ZIP Code 60946

ZIP code 60946 is classified by USPS as a standard delivery area and covers roughly 112.1 square miles in Kempton, Ford County, Illinois. The area is home to 426 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 60946 against Illinois and the nation.

On the economic side, the median household income for ZIP 60946 sits at $74,853 (7% below the Illinois average), while per-capita income is $38,948. The poverty rate stands at 8.5% and the unemployment rate at 10.9%. On housing, the median home value is $69,000 (64% below the state average) with median rent at $1,107 per month, and 78.1% of occupied units are owner-occupied, a direct signal of whether 60946 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.6% of adults hold a bachelor's degree or higher, the median age is 31.9, and the average commute is 37 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ford County, so you can benchmark 60946 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →