PlainZIP

Oswego, IL · standard

ZIP Code 60543

Kendall County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,156
327/sq mi
$119,371
Median income
$343,800
Median home value
42.7%
Bachelor's or higher

The verdict

Oswego pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 27%
home value, US ZIPs
327
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60543 against every reporting US ZIP.

ZIP code 60543 is a densely settled ZIP (a standard USPS delivery area) in Oswego, Kendall County, Illinois, with 36,156 residents across 110.5 square miles, a density of 327 people per square mile, in the Chicago time zone.

ZIP 60543 skews affluent, with a median household income of $119,371 (49% above the Illinois average), while per-capita income is $47,177. Local economic indicators show a 3.1% poverty rate alongside 3.0% unemployment. Housing costs here run $343,800 for a typical home value (79% above the state average), with rent averaging $1,616 a month; 86.6% of homes are owner-occupied.

A solid share of residents have a four-year degree: 42.7% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 31 minutes. To put 60543 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Kendall County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 60543

Top 5 sectors by establishment count in Oswego, IL

Which industries have the most business establishments in ZIP 60543.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60543, Oswego, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,156

Population

110.5

Area (sq mi)

327

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60543?

39.0

Median Age

49.2%

Male

50.8%

Female

14.6%

Foreign-Born

White 65.3%
African American 8.8%
Asian 4.1%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.8%
Hispanic or Latino 19.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$119,371

Median Household Income

+49% vs state

$47,177

Per Capita Income

3.1%

Poverty Rate

3.0%

Unemployment Rate

31.0 min

Mean Commute Time

How ZIP 60543 ranks nationally

Oswego, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$119,371 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%
Bachelor's Degree or Higher 42.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,666

Total Housing Units

14,469

Occupied Units

197

Vacant Units

2.97

Avg Household Size

Occupancy Type

Owner 86.6%
Renter 13.4%

$343,800

Median Home Value

+79% vs state

$1,616

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.6%

YoY Change (2024)

189

HPI Index (2000 = 100)

+89%

Total Change Since 2000

Home values in ZIP 60543 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.6% 128
2021 +10.7% 142
2022 +14.7% 163
2023 +7.8% 176
2024 +7.6% 189

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 956 business establishments in ZIP 60543, employing approximately 9,938 people with a combined annual payroll of $417,477,000.

956

Businesses

9,938

Employees

$417.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 143 15.0%
Health care and social assistance 110 11.5%
Retail trade 101 10.6%
Other services (except public administration) 100 10.5%
Professional, scientific, and technical services 88 9.2%
Transportation and warehousing 80 8.4%
Accommodation and food services 78 8.2%
Finance and insurance 50 5.2%
Real estate and rental and leasing 50 5.2%
Administrative and support and waste management and remediation services 48 5.0%
Wholesale trade 32 3.4%
Manufacturing 31 3.2%
Arts, entertainment, and recreation 18 1.9%
Educational services 13 1.4%
Information 6 0.6%
Agriculture, forestry, fishing and hunting 3 0.3%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60543 vs 60538 →

ZIP 60543 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60543 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60543 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60543 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60538 Montgomery, IL 26,619 4.3 mi
60585 Plainfield, IL 22,311 5.1 mi
60503 Aurora, IL 16,717 4.8 mi
60505 Aurora, IL 76,573 7.0 mi
60506 Aurora, IL 53,013 7.2 mi
60512 Bristol, IL 1,111 6.5 mi
60544 Plainfield, IL 25,959 6.6 mi
60560 Yorkville, IL 22,415 6.8 mi
60504 Aurora, IL 37,919 7.1 mi
60564 Naperville, IL 41,312 7.1 mi

More ZIP Codes in Kendall County

60538 standard
Montgomery, IL
Pop: 26,619
60560 standard
Yorkville, IL
Pop: 22,415
60545 standard
Plano, IL
Pop: 12,940
60541 standard
Newark, IL
Pop: 3,148
60512 standard
Bristol, IL
Pop: 1,111
60536 standard
Millbrook, IL
Pop: 126

Related Areas

Kendall County Oswego, IL Illinois

Frequently Asked Questions

What county is ZIP code 60543 in? ▼
ZIP code 60543 (Oswego) is located in Kendall County, Illinois. Kendall County contains multiple ZIP codes, see the full list at /counties/kendall-il.
What is the population of ZIP code 60543? ▼
ZIP code 60543 in Oswego, IL has a population of 36,156 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60543? ▼
The median household income in ZIP 60543 is $119,371, which is 56% above the national average of $76,288.
What is the average home value in ZIP 60543? ▼
The median home value in ZIP 60543 is $343,800, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 60543? ▼
The largest racial group in ZIP 60543 is White at 65.3%. Hispanic or Latino residents make up 19.4% of the population.
How many businesses are in ZIP code 60543? ▼
ZIP code 60543 has 956 business establishments employing approximately 9,938 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60543? ▼
The top industries by establishment count in ZIP 60543 are: Construction (143), Health care and social assistance (110), Retail trade (101). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 60543? ▼
According to the FHFA House Price Index, home values in ZIP 60543 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60543? ▼
In ZIP code 60543, 64.6% of residents aged 25+ have a high school diploma or higher, and 42.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60543? ▼
The mean commute time for workers in ZIP code 60543 is 31.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60543? ▼
In ZIP code 60543, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60543? ▼
The poverty rate in ZIP code 60543 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.