Freeport, IL · standard

ZIP Code 61032

Stephenson County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,651
83/sq mi
$56,593
Median income
$112,300
Median home value
19.4%
Bachelor's or higher

The verdict

Freeport pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
14th pct
home value, US ZIPs
83
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61032 against every reporting US ZIP.

ZIP code 61032 is a densely settled ZIP (a standard USPS delivery area) in Freeport, Stephenson County, Illinois, with 31,651 residents across 383.2 square miles, a density of 83 people per square mile, in the Chicago time zone.

ZIP 61032 reports a modest median household income of $56,593 (29% below the Illinois average), while per-capita income is $33,472. Poverty here runs at 17.9%, with unemployment measured at 4.9%. The typical home here is valued at $112,300 (41% below the state average); renters pay a median of $800 monthly, and 65.0% of units are owner-occupied.

Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 18 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stephenson County, so you can benchmark 61032 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61032

Top 5 sectors by establishment count in Freeport, IL

Which industries have the most business establishments in ZIP 61032.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61032, Freeport, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,651

Population

383.2

Area (sq mi)

83

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61032?

45.6

Median Age

48.8%

Male

51.2%

Female

2.9%

Foreign-Born

White 73.1%
African American 12.5%
Asian 1.1%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.4%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,593

Median Household Income

-29% vs state

$33,472

Per Capita Income

17.9%

Poverty Rate

4.9%

Unemployment Rate

17.8 min

Mean Commute Time

How ZIP 61032 ranks nationally

Freeport, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,593 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.0%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,720

Total Housing Units

13,313

Occupied Units

1,407

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 65.0%
Renter 35.0%

$112,300

Median Home Value

-41% vs state

$800

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.5%

YoY Change (2024)

155

HPI Index (2000 = 100)

+55%

Total Change Since 2000

Home values in ZIP 61032 have increased 15.5% over the past year (2024). Since 2000, this ZIP has seen +55% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.8% 108
2021 +4.4% 113
2022 +15.2% 130
2023 +3.1% 134
2024 +15.5% 155

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 674 business establishments in ZIP 61032, employing approximately 12,481 people with a combined annual payroll of $724,072,000.

674

Businesses

12,481

Employees

$724.1M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 101 15.0%
Health care and social assistance 95 14.1%
Other services (except public administration) 82 12.2%
Accommodation and food services 67 9.9%
Finance and insurance 52 7.7%
Construction 50 7.4%
Professional, scientific, and technical services 47 7.0%
Manufacturing 37 5.5%
Administrative and support and waste management and remediation services 35 5.2%
Real estate and rental and leasing 23 3.4%
Wholesale trade 19 2.8%
Transportation and warehousing 17 2.5%
Arts, entertainment, and recreation 14 2.1%
Information 13 1.9%
Management of companies and enterprises 8 1.2%
Educational services 7 1.0%
Agriculture, forestry, fishing and hunting 3 0.5%
Utilities 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61032 vs 61013 →

ZIP 61032 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61032 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61032 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61032 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61013 Cedarville, IL 528 4.0 mi
61027 Eleroy, IL 52 6.3 mi
61007 Baileyville, IL 534 8.5 mi
61018 Dakota, IL 1,080 8.0 mi
61050 Mc Connell, IL 376 9.9 mi

More ZIP Codes in Stephenson County

Frequently Asked Questions

What county is ZIP code 61032 in?
ZIP code 61032 (Freeport) is located in Stephenson County, Illinois. Stephenson County contains multiple ZIP codes, see the full list at /counties/stephenson-il.
What is the population of ZIP code 61032?
ZIP code 61032 in Freeport, IL has a population of 31,651 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61032?
The median household income in ZIP 61032 is $56,593, which is 26% below the national average of $76,288.
What is the average home value in ZIP 61032?
The median home value in ZIP 61032 is $112,300, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 61032?
The largest racial group in ZIP 61032 is White at 73.1%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 61032?
ZIP code 61032 has 674 business establishments employing approximately 12,481 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61032?
The top industries by establishment count in ZIP 61032 are: Retail trade (101), Health care and social assistance (95), Other services (except public administration) (82). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 61032?
According to the FHFA House Price Index, home values in ZIP 61032 increased by 15.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 55%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61032?
In ZIP code 61032, 53.0% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61032?
The mean commute time for workers in ZIP code 61032 is 17.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61032?
In ZIP code 61032, approximately 65.0% of occupied housing units are owner-occupied and 35.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61032?
The poverty rate in ZIP code 61032 is 17.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.