
ZIP code 60098 has 909 business establishments employing approximately 10,569 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60098?
The top industries by establishment count in ZIP 60098 are: Other services (except public administration) (118), Construction (109), Retail trade (99). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 60098?
According to the FHFA House Price Index, home values in ZIP 60098 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 72%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60098?
In ZIP code 60098, 58.4% of residents aged 25+ have a high school diploma or higher, and 31.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60098?
The mean commute time for workers in ZIP code 60098 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60098?
In ZIP code 60098, approximately 76.2% of occupied housing units are owner-occupied and 23.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60098?
The poverty rate in ZIP code 60098 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60098's numbers, next.
- See how ZIP 60098 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Woodstock, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.