PlainZIP

Kempton, IL · standard

ZIP Code 60946

Ford County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

426
4/sq mi
$74,853
Median income
$69,000
Median home value
18.6%
Bachelor's or higher

The verdict

Kempton pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
3th pct
home value, US ZIPs
4
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60946 against every reporting US ZIP.

ZIP code 60946 is a sparsely populated ZIP (a standard USPS delivery area) in Kempton, Ford County, Illinois, home to just 426 residents across 112.1 square miles, a density of 4 people per square mile, in the Chicago time zone.

ZIP 60946 lands in the middle-income range, with a median household income of $74,853 (7% below the Illinois average), while per-capita income is $38,948. The poverty rate stands at 8.5% and the unemployment rate at 10.9%. Median home value sits at $69,000 (64% below the state average), median rent at $1,107 a month, and owner-occupancy at 78.1%.

Educational attainment sits below the national norm: 18.6% of adults hold a bachelor's degree or higher, the median age is 31.9, and the average commute is 37 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ford County, letting you compare 60946 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60946, Kempton, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

426

Population

112.1

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 60946?

31.9

Median Age

42.9%

Male

57.1%

Female

0.5%

Foreign-Born

White 95.4%
African American 1.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,853

Median Household Income

-7% vs state

$38,948

Per Capita Income

8.5%

Poverty Rate

10.9%

Unemployment Rate

36.5 min

Mean Commute Time

How ZIP 60946 ranks nationally

Kempton, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,853 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 18.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

203

Total Housing Units

178

Occupied Units

25

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 78.1%
Renter 21.9%

$69,000

Median Home Value

-64% vs state

$1,107

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 60946, employing approximately 18 people with a combined annual payroll of $450,000.

10

Businesses

18

Employees

$450K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 3 30.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 60946 vs 60919 →

ZIP 60946 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 60946 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 60946 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 60946 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
60919 Cabery, IL 558 5.2 mi
60929 Cullom, IL 730 5.3 mi
60917 Buckingham, IL 574 8.9 mi
60959 Piper City, IL 1,082 8.8 mi
60934 Emington, IL 273 8.3 mi
60920 Campus, IL 178 9.4 mi
60941 Herscher, IL 2,039 10.7 mi

More ZIP Codes in Ford County

60957 standard
Paxton, IL
Pop: 5,615
60936 standard
Gibson City, IL
Pop: 4,321
60959 standard
Piper City, IL
Pop: 1,082
60952 standard
Melvin, IL
Pop: 684
60919 standard
Cabery, IL
Pop: 558
60962 standard
Roberts, IL
Pop: 524

Related Areas

Ford County Kempton, IL Illinois

Frequently Asked Questions

What county is ZIP code 60946 in? ▼
ZIP code 60946 (Kempton) is located in Ford County, Illinois. Ford County contains multiple ZIP codes, see the full list at /counties/ford-il.
What is the population of ZIP code 60946? ▼
ZIP code 60946 in Kempton, IL has a population of 426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60946? ▼
The median household income in ZIP 60946 is $74,853, which is 2% below the national average of $76,288.
What is the average home value in ZIP 60946? ▼
The median home value in ZIP 60946 is $69,000, which is 75% below the national average of $278,155.
What is the demographic makeup of ZIP 60946? ▼
The largest racial group in ZIP 60946 is White at 95.4%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 60946? ▼
ZIP code 60946 has 10 business establishments employing approximately 18 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 60946? ▼
In ZIP code 60946, 60.4% of residents aged 25+ have a high school diploma or higher, and 18.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60946? ▼
The mean commute time for workers in ZIP code 60946 is 36.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60946? ▼
In ZIP code 60946, approximately 78.1% of occupied housing units are owner-occupied and 21.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60946? ▼
The poverty rate in ZIP code 60946 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.