PlainZIP

Polo, IL · standard

ZIP Code 61064

Ogle County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,868
14/sq mi
$75,386
Median income
$164,400
Median home value
18.1%
Bachelor's or higher

The verdict

Polo pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
32th pct
home value, US ZIPs
14
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61064 against every reporting US ZIP.

ZIP code 61064 covers 274.3 square miles in Polo, Ogle County, Illinois (a standard USPS delivery area), with a modest 3,868 residents on file, a density of 14 people per square mile, in the Chicago time zone.

ZIP 61064 lands in the middle-income range, with a median household income of $75,386 (6% below the Illinois average), while per-capita income is $37,498. 14.0% of residents live below the poverty line, and the unemployment rate reads 2.5%. Median home value sits at $164,400 (14% below the state average), median rent at $878 a month, and owner-occupancy at 69.6%.

Educational attainment sits below the national norm: 18.1% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 26 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ogle County, so you can benchmark 61064 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61064

Top 5 sectors by establishment count in Polo, IL

Which industries have the most business establishments in ZIP 61064.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61064, Polo, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,868

Population

274.3

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61064?

44.9

Median Age

48.3%

Male

51.7%

Female

1.2%

Foreign-Born

White 95.3%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,386

Median Household Income

-6% vs state

$37,498

Per Capita Income

14.0%

Poverty Rate

2.5%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 61064 ranks nationally

Polo, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,386 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.8%
Bachelor's Degree or Higher 18.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,881

Total Housing Units

1,713

Occupied Units

168

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 69.6%
Renter 30.4%

$164,400

Median Home Value

-14% vs state

$878

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.0%

YoY Change (2024)

165

HPI Index (2000 = 100)

+65%

Total Change Since 2000

Home values in ZIP 61064 have increased 22.0% over the past year (2024). Since 2000, this ZIP has seen +65% cumulative appreciation.

Year Annual Change HPI Index
2020 -8.1% 120
2021 +14.3% 137
2022 +12.1% 154
2023 -12.3% 135
2024 +22.0% 165

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 65 business establishments in ZIP 61064, employing approximately 536 people with a combined annual payroll of $23,685,000.

65

Businesses

536

Employees

$23.7M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 13 20.0%
Retail trade 8 12.3%
Wholesale trade 6 9.2%
Health care and social assistance 6 9.2%
Other services (except public administration) 6 9.2%
Finance and insurance 5 7.7%
Professional, scientific, and technical services 5 7.7%
Manufacturing 4 6.2%
Administrative and support and waste management and remediation services 4 6.2%
Accommodation and food services 4 6.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61064 vs 61030 →

ZIP 61064 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61064 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61064 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61064 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61030 Forreston, IL 2,205 8.8 mi
61091 Woosung, IL 63 6.3 mi
61054 Mount Morris, IL 3,973 8.2 mi

More ZIP Codes in Ogle County

61068 standard
Rochelle, IL
Pop: 14,858
61010 standard
Byron, IL
Pop: 8,032
61061 standard
Oregon, IL
Pop: 7,009
61054 standard
Mount Morris, IL
Pop: 3,973
61084 standard
Stillman Valley, IL
Pop: 3,175
61020 standard
Davis Junction, IL
Pop: 3,108

Related Areas

Ogle County Polo, IL Illinois

Frequently Asked Questions

What county is ZIP code 61064 in? ▼
ZIP code 61064 (Polo) is located in Ogle County, Illinois. Ogle County contains multiple ZIP codes, see the full list at /counties/ogle-il.
What is the population of ZIP code 61064? ▼
ZIP code 61064 in Polo, IL has a population of 3,868 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61064? ▼
The median household income in ZIP 61064 is $75,386, which is 1% below the national average of $76,288.
What is the average home value in ZIP 61064? ▼
The median home value in ZIP 61064 is $164,400, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 61064? ▼
The largest racial group in ZIP 61064 is White at 95.3%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 61064? ▼
ZIP code 61064 has 65 business establishments employing approximately 536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61064? ▼
The top industries by establishment count in ZIP 61064 are: Construction (13), Retail trade (8), Wholesale trade (6). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 61064? ▼
According to the FHFA House Price Index, home values in ZIP 61064 increased by 22.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 65%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61064? ▼
In ZIP code 61064, 55.8% of residents aged 25+ have a high school diploma or higher, and 18.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61064? ▼
The mean commute time for workers in ZIP code 61064 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61064? ▼
In ZIP code 61064, approximately 69.6% of occupied housing units are owner-occupied and 30.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61064? ▼
The poverty rate in ZIP code 61064 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.