Woodstock, IL · standard

ZIP Code 60098

McHenry County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,228
118/sq mi
$91,062
Median income
$276,900
Median home value
31.9%
Bachelor's or higher

The verdict

Woodstock pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 37%
home value, US ZIPs
118
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60098 against every reporting US ZIP.

ZIP code 60098 is a densely settled ZIP (a standard USPS delivery area) in Woodstock, McHenry County, Illinois, with 32,228 residents across 272.7 square miles, a density of 118 people per square mile, in the Chicago time zone.

ZIP 60098 lands in the middle-income range, with a median household income of $91,062 (14% above the Illinois average), while per-capita income is $46,373. Local economic indicators show a 6.4% poverty rate alongside 3.8% unemployment. Housing costs here run $276,900 for a typical home value (44% above the state average), with rent averaging $1,215 a month; 76.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.9% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 26 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 60098, plus 6 more within McHenry County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60098

Top 5 sectors by establishment count in Woodstock, IL

Which industries have the most business establishments in ZIP 60098.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60098, Woodstock, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

32,228

Population

272.7

Area (sq mi)

118

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60098?

42.2

Median Age

49.5%

Male

50.5%

Female

13.2%

Foreign-Born

White 74.3%
African American 2.2%
Asian 2.2%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 14.6%
Hispanic or Latino 21.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,062

Median Household Income

+14% vs state

$46,373

Per Capita Income

6.4%

Poverty Rate

3.8%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 60098 ranks nationally

Woodstock, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,062 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 31.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,603

Total Housing Units

13,168

Occupied Units

435

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 76.2%
Renter 23.8%

$276,900

Median Home Value

+44% vs state

$1,215

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.6%

YoY Change (2024)

172

HPI Index (2000 = 100)

+72%

Total Change Since 2000

Home values in ZIP 60098 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +72% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 116
2021 +8.8% 126
2022 +13.9% 144
2023 +13.4% 163
2024 +5.6% 172

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 909 business establishments in ZIP 60098, employing approximately 10,569 people with a combined annual payroll of $607,272,000.

909

Businesses

10,569

Employees

$607.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 118 13.0%
Construction 109 12.0%
Retail trade 99 10.9%
Health care and social assistance 92 10.1%
Professional, scientific, and technical services 89 9.8%
Administrative and support and waste management and remediation services 83 9.1%
Accommodation and food services 69 7.6%
Manufacturing 56 6.2%
Wholesale trade 45 5.0%
Transportation and warehousing 36 4.0%
Real estate and rental and leasing 33 3.6%
Finance and insurance 29 3.2%
Information 17 1.9%
Arts, entertainment, and recreation 14 1.5%
Educational services 8 0.9%
Management of companies and enterprises 7 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60098 vs 60097 →

ZIP 60098 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60098 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60098 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60098 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60097 Wonder Lake, IL 11,250 6.8 mi
60142 Huntley, IL 26,447 10.4 mi
60180 Union, IL 1,694 7.7 mi
60034 Hebron, IL 2,040 9.3 mi
60012 Crystal Lake, IL 11,120 8.3 mi
60014 Crystal Lake, IL 48,550 9.3 mi
60156 Lake In The Hills, IL 28,987 10.9 mi
60033 Harvard, IL 13,922 10.3 mi
60071 Richmond, IL 3,598 12.1 mi

More ZIP Codes in McHenry County

Frequently Asked Questions

What county is ZIP code 60098 in?
ZIP code 60098 (Woodstock) is located in McHenry County, Illinois. McHenry County contains multiple ZIP codes, see the full list at /counties/mchenry-il.
What is the population of ZIP code 60098?
ZIP code 60098 in Woodstock, IL has a population of 32,228 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60098?
The median household income in ZIP 60098 is $91,062, which is 19% above the national average of $76,288.
What is the average home value in ZIP 60098?
The median home value in ZIP 60098 is $276,900, which is 0% below the national average of $278,155.
What is the demographic makeup of ZIP 60098?
The largest racial group in ZIP 60098 is White at 74.3%. Hispanic or Latino residents make up 21.7% of the population.
How many businesses are in ZIP code 60098?
ZIP code 60098 has 909 business establishments employing approximately 10,569 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60098?
The top industries by establishment count in ZIP 60098 are: Other services (except public administration) (118), Construction (109), Retail trade (99). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 60098?
According to the FHFA House Price Index, home values in ZIP 60098 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 72%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60098?
In ZIP code 60098, 58.4% of residents aged 25+ have a high school diploma or higher, and 31.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60098?
The mean commute time for workers in ZIP code 60098 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60098?
In ZIP code 60098, approximately 76.2% of occupied housing units are owner-occupied and 23.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60098?
The poverty rate in ZIP code 60098 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.