ZIP Code 61064

standard

Source:

Polo · Ogle County · Illinois

Population
3,868

14/sq mi

Median income
$75,386

▼ 1% vs US

higher than 55% of US ZIPs

Median home value
$164,400

▼ 41% vs US

higher than 32% of US ZIPs

Bachelor's or higher
18.1%

Median age 44.9

Land area
274.3 sq mi

Chicago

ZIP code 61064 in Polo, Illinois has a population of 3,868. The median household income is $75,386, which is 1% below the national average. Median home value is $164,400, 41% below the US average. 18.1% of residents hold a bachelor's degree or higher.

ZIP code 61064 is classified by USPS as a standard delivery area and covers roughly 274.3 square miles in Polo, Ogle County, Illinois. The area is home to 3,868 residents, producing a population density of 14 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61064 against Illinois and the nation.

On the economic side, the median household income for ZIP 61064 sits at $75,386 (6% below the Illinois average), while per-capita income is $37,498. The poverty rate stands at 14.0% and the unemployment rate at 2.5%. On housing, the median home value is $164,400 (14% below the state average) with median rent at $878 per month, and 69.6% of occupied units are owner-occupied, a direct signal of whether 61064 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.1% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 26 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ogle County, so you can benchmark 61064 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61064

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 61064.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61064, Polo, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,868

Population

274.3

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61064?

44.9

Median Age

48.3%

Male

51.7%

Female

1.2%

Foreign-Born

White 95.3%
African American 0.0%
Asian 0.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,386

Median Household Income

-6% vs state

$37,498

Per Capita Income

14.0%

Poverty Rate

2.5%

Unemployment Rate

26.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.8%
Bachelor's Degree or Higher 18.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,881

Total Housing Units

1,713

Occupied Units

168

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 69.6%
Renter 30.4%

$164,400

Median Home Value

-14% vs state

$878

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.0%

YoY Change (2024)

165

HPI Index (2000 = 100)

+65%

Total Change Since 2000

Home values in ZIP 61064 have increased 22.0% over the past year (2024). Since 2000, this ZIP has seen +65% cumulative appreciation.

Year Annual Change HPI Index
2020 -8.1% 120
2021 +14.3% 137
2022 +12.1% 154
2023 -12.3% 135
2024 +22.0% 165

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 65 business establishments in ZIP 61064, employing approximately 536 people with a combined annual payroll of $23,685,000.

65

Businesses

536

Employees

$23.7M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 13 20.0%
Retail trade 8 12.3%
Wholesale trade 6 9.2%
Health care and social assistance 6 9.2%
Other services (except public administration) 6 9.2%
Finance and insurance 5 7.7%
Professional, scientific, and technical services 5 7.7%
Manufacturing 4 6.2%
Administrative and support and waste management and remediation services 4 6.2%
Accommodation and food services 4 6.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61064 vs 61030 →

ZIP Code City Population Distance
61030 Forreston, IL 2,205 8.8 mi
61091 Woosung, IL 63 6.3 mi
61054 Mount Morris, IL 3,973 8.2 mi

More ZIP Codes in Ogle County

Frequently Asked Questions

What county is ZIP code 61064 in?
ZIP code 61064 (Polo) is located in Ogle County, Illinois. Ogle County contains multiple ZIP codes, see the full list at /counties/ogle-il.
What is the population of ZIP code 61064?
ZIP code 61064 in Polo, IL has a population of 3,868 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61064?
The median household income in ZIP 61064 is $75,386, which is 1% below the national average of $76,288.
What is the average home value in ZIP 61064?
The median home value in ZIP 61064 is $164,400, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 61064?
The largest racial group in ZIP 61064 is White at 95.3%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 61064?
ZIP code 61064 has 65 business establishments employing approximately 536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61064?
The top industries by establishment count in ZIP 61064 are: Construction (13), Retail trade (8), Wholesale trade (6). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 61064?
According to the FHFA House Price Index, home values in ZIP 61064 increased by 22.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 65%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61064?
In ZIP code 61064, 55.8% of residents aged 25+ have a high school diploma or higher, and 18.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61064?
The mean commute time for workers in ZIP code 61064 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61064?
In ZIP code 61064, approximately 69.6% of occupied housing units are owner-occupied and 30.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61064?
The poverty rate in ZIP code 61064 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Polo, IL

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.