Kempton, IL · standard
ZIP Code 60946
Ford County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 426
- 4/sq mi Low-density area
- $74,853
- Median income Near-median income area
- $69,000
- Median home value Below-median home value
- 18.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Kempton pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- 3rd pct
- home value, US ZIPs
- 4
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 60946 against every reporting US ZIP.
ZIP code 60946 is a sparsely populated ZIP (a standard USPS delivery area) in Kempton, Ford County, Illinois, home to just 426 residents across 112.1 square miles, a density of 4 people per square mile, in the Chicago time zone.
ZIP 60946 lands in the middle-income range, with a median household income of $74,853 (7% below the average Illinois ZIP), while per-capita income is $38,948. Unemployment is 10.9%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $69,000 (64% below the average Illinois ZIP), and median rent is $1,107; owner occupancy is 78.1%.
Educational attainment sits below the national norm: 18.6% of adults hold a bachelor's degree or higher, the median age is 31.9, and the average commute is 37 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Ford County, so 60946 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 60946, Kempton, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
426
Population
112.1
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 60946?
31.9
Median Age
42.9%
Male
57.1%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,853
Median Household Income
-7% vs state ZIP avg
$38,948
Per Capita Income
8.5%
Poverty Rate
10.9%
Unemployment Rate
36.5 min
Mean Commute Time
How ZIP 60946 ranks among Illinois ZIPs
Kempton, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,853 49th percentile higher than 49% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
203housing units
203
Total Housing Units
178
Occupied Units
25
Vacant Units
2.32
Avg Household Size
Occupancy Type
$69,000
Median Home Value
-64% vs state ZIP avg
$1,107
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 10 business establishments in ZIP 60946, employing approximately 18 people with a combined annual payroll of $450,000.
10
Businesses
18
Employees
$450K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 3 | 30.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 60946 vs 60919 →
ZIP 60946 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60941
Herscher (60941)
2,039 residents
- 60959
Piper City (60959)
1,082 residents
- 60929 730
Cullom (60929)
730 residents
- 60917 574
Buckingham (60917)
574 residents
- 60919 558
Cabery (60919)
558 residents
- 60946 426
Kempton (60946)
426 residents
- 60934 273
Emington (60934)
273 residents
- 60920 178
Campus (60920)
178 residents
What this shows Among its immediate neighbors, ZIP 60946 ranks #6 by population - useful context the national average alone can't give.
ZIP 60946 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 60920
Campus (60920)
$111,406 median income
- 60941
Herscher (60941)
$85,000 median income
- 60934
Emington (60934)
$81,500 median income
- 60917
Buckingham (60917)
$75,441 median income
- 60946
Kempton (60946)
$74,853 median income
- 60929
Cullom (60929)
$71,667 median income
- 60919
Cabery (60919)
$62,500 median income
- 60959
Piper City (60959)
$54,583 median income
What this shows By household income, ZIP 60946 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 60946, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ford County
Related Areas
Frequently Asked Questions
What county is ZIP code 60946 in?
ZIP code 60946 (Kempton) is located in Ford County, Illinois. Ford County contains multiple ZIP codes, see the full list at /counties/ford-il.
What is the population of ZIP code 60946?
ZIP code 60946 in Kempton, IL has a population of 426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 60946?
The median household income in ZIP 60946 is $74,853, which is 2% below the national average of $76,288.
What is the average home value in ZIP 60946?
The median home value in ZIP 60946 is $69,000, which is 75% below the national average of $278,155.
What is the demographic makeup of ZIP 60946?
The largest racial group in ZIP 60946 is White at 95.4%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 60946?
ZIP code 60946 has 10 business establishments employing approximately 18 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 60946?
In ZIP code 60946, 60.4% of residents aged 25+ have a high school diploma or higher, and 18.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 60946?
The mean commute time for workers in ZIP code 60946 is 36.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 60946?
In ZIP code 60946, approximately 78.1% of occupied housing units are owner-occupied and 21.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 60946?
The poverty rate in ZIP code 60946 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 60946's numbers, next.
- See how ZIP 60946 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kempton, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.