Cedarville, IL · standard

ZIP Code 61013

Stephenson County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

528
597/sq mi
$67,569
Median income
$125,700
Median home value
20.4%
Bachelor's or higher

The verdict

Cedarville pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

43th pct
household income, US ZIPs
19th pct
home value, US ZIPs
597
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61013 against every reporting US ZIP.

ZIP code 61013 is classified by USPS as a standard delivery area and covers roughly 0.9 square miles in Cedarville, Stephenson County, Illinois. The area is home to 528 residents, producing a population density of 597 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61013 against Illinois and the nation.

On the economic side, the median household income for ZIP 61013 sits at $67,569 (16% below the Illinois average), while per-capita income is $34,705. The poverty rate stands at 10.9% and the unemployment rate at 4.4%. On housing, the median home value is $125,700 (35% below the state average) with median rent at per month, and 97.7% of occupied units are owner-occupied, a direct signal of whether 61013 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.4% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is 22 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stephenson County, so you can benchmark 61013 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61013, Cedarville, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

528

Population

0.9

Area (sq mi)

597

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61013?

49.5

Median Age

53.5%

Male

46.5%

Female

0.0%

Foreign-Born

White 96.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,569

Median Household Income

-16% vs state

$34,705

Per Capita Income

10.9%

Poverty Rate

4.4%

Unemployment Rate

22.0 min

Mean Commute Time

How ZIP 61013 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$67,569 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 20.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

327

Total Housing Units

307

Occupied Units

20

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 97.7%
Renter 2.3%

$125,700

Median Home Value

-35% vs state

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 61013, employing approximately 72 people with a combined annual payroll of $3,695,000.

9

Businesses

72

Employees

$3.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 3 33.3%
Other services (except public administration) 3 33.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61013 vs 61032 →

ZIP 61013 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61013 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61013 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61013 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61032 Freeport, IL 31,651 4.0 mi
61060 Orangeville, IL 1,432 7.2 mi
61018 Dakota, IL 1,080 5.0 mi
61050 Mc Connell, IL 376 6.7 mi
61027 Eleroy, IL 52 6.8 mi

More ZIP Codes in Stephenson County

Frequently Asked Questions

What county is ZIP code 61013 in?
ZIP code 61013 (Cedarville) is located in Stephenson County, Illinois. Stephenson County contains multiple ZIP codes, see the full list at /counties/stephenson-il.
What is the population of ZIP code 61013?
ZIP code 61013 in Cedarville, IL has a population of 528 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61013?
The median household income in ZIP 61013 is $67,569, which is 11% below the national average of $76,288.
What is the average home value in ZIP 61013?
The median home value in ZIP 61013 is $125,700, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 61013?
The largest racial group in ZIP 61013 is White at 96.7%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 61013?
ZIP code 61013 has 9 business establishments employing approximately 72 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 61013?
In ZIP code 61013, 60.5% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61013?
The mean commute time for workers in ZIP code 61013 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61013?
In ZIP code 61013, approximately 97.7% of occupied housing units are owner-occupied and 2.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61013?
The poverty rate in ZIP code 61013 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cedarville, IL

Verify and explore additional data for this area using these official government sources.