Lanark, IL · standard

ZIP Code 61046

Carroll County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 11, 2026

2,831
13/sq mi: $79,398
Median income: $167,400
Median home value: 25.8%
Bachelor's or higher

The verdict

Lanark pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs: 33th pct
home value, US ZIPs: 13
people per sq mi: 86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61046 against every reporting US ZIP.

ZIP code 61046 is classified by USPS as a standard delivery area and covers roughly 212.9 square miles in Lanark, Carroll County, Illinois. The area is home to 2,831 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61046 against Illinois and the nation.

On the economic side, the median household income for ZIP 61046 sits at $79,398 (1% below the Illinois average), while per-capita income is $46,365. The poverty rate stands at 8.0% and the unemployment rate at 3.0%. On housing, the median home value is $167,400 (13% below the state average) with median rent at $771 per month, and 86.4% of occupied units are owner-occupied, a direct signal of whether 61046 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.8% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 26 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 61046 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61046

Retail trade

14
Other services (except public administration)

10
Construction

9
Professional, scientific, and technical services

9
Wholesale trade

6

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61046, Lanark, IL · 2023 Accessed 2026-06-11 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,831

Population

212.9

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 61046?

49.4

Median Age

51.0%

Male

49.0%

Female

1.1%

Foreign-Born

White 96.3%

African American 0.2%

Asian 0.6%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 2.8%

Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,398

Median Household Income

-1% vs state

$46,365

Per Capita Income

8.0%

Poverty Rate

3.0%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 61046 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$79,398 Top 39% higher than 61% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.3%

Bachelor's Degree or Higher 25.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,959

Total Housing Units

1,271

Occupied Units

688

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 86.4%

Renter 13.6%

$167,400

Median Home Value

-13% vs state

$771

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.4%

YoY Change (2023)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 61046 have increased 15.4% over the past year (2023). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year	Annual Change	HPI Index
2018	+5.4%	143
2019	-3.7%	138
2020	-1.8%	135
2021	+15.4%	156
2023	—	195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 76 business establishments in ZIP 61046, employing approximately 606 people with a combined annual payroll of $24,401,000.

Businesses

606

Employees

$24.4M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	14	18.4%
Other services (except public administration)	10	13.2%
Construction	9	11.8%
Professional, scientific, and technical services	9	11.8%
Wholesale trade	6	7.9%
Administrative and support and waste management and remediation services	6	7.9%
Health care and social assistance	6	7.9%
Manufacturing	5	6.6%
Accommodation and food services	4	5.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61046 vs 61078 →

61046

2,831
61062

1,983
61051

1,574
61078

1,374
61014

1,173

What this shows Among its immediate neighbors, ZIP 61046 ranks the most populous — useful context the national average alone can't give.

61046

$79,398
61078

$75,769
61014

$69,329
61062

$66,667
61051

$59,565

What this shows By household income, ZIP 61046 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
61078	Shannon, IL	1,374	6.1 mi
61062	Pearl City, IL	1,983	10.4 mi
61051	Milledgeville, IL	1,574	8.9 mi
61014	Chadwick, IL	1,173	9.7 mi

More ZIP Codes in Carroll County

Carroll County Lanark, IL Illinois

Frequently Asked Questions

What county is ZIP code 61046 in? ▼

ZIP code 61046 (Lanark) is located in Carroll County, Illinois. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-il.

What is the population of ZIP code 61046? ▼

ZIP code 61046 in Lanark, IL has a population of 2,831 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 61046? ▼

The median household income in ZIP 61046 is $79,398, which is 4% above the national average of $76,288.

What is the average home value in ZIP 61046? ▼

The median home value in ZIP 61046 is $167,400, which is 40% below the national average of $278,155.

What is the demographic makeup of ZIP 61046? ▼

The largest racial group in ZIP 61046 is White at 96.3%. Hispanic or Latino residents make up 2.4% of the population.

How many businesses are in ZIP code 61046? ▼

ZIP code 61046 has 76 business establishments employing approximately 606 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 61046? ▼

The top industries by establishment count in ZIP 61046 are: Retail trade (14), Other services (except public administration) (10), Construction (9). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 61046? ▼

According to the FHFA House Price Index, home values in ZIP 61046 increased by 15.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 61046? ▼

In ZIP code 61046, 57.3% of residents aged 25+ have a high school diploma or higher, and 25.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 61046? ▼

The mean commute time for workers in ZIP code 61046 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 61046? ▼

In ZIP code 61046, approximately 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 61046? ▼

The poverty rate in ZIP code 61046 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.