German Valley, IL · standard
ZIP Code 61039
Stephenson County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 802
- 11/sq mi
- $84,107
- Median income
- $181,300
- Median home value
- 38.4%
- Bachelor's or higher
National ZIP placement
German Valley pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 33%
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 11
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61039 against every reporting US ZIP.
ZIP code 61039 is a sparsely populated ZIP (a standard USPS delivery area) in German Valley, Stephenson County, Illinois, home to just 802 residents across 72.3 square miles, a density of 11 people per square mile, in the Chicago time zone.
ZIP 61039 lands in the middle-income range, with a median household income of $84,107 (5% above the average Illinois ZIP), while per-capita income is $40,902. The poverty rate is 9.6%, with unemployment at 3.3%; those measures add context to the income figure. Median home value is $181,300 (6% below the average Illinois ZIP) and median rent is $954; 76.4% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 38.4% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 25 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Stephenson County, so 61039 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61039, German Valley, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
802
Population
72.3
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61039?
37.2
Median Age
53.8%
Male
46.2%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,107
Median Household Income
+5% vs state ZIP avg
$40,902
Per Capita Income
9.6%
Poverty Rate
3.3%
Unemployment Rate
25.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
354housing units
354
Total Housing Units
331
Occupied Units
23
Vacant Units
2.49
Avg Household Size
Occupancy Type
$181,300
Median Home Value
-6% vs state ZIP avg
$954
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.4%
YoY Change (2022)
120
HPI Index (2000 = 100)
+20%
Total Change Since 2000
Home values in ZIP 61039 have increased 3.4% over the past year (2022). Since 2000, this ZIP has seen +20% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | – | 103 |
| 2018 | -8.2% | 94 |
| 2019 | +3.8% | 98 |
| 2020 | +3.4% | 101 |
| 2022 | – | 120 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 13 business establishments in ZIP 61039, employing approximately 70 people with a combined annual payroll of $3,069,000.
13
Businesses
70
Employees
$3.1M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 4 | 30.8% |
| Other services (except public administration) | 3 | 23.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61039 vs 61067 →
ZIP 61039 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61063
Pecatonica (61063)
4,132 residents
- 61030
Forreston (61030)
2,205 residents
- 61047
Leaf River (61047)
1,711 residents
- 61067 811
Ridott (61067)
811 residents
- 61039 802
German Valley (61039)
802 residents
- 61007 534
Baileyville (61007)
534 residents
- 61077 73
Seward (61077)
73 residents
What this shows Among its immediate neighbors, ZIP 61039 ranks #5 by population - useful context the national average alone can't give.
ZIP 61039 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61047
Leaf River (61047)
$86,056 median income
- 61063
Pecatonica (61063)
$84,276 median income
- 61039
German Valley (61039)
$84,107 median income
- 61030
Forreston (61030)
$71,655 median income
- 61067
Ridott (61067)
$66,563 median income
What this shows By household income, ZIP 61039 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61039, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.