ZIP Code 61054
standardSource:
Mount Morris · Ogle County · Illinois
- Population
- 3,973
- Median income
- $47,467
- Median home value
- $121,400
- Bachelor's or higher
- 16.9%
- Land area
- 102.9 sq mi
39/sq mi
▼ 38% vs US
higher than 11% of US ZIPs
▼ 56% vs US
higher than 17% of US ZIPs
Median age 48.8
Chicago
ZIP code 61054 in Mount Morris, Illinois has a population of 3,973. The median household income is $47,467, which is 38% below the national average. Median home value is $121,400, 56% below the US average. 16.9% of residents hold a bachelor's degree or higher.
ZIP code 61054 is classified by USPS as a standard delivery area and covers roughly 102.9 square miles in Mount Morris, Ogle County, Illinois. The area is home to 3,973 residents, producing a population density of 39 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61054 against Illinois and the nation.
On the economic side, the median household income for ZIP 61054 sits at $47,467 (41% below the Illinois average), while per-capita income is $28,253. The poverty rate stands at 12.8% and the unemployment rate at 2.8%. On housing, the median home value is $121,400 (37% below the state average) with median rent at — per month, and 68.7% of occupied units are owner-occupied, a direct signal of whether 61054 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.9% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ogle County, so you can benchmark 61054 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 61054
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 61054.
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Construction
Construction
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Retail trade
Retail trade
7 establishments
- Finance and insurance
Finance and insurance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61054, Mount Morris, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,973
Population
102.9
Area (sq mi)
39
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61054?
48.8
Median Age
47.2%
Male
52.8%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,467
Median Household Income
-41% vs state
$28,253
Per Capita Income
12.8%
Poverty Rate
2.8%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,820
Total Housing Units
1,699
Occupied Units
121
Vacant Units
2.06
Avg Household Size
Occupancy Type
$121,400
Median Home Value
-37% vs state
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+26.3%
YoY Change (2024)
161
HPI Index (2000 = 100)
+61%
Total Change Since 2000
Home values in ZIP 61054 have increased 26.3% over the past year (2024). Since 2000, this ZIP has seen +61% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.1% | 109 |
| 2021 | +15.4% | 126 |
| 2022 | +14.4% | 145 |
| 2023 | -11.8% | 127 |
| 2024 | +26.3% | 161 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 61054, employing approximately 492 people with a combined annual payroll of $18,321,000.
58
Businesses
492
Employees
$18.3M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 9 | 15.5% |
| Construction | 8 | 13.8% |
| Accommodation and food services | 8 | 13.8% |
| Retail trade | 7 | 12.1% |
| Finance and insurance | 6 | 10.3% |
| Real estate and rental and leasing | 4 | 6.9% |
| Health care and social assistance | 4 | 6.9% |
| Manufacturing | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61054 vs 61047 →
More ZIP Codes in Ogle County
Related Areas
Frequently Asked Questions
What county is ZIP code 61054 in? ▼
What is the population of ZIP code 61054? ▼
What is the median household income in ZIP 61054? ▼
What is the average home value in ZIP 61054? ▼
What is the demographic makeup of ZIP 61054? ▼
How many businesses are in ZIP code 61054? ▼
What are the main industries in ZIP code 61054? ▼
How have home values changed in ZIP code 61054? ▼
What is the education level in ZIP code 61054? ▼
What percentage of residents own vs. rent in ZIP 61054? ▼
What is the poverty rate in ZIP code 61054? ▼
ZIP Code Research Guides
Official Data Resources for Mount Morris, IL
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.