Elizabeth, IL · standard
ZIP Code 61028
Jo Daviess County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,989
- 7/sq mi Low-density area
- $86,053
- Median income Above-median income area
- $174,400
- Median home value Near-median home value
- 29.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Elizabeth pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 7
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61028 against every reporting US ZIP.
ZIP code 61028 covers 276.3 square miles in Elizabeth, Jo Daviess County, Illinois (a standard USPS delivery area), with a modest 1,989 residents on file, a density of 7 people per square mile, in the Chicago time zone.
ZIP 61028 lands in the middle-income range, with a median household income of $86,053 (7% above the average Illinois ZIP), while per-capita income is $43,175. The poverty rate is 8.2%, with unemployment at 0.7%; those measures add context to the income figure. Median home value is $174,400 (9% below the average Illinois ZIP) and median rent is $742; 82.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.6% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 27 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Jo Daviess County, so 61028 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61028
Top 5 sectors by establishment count in Elizabeth, IL
Which industries have the most business establishments in ZIP 61028.
- Retail trade
Retail trade
11 establishments
- Construction
Construction
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Manufacturing 4
Manufacturing
4 establishments
- Finance and insurance 4
Finance and insurance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61028, Elizabeth, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,989
Population
276.3
Area (sq mi)
7
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61028?
46.3
Median Age
49.7%
Male
50.3%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,053
Median Household Income
+7% vs state ZIP avg
$43,175
Per Capita Income
8.2%
Poverty Rate
0.7%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 61028 ranks among Illinois ZIPs
Elizabeth, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$86,053 Top 33% higher than 67% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,045housing units
1,045
Total Housing Units
818
Occupied Units
227
Vacant Units
2.03
Avg Household Size
Occupancy Type
$174,400
Median Home Value
-9% vs state ZIP avg
$742
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2023)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 61028 have increased 7.6% over the past year (2023). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -12.8% | 126 |
| 2019 | +17.4% | 148 |
| 2020 | -0.1% | 148 |
| 2021 | +7.6% | 159 |
| 2023 | – | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 53 business establishments in ZIP 61028, employing approximately 312 people with a combined annual payroll of $19,268,000.
53
Businesses
312
Employees
$19.3M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 11 | 20.8% |
| Construction | 8 | 15.1% |
| Other services (except public administration) | 8 | 15.1% |
| Manufacturing | 4 | 7.5% |
| Finance and insurance | 4 | 7.5% |
| Accommodation and food services | 4 | 7.5% |
| Transportation and warehousing | 3 | 5.7% |
| Professional, scientific, and technical services | 3 | 5.7% |
| Administrative and support and waste management and remediation services | 3 | 5.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61028 vs 61041 →
ZIP 61028 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61085
Stockton (61085)
3,443 residents
- 61028
Elizabeth (61028)
1,989 residents
- 61041 1,327
Hanover (61041)
1,327 residents
What this shows Among its immediate neighbors, ZIP 61028 ranks #2 by population - useful context the national average alone can't give.
ZIP 61028 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61028
Elizabeth (61028)
$86,053 median income
- 61085
Stockton (61085)
$59,798 median income
- 61041
Hanover (61041)
$45,938 median income
What this shows By household income, ZIP 61028 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61028, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,989 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jo Daviess County
Related Areas
Frequently Asked Questions
What county is ZIP code 61028 in?
ZIP code 61028 (Elizabeth) is located in Jo Daviess County, Illinois. Jo Daviess County contains multiple ZIP codes, see the full list at /counties/jo-daviess-il.
What is the population of ZIP code 61028?
ZIP code 61028 in Elizabeth, IL has a population of 1,989 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61028?
The median household income in ZIP 61028 is $86,053, which is 13% above the national average of $76,288.
What is the average home value in ZIP 61028?
The median home value in ZIP 61028 is $174,400, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 61028?
The largest racial group in ZIP 61028 is White at 93.7%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 61028?
ZIP code 61028 has 53 business establishments employing approximately 312 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61028?
The top industries by establishment count in ZIP 61028 are: Retail trade (11), Construction (8), Other services (except public administration) (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 61028?
According to the FHFA House Price Index, home values in ZIP 61028 increased by 7.6% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61028?
In ZIP code 61028, 59.7% of residents aged 25+ have a high school diploma or higher, and 29.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61028?
The mean commute time for workers in ZIP code 61028 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61028?
In ZIP code 61028, approximately 82.0% of occupied housing units are owner-occupied and 18.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61028?
The poverty rate in ZIP code 61028 is 8.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61028's numbers, next.
- See how ZIP 61028 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elizabeth, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.