Mount Carroll, IL · standard

ZIP Code 61053

Carroll County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 11, 2026

2,852
10/sq mi: $62,250
Median income: $106,700
Median home value: 21.9%
Bachelor's or higher

The verdict

Mount Carroll pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs: 12th pct
home value, US ZIPs: 10
people per sq mi: 76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61053 against every reporting US ZIP.

ZIP code 61053 is classified by USPS as a standard delivery area and covers roughly 285.2 square miles in Mount Carroll, Carroll County, Illinois. The area is home to 2,852 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61053 against Illinois and the nation.

On the economic side, the median household income for ZIP 61053 sits at $62,250 (22% below the Illinois average), while per-capita income is $35,037. The poverty rate stands at 19.7% and the unemployment rate at 3.0%. On housing, the median home value is $106,700 (44% below the state average) with median rent at $787 per month, and 76.0% of occupied units are owner-occupied, a direct signal of whether 61053 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.9% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 28 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 61053 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61053

Retail trade

11
Health care and social assistance

11
Accommodation and food services

10
Construction

9
Finance and insurance

9

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61053, Mount Carroll, IL · 2023 Accessed 2026-06-11 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,852

Population

285.2

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 61053?

41.8

Median Age

48.6%

Male

51.4%

Female

1.4%

Foreign-Born

White 96.1%

African American 0.8%

Asian 1.0%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 1.7%

Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,250

Median Household Income

-22% vs state

$35,037

Per Capita Income

19.7%

Poverty Rate

3.0%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 61053 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$62,250 33rd percentile higher than 33% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%

Bachelor's Degree or Higher 21.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,431

Total Housing Units

1,180

Occupied Units

251

Vacant Units

2.12

Avg Household Size

Occupancy Type

Owner 76.0%

Renter 24.0%

$106,700

Median Home Value

-44% vs state

$787

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+65.1%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 61053 have increased 65.1% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year	Annual Change	HPI Index
2019	+1.5%	110
2020	+2.3%	112
2021	+19.5%	134
2023	—	139
2024	+65.1%	230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 76 business establishments in ZIP 61053, employing approximately 458 people with a combined annual payroll of $16,614,000.

Businesses

458

Employees

$16.6M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	11	14.5%
Health care and social assistance	11	14.5%
Accommodation and food services	10	13.2%
Construction	9	11.8%
Finance and insurance	9	11.8%
Other services (except public administration)	9	11.8%
Manufacturing	4	5.3%
Wholesale trade	3	4.0%
Transportation and warehousing	3	4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61053 vs 61074 →

61074

4,431
61053

2,852
61062

1,983
61285

1,631
61014

1,173

What this shows Among its immediate neighbors, ZIP 61053 ranks #2 by population — useful context the national average alone can't give.

61014

$69,329
61285

$68,500
61062

$66,667
61053

$62,250
61074

$50,691

What this shows By household income, ZIP 61053 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
61074	Savanna, IL	4,431	7.6 mi
61285	Thomson, IL	1,631	10.2 mi
61014	Chadwick, IL	1,173	10.9 mi
61062	Pearl City, IL	1,983	12.0 mi

More ZIP Codes in Carroll County

Carroll County Mount Carroll, IL Illinois

Frequently Asked Questions

What county is ZIP code 61053 in? ▼

ZIP code 61053 (Mount Carroll) is located in Carroll County, Illinois. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-il.

What is the population of ZIP code 61053? ▼

ZIP code 61053 in Mount Carroll, IL has a population of 2,852 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 61053? ▼

The median household income in ZIP 61053 is $62,250, which is 18% below the national average of $76,288.

What is the average home value in ZIP 61053? ▼

The median home value in ZIP 61053 is $106,700, which is 62% below the national average of $278,155.

What is the demographic makeup of ZIP 61053? ▼

The largest racial group in ZIP 61053 is White at 96.1%. Hispanic or Latino residents make up 1.7% of the population.

How many businesses are in ZIP code 61053? ▼

ZIP code 61053 has 76 business establishments employing approximately 458 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 61053? ▼

The top industries by establishment count in ZIP 61053 are: Retail trade (11), Health care and social assistance (11), Accommodation and food services (10). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 61053? ▼

According to the FHFA House Price Index, home values in ZIP 61053 increased by 65.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 61053? ▼

In ZIP code 61053, 61.9% of residents aged 25+ have a high school diploma or higher, and 21.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 61053? ▼

The mean commute time for workers in ZIP code 61053 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 61053? ▼

In ZIP code 61053, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 61053? ▼

The poverty rate in ZIP code 61053 is 19.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.