Residential delivery area · Illinois
ZIP Code 60538: Montgomery, IL
ZIP code 60538 is in Montgomery, Illinois, mostly in Kendall County (54% of its land) with the rest in Kane County (Census 2020 ZIP-county file). About 31,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $97,131 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Montgomery (76%) and Boulder Hill (15%); 9% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Montgomery · its only residential ZIP
- County
- Kendall County (54%); Kane County (46%)
- Census places
- Montgomery (76%); Boulder Hill (15%) census-designated place
- Metro area
- Chicago-Naperville-Elgin, IL-IN
- House district
- IL-14 119th Congress
- State
- Illinois
- Time zone
- Central
- Land area
- 9.7 sq mi · 3,151 people per sq mi
Where is ZIP code 60538?
60538 centers on 41.728°, -88.337° and covers 9.7 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 60506, 60505, 60543, 60503, 60504, 60512, 60560.
The map draws ZIP code areas only. For the streets inside 60538, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 60538 compare with the rest of Kendall County?
| Measure | 60538 | In Kendall County | In IL |
|---|---|---|---|
| People (ACS 2020-2024) | 30,514 | 3rd of 17 | 135th of 1,396 |
| Median household income | $97k | 11th of 14 | 226th of 797 |
| Median home value | $267k | 12th of 14 | 236th of 842 |
Its median household income is higher than in 79% of U.S. residential ZIP codes, and it is denser than 89% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 60538?
The 2020 Census counted 28,898 people in 60538; the ACS, which samples households over 2020-2024, estimates 30,514. Between the 2010 and 2020 censuses its population grew 8.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 30,514
- 2020 Census count
- 28,898+8.6% since 2010 (26,619)
- Households
- 10,175
- Median age
- 35.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 60538?
Of the 30,514 people the ACS estimates in 60538, 26.4% are under 18 and 12.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (52.6%), then Hispanic or Latino (35.4%).
- Under 1826.4%
- 18 to 6461.6%
- 65 and older12.0%
- White, not Hispanic52.6%
- Hispanic or Latino35.4%
- Black, not Hispanic6.4%
- Other or two or more3.7%
- Asian, not Hispanic2.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 60538 earn?
Median household income is $97,131 (ACS 2020-2024), the 11th highest of the 14 ranked ZIP codes in Kendall County. It is not measurably different from 2015-2019 ($102,303 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $97,131
- Income per person
- $36,558
- Below the poverty line
- 7.3%
- Unemployed (of the labor force)
- 5.5%
- Adults 25+ with a bachelor's degree
- 25.6%
- Adjusted gross income per tax return, 2022
- $66,57614,610 returns; wages 85% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 60538?
FHFA's house price index for 60538, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 54% from 2020 to 2025, and moved +5.4% in 2025.
- Median home value (owners' estimate)
- $267,300
- Median gross rent
- $1,858
- Homes owned by their occupants
- 81.3%
- Housing units
- 10,708
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 60538?
450 business establishments had a location in this ZIP code in 2023, 62 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction66
- Retail trade62
- Transportation and warehousing57
- Other services (except public administration)42
- Accommodation and food services37
- Wholesale trade32
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 60538?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 60506 | Aurora | 50,038 | $80k | 2.8 mi |
| 60505 | Aurora | 57,199 | $73k | 3.4 mi |
| 60543 | Oswego | 43,047 | $119k | 4.2 mi |
| 60503 | Aurora | 16,789 | $137k | 4.3 mi |
| 60504 | Aurora | 39,358 | $98k | 5.1 mi |
| 60512 | Bristol | 1,090 | $97k | 5.6 mi |
| 60560 | Yorkville | 28,795 | $110k | 9.6 mi |
| 60542 | North Aurora | 18,932 | $115k | 5.6 mi (near) |
| 60502 | Aurora | 23,308 | $157k | 5.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.