PlainZIP

Mount Morris, IL · standard

ZIP Code 61054

Ogle County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,973
39/sq mi
$47,467
Median income
$121,400
Median home value
16.9%
Bachelor's or higher

The verdict

Mount Morris pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

11th pct
household income, US ZIPs
17th pct
home value, US ZIPs
39
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61054 against every reporting US ZIP.

ZIP code 61054 covers 102.9 square miles in Mount Morris, Ogle County, Illinois (a standard USPS delivery area), with a modest 3,973 residents on file, a density of 39 people per square mile, in the Chicago time zone.

ZIP 61054 reports a modest median household income of $47,467 (41% below the Illinois average), while per-capita income is $28,253. 12.8% of residents live below the poverty line, and the unemployment rate reads 2.8%. On housing, the median home value is $121,400 (37% below the state average) with median rent at - per month, and 68.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 16.9% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is -. To put 61054 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ogle County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61054

Top 5 sectors by establishment count in Mount Morris, IL

Which industries have the most business establishments in ZIP 61054.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61054, Mount Morris, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,973

Population

102.9

Area (sq mi)

39

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61054?

48.8

Median Age

47.2%

Male

52.8%

Female

5.9%

Foreign-Born

White 94.1%
African American 1.4%
Asian 0.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 6.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,467

Median Household Income

-41% vs state

$28,253

Per Capita Income

12.8%

Poverty Rate

2.8%

Unemployment Rate

How ZIP 61054 ranks nationally

Mount Morris, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,467 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.8%
Bachelor's Degree or Higher 16.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,820

Total Housing Units

1,699

Occupied Units

121

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 68.7%
Renter 31.3%

$121,400

Median Home Value

-37% vs state

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+26.3%

YoY Change (2024)

161

HPI Index (2000 = 100)

+61%

Total Change Since 2000

Home values in ZIP 61054 have increased 26.3% over the past year (2024). Since 2000, this ZIP has seen +61% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.1% 109
2021 +15.4% 126
2022 +14.4% 145
2023 -11.8% 127
2024 +26.3% 161

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 61054, employing approximately 492 people with a combined annual payroll of $18,321,000.

58

Businesses

492

Employees

$18.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 9 15.5%
Construction 8 13.8%
Accommodation and food services 8 13.8%
Retail trade 7 12.1%
Finance and insurance 6 10.3%
Real estate and rental and leasing 4 6.9%
Health care and social assistance 4 6.9%
Manufacturing 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61054 vs 61047 →

ZIP 61054 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61054 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61054 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61054 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61047 Leaf River, IL 1,711 7.3 mi
61061 Oregon, IL 7,009 6.8 mi
61030 Forreston, IL 2,205 8.3 mi
61064 Polo, IL 3,868 8.2 mi
61091 Woosung, IL 63 11.0 mi
61007 Baileyville, IL 534 12.2 mi

More ZIP Codes in Ogle County

61068 standard
Rochelle, IL
Pop: 14,858
61010 standard
Byron, IL
Pop: 8,032
61061 standard
Oregon, IL
Pop: 7,009
61064 standard
Polo, IL
Pop: 3,868
61084 standard
Stillman Valley, IL
Pop: 3,175
61020 standard
Davis Junction, IL
Pop: 3,108

Related Areas

Ogle County Mount Morris, IL Illinois

Frequently Asked Questions

What county is ZIP code 61054 in? ▼
ZIP code 61054 (Mount Morris) is located in Ogle County, Illinois. Ogle County contains multiple ZIP codes, see the full list at /counties/ogle-il.
What is the population of ZIP code 61054? ▼
ZIP code 61054 in Mount Morris, IL has a population of 3,973 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61054? ▼
The median household income in ZIP 61054 is $47,467, which is 38% below the national average of $76,288.
What is the average home value in ZIP 61054? ▼
The median home value in ZIP 61054 is $121,400, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 61054? ▼
The largest racial group in ZIP 61054 is White at 94.1%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 61054? ▼
ZIP code 61054 has 58 business establishments employing approximately 492 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61054? ▼
The top industries by establishment count in ZIP 61054 are: Other services (except public administration) (9), Construction (8), Accommodation and food services (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 61054? ▼
According to the FHFA House Price Index, home values in ZIP 61054 increased by 26.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 61%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61054? ▼
In ZIP code 61054, 50.8% of residents aged 25+ have a high school diploma or higher, and 16.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 61054? ▼
In ZIP code 61054, approximately 68.7% of occupied housing units are owner-occupied and 31.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61054? ▼
The poverty rate in ZIP code 61054 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.