Oswego, IL · standard
ZIP Code 60543
Kendall County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 36,156
- 327/sq mi High-density area
- $119,371
- Median income Above-median income area
- $343,800
- Median home value Above-median home value
- 42.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oswego pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 10%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 327
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60543 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 60543 (Oswego, IL) rose +7.6% from 2023 to 2024. The all-transactions index moved from 175.7 in 2023 to 189.0 in 2024 (2000 = 100).
ZIP code 60543 is a densely settled ZIP (a standard USPS delivery area) in Oswego, Kendall County, Illinois, with 36,156 residents across 110.5 square miles, a density of 327 people per square mile, in the Chicago time zone.
ZIP 60543 skews affluent, with a median household income of $119,371 (49% above the average Illinois ZIP), while per-capita income is $47,177. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.1% and unemployment is 3.0%. Housing is both higher-cost and owner-heavy: median home value is $343,800 (79% above the average Illinois ZIP), while 86.6% of occupied homes are owner-occupied and median rent is $1,616.
A solid share of residents have a four-year degree: 42.7% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Kendall County, so 60543 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 60543
Top 5 sectors by establishment count in Oswego, IL
Which industries have the most business establishments in ZIP 60543.
- Construction
Construction
143 establishments
- Health care and social assistance
Health care and social assistance
110 establishments
- Retail trade
Retail trade
101 establishments
- Other services (except public administration)
Other services (except public administration)
100 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
88 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60543, Oswego, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
36,156
Population
110.5
Area (sq mi)
327
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60543?
39.0
Median Age
49.2%
Male
50.8%
Female
14.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$119,371
Median Household Income
+49% vs state ZIP avg
$47,177
Per Capita Income
3.1%
Poverty Rate
3.0%
Unemployment Rate
31.0 min
Mean Commute Time
How ZIP 60543 ranks nationally
Oswego, IL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$119,371 Top 10% higher than 90% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,666housing units
14,666
Total Housing Units
14,469
Occupied Units
197
Vacant Units
2.97
Avg Household Size
Occupancy Type
$343,800
Median Home Value
+79% vs state ZIP avg
$1,616
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2024)
189
HPI Index (2000 = 100)
+89%
Total Change Since 2000
Home values in ZIP 60543 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.6% | 128 |
| 2021 | +10.7% | 142 |
| 2022 | +14.7% | 163 |
| 2023 | +7.8% | 176 |
| 2024 | +7.6% | 189 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 956 business establishments in ZIP 60543, employing approximately 9,938 people with a combined annual payroll of $417,477,000.
956
Businesses
9,938
Employees
$417.5M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 143 | 15.0% |
| Health care and social assistance | 110 | 11.5% |
| Retail trade | 101 | 10.6% |
| Other services (except public administration) | 100 | 10.5% |
| Professional, scientific, and technical services | 88 | 9.2% |
| Transportation and warehousing | 80 | 8.4% |
| Accommodation and food services | 78 | 8.2% |
| Finance and insurance | 50 | 5.2% |
| Real estate and rental and leasing | 50 | 5.2% |
| Administrative and support and waste management and remediation services | 48 | 5.0% |
| Wholesale trade | 32 | 3.4% |
| Manufacturing | 31 | 3.2% |
| Arts, entertainment, and recreation | 18 | 1.9% |
| Educational services | 13 | 1.4% |
| Information | 6 | 0.6% |
| Agriculture, forestry, fishing and hunting | 3 | 0.3% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60543 vs 60538 →
ZIP 60543 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60505
Aurora (60505)
76,573 residents
- 60506
Aurora (60506)
53,013 residents
- 60564
Naperville (60564)
41,312 residents
- 60504
Aurora (60504)
37,919 residents
- 60543
Oswego (60543)
36,156 residents
- 60538 26,619
Montgomery (60538)
26,619 residents
- 60544 25,959
Plainfield (60544)
25,959 residents
- 60560 22,415
Yorkville (60560)
22,415 residents
- 60585 22,311
Plainfield (60585)
22,311 residents
What this shows Among its immediate neighbors, ZIP 60543 ranks #5 by population - useful context the national average alone can't give.
ZIP 60543 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60564
Naperville (60564)
$181,382 median income
- 60585
Plainfield (60585)
$155,511 median income
- 60503
Aurora (60503)
$136,726 median income
- 60543
Oswego (60543)
$119,371 median income
- 60560
Yorkville (60560)
$110,326 median income
- 60544
Plainfield (60544)
$108,304 median income
- 60504
Aurora (60504)
$98,008 median income
- 60538
Montgomery (60538)
$97,131 median income
- 60512
Bristol (60512)
$96,895 median income
What this shows By household income, ZIP 60543 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 60538 | Montgomery, IL | 26,619 | 4.3 mi |
| 60585 | Plainfield, IL | 22,311 | 5.1 mi |
| 60503 | Aurora, IL | 16,717 | 4.8 mi |
| 60505 | Aurora, IL | 76,573 | 7.0 mi |
| 60506 | Aurora, IL | 53,013 | 7.2 mi |
| 60512 | Bristol, IL | 1,111 | 6.5 mi |
| 60544 | Plainfield, IL | 25,959 | 6.6 mi |
| 60560 | Yorkville, IL | 22,415 | 6.8 mi |
| 60504 | Aurora, IL | 37,919 | 7.1 mi |
| 60564 | Naperville, IL | 41,312 | 7.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60543, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (36,156 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kendall County
Related Areas
Frequently Asked Questions
What county is ZIP code 60543 in?
ZIP code 60543 (Oswego) is located in Kendall County, Illinois. Kendall County contains multiple ZIP codes, see the full list at /counties/kendall-il.
What is the population of ZIP code 60543?
ZIP code 60543 in Oswego, IL has a population of 36,156 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60543?
The median household income in ZIP 60543 is $119,371, which is 56% above the national average of $76,288.
What is the average home value in ZIP 60543?
The median home value in ZIP 60543 is $343,800, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 60543?
The largest racial group in ZIP 60543 is White at 65.3%. Hispanic or Latino residents make up 19.4% of the population.
How many businesses are in ZIP code 60543?
ZIP code 60543 has 956 business establishments employing approximately 9,938 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 60543?
The top industries by establishment count in ZIP 60543 are: Construction (143), Health care and social assistance (110), Retail trade (101). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 60543?
According to the FHFA House Price Index, home values in ZIP 60543 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 60543?
In ZIP code 60543, 64.6% of residents aged 25+ have a high school diploma or higher, and 42.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60543?
The mean commute time for workers in ZIP code 60543 is 31.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60543?
In ZIP code 60543, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60543?
The poverty rate in ZIP code 60543 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60543's numbers, next.
- See how ZIP 60543 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oswego, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.