PlainZIP

Pearl City, IL · standard

ZIP Code 61062

Stephenson County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,983
10/sq mi
$66,667
Median income
$196,900
Median home value
22.5%
Bachelor's or higher

The verdict

Pearl City pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
43th pct
home value, US ZIPs
10
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61062 against every reporting US ZIP.

ZIP code 61062 covers 190.7 square miles in Pearl City, Stephenson County, Illinois (a standard USPS delivery area), with a modest 1,983 residents on file, a density of 10 people per square mile, in the Chicago time zone.

ZIP 61062 reports a modest median household income of $66,667 (17% below the Illinois average), while per-capita income is $30,998. 4.3% of residents live below the poverty line, and the unemployment rate reads 0.5%. Housing costs here run $196,900 for a typical home value (3% above the state average), with rent averaging $977 a month; 74.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.5% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 23 minutes. To put 61062 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Stephenson County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61062

Top 5 sectors by establishment count in Pearl City, IL

Which industries have the most business establishments in ZIP 61062.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61062, Pearl City, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,983

Population

190.7

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61062?

35.3

Median Age

47.0%

Male

53.0%

Female

1.7%

Foreign-Born

White 89.2%
African American 5.8%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,667

Median Household Income

-17% vs state

$30,998

Per Capita Income

4.3%

Poverty Rate

0.5%

Unemployment Rate

22.7 min

Mean Commute Time

How ZIP 61062 ranks nationally

Pearl City, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,667 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.3%
Bachelor's Degree or Higher 22.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

742

Total Housing Units

734

Occupied Units

8

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 74.7%
Renter 25.3%

$196,900

Median Home Value

+3% vs state

$977

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.9%

YoY Change (2024)

172

HPI Index (2000 = 100)

+72%

Total Change Since 2000

Home values in ZIP 61062 have increased 11.9% over the past year (2024). Since 2000, this ZIP has seen +72% cumulative appreciation.

Year Annual Change HPI Index
2017 -1.4% 123
2018 +0.2% 123
2020 – 130
2021 +11.9% 146
2024 – 172

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 52 business establishments in ZIP 61062, employing approximately 216 people with a combined annual payroll of $10,505,000.

52

Businesses

216

Employees

$10.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 13 25.0%
Other services (except public administration) 8 15.4%
Transportation and warehousing 7 13.5%
Wholesale trade 5 9.6%
Retail trade 5 9.6%
Professional, scientific, and technical services 4 7.7%
Accommodation and food services 3 5.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61062 vs 61048 →

ZIP 61062 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61062 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61062 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61062 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61048 Lena, IL 4,360 9.0 mi
61044 Kent, IL 232 5.9 mi
61027 Eleroy, IL 52 6.9 mi
61046 Lanark, IL 2,831 10.4 mi
61078 Shannon, IL 1,374 8.3 mi
61053 Mount Carroll, IL 2,852 12.0 mi

More ZIP Codes in Stephenson County

61032 standard
Freeport, IL
Pop: 31,651
61048 standard
Lena, IL
Pop: 4,360
61019 standard
Davis, IL
Pop: 3,550
61060 standard
Orangeville, IL
Pop: 1,432
61070 standard
Rock City, IL
Pop: 1,130
61018 standard
Dakota, IL
Pop: 1,080

Related Areas

Stephenson County Pearl City, IL Illinois

Frequently Asked Questions

What county is ZIP code 61062 in? ▼
ZIP code 61062 (Pearl City) is located in Stephenson County, Illinois. Stephenson County contains multiple ZIP codes, see the full list at /counties/stephenson-il.
What is the population of ZIP code 61062? ▼
ZIP code 61062 in Pearl City, IL has a population of 1,983 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61062? ▼
The median household income in ZIP 61062 is $66,667, which is 13% below the national average of $76,288.
What is the average home value in ZIP 61062? ▼
The median home value in ZIP 61062 is $196,900, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 61062? ▼
The largest racial group in ZIP 61062 is White at 89.2%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 61062? ▼
ZIP code 61062 has 52 business establishments employing approximately 216 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61062? ▼
The top industries by establishment count in ZIP 61062 are: Construction (13), Other services (except public administration) (8), Transportation and warehousing (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 61062? ▼
According to the FHFA House Price Index, home values in ZIP 61062 increased by 11.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 72%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61062? ▼
In ZIP code 61062, 51.3% of residents aged 25+ have a high school diploma or higher, and 22.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61062? ▼
The mean commute time for workers in ZIP code 61062 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61062? ▼
In ZIP code 61062, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61062? ▼
The poverty rate in ZIP code 61062 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.