Mount Morris, IL · standard
ZIP Code 61054
Ogle County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,973
- 39/sq mi Moderate-density area
- $47,467
- Median income Below-median income area
- $121,400
- Median home value Below-median home value
- 16.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Mount Morris pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 39
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61054 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61054 (Mount Morris, IL) rose +26.3% from 2023 to 2024. The all-transactions index moved from 127.5 in 2023 to 161.0 in 2024 (2000 = 100).
ZIP code 61054 covers 102.9 square miles in Mount Morris, Ogle County, Illinois (a standard USPS delivery area), with a modest 3,973 residents on file, a density of 39 people per square mile, in the Chicago time zone.
ZIP 61054 reports a modest median household income of $47,467 (41% below the average Illinois ZIP), while per-capita income is $28,253. The poverty rate is 12.8%, with unemployment at 2.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $121,400 (37% below the average Illinois ZIP); owner occupancy is 68.7%.
Educational attainment sits below the national norm: 16.9% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Ogle County, so 61054 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61054
Top 5 sectors by establishment count in Mount Morris, IL
Which industries have the most business establishments in ZIP 61054.
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Construction
Construction
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Retail trade
Retail trade
7 establishments
- Finance and insurance
Finance and insurance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61054, Mount Morris, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,973
Population
102.9
Area (sq mi)
39
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61054?
48.8
Median Age
47.2%
Male
52.8%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,467
Median Household Income
-41% vs state ZIP avg
$28,253
Per Capita Income
12.8%
Poverty Rate
2.8%
Unemployment Rate
How ZIP 61054 ranks among Illinois ZIPs
Mount Morris, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$47,467 7th percentile higher than 7% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,820housing units
1,820
Total Housing Units
1,699
Occupied Units
121
Vacant Units
2.06
Avg Household Size
Occupancy Type
$121,400
Median Home Value
-37% vs state ZIP avg
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+26.3%
YoY Change (2024)
161
HPI Index (2000 = 100)
+61%
Total Change Since 2000
Home values in ZIP 61054 have increased 26.3% over the past year (2024). Since 2000, this ZIP has seen +61% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.1% | 109 |
| 2021 | +15.4% | 126 |
| 2022 | +14.4% | 145 |
| 2023 | -11.8% | 127 |
| 2024 | +26.3% | 161 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 61054, employing approximately 492 people with a combined annual payroll of $18,321,000.
58
Businesses
492
Employees
$18.3M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 9 | 15.5% |
| Construction | 8 | 13.8% |
| Accommodation and food services | 8 | 13.8% |
| Retail trade | 7 | 12.1% |
| Finance and insurance | 6 | 10.3% |
| Real estate and rental and leasing | 4 | 6.9% |
| Health care and social assistance | 4 | 6.9% |
| Manufacturing | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61054 vs 61047 →
ZIP 61054 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61061
Oregon (61061)
7,009 residents
- 61054
Mount Morris (61054)
3,973 residents
- 61064
Polo (61064)
3,868 residents
- 61030 2,205
Forreston (61030)
2,205 residents
- 61047 1,711
Leaf River (61047)
1,711 residents
- 61007 534
Baileyville (61007)
534 residents
- 61091 63
Woosung (61091)
63 residents
What this shows Among its immediate neighbors, ZIP 61054 ranks #2 by population - useful context the national average alone can't give.
ZIP 61054 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61061
Oregon (61061)
$87,829 median income
- 61047
Leaf River (61047)
$86,056 median income
- 61064
Polo (61064)
$75,386 median income
- 61030
Forreston (61030)
$71,655 median income
- 61054
Mount Morris (61054)
$47,467 median income
What this shows By household income, ZIP 61054 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61054, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,973 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ogle County
Related Areas
Frequently Asked Questions
What county is ZIP code 61054 in?
ZIP code 61054 (Mount Morris) is located in Ogle County, Illinois. Ogle County contains multiple ZIP codes, see the full list at /counties/ogle-il.
What is the population of ZIP code 61054?
ZIP code 61054 in Mount Morris, IL has a population of 3,973 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61054?
The median household income in ZIP 61054 is $47,467, which is 38% below the national average of $76,288.
What is the average home value in ZIP 61054?
The median home value in ZIP 61054 is $121,400, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 61054?
The largest racial group in ZIP 61054 is White at 94.1%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 61054?
ZIP code 61054 has 58 business establishments employing approximately 492 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61054?
The top industries by establishment count in ZIP 61054 are: Other services (except public administration) (9), Construction (8), Accommodation and food services (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 61054?
According to the FHFA House Price Index, home values in ZIP 61054 increased by 26.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 61%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61054?
In ZIP code 61054, 50.8% of residents aged 25+ have a high school diploma or higher, and 16.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 61054?
In ZIP code 61054, approximately 68.7% of occupied housing units are owner-occupied and 31.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61054?
The poverty rate in ZIP code 61054 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61054's numbers, next.
- See how ZIP 61054 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mount Morris, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.