Elizabeth, IL · standard
ZIP Code 61028
Jo Daviess County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,989
- 7/sq mi
- $86,053
- Median income
- $174,400
- Median home value
- 29.6%
- Bachelor's or higher
The verdict
Elizabeth pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 7
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61028 against every reporting US ZIP.
ZIP code 61028 is classified by USPS as a standard delivery area and covers roughly 276.3 square miles in Elizabeth, Jo Daviess County, Illinois. The area is home to 1,989 residents, producing a population density of 7 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61028 against Illinois and the nation.
On the economic side, the median household income for ZIP 61028 sits at $86,053 (7% above the Illinois average), while per-capita income is $43,175. The poverty rate stands at 8.2% and the unemployment rate at 0.7%. On housing, the median home value is $174,400 (9% below the state average) with median rent at $742 per month, and 82.0% of occupied units are owner-occupied, a direct signal of whether 61028 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.6% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 27 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jo Daviess County, so you can benchmark 61028 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 61028
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 61028.
- Retail trade
Retail trade
11 establishments
- Construction
Construction
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Manufacturing 4
Manufacturing
4 establishments
- Finance and insurance 4
Finance and insurance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61028, Elizabeth, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,989
Population
276.3
Area (sq mi)
7
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61028?
46.3
Median Age
49.7%
Male
50.3%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,053
Median Household Income
+7% vs state
$43,175
Per Capita Income
8.2%
Poverty Rate
0.7%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 61028 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,053 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,045
Total Housing Units
818
Occupied Units
227
Vacant Units
2.03
Avg Household Size
Occupancy Type
$174,400
Median Home Value
-9% vs state
$742
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2023)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 61028 have increased 7.6% over the past year (2023). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -12.8% | 126 |
| 2019 | +17.4% | 148 |
| 2020 | -0.1% | 148 |
| 2021 | +7.6% | 159 |
| 2023 | — | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 53 business establishments in ZIP 61028, employing approximately 312 people with a combined annual payroll of $19,268,000.
53
Businesses
312
Employees
$19.3M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 11 | 20.8% |
| Construction | 8 | 15.1% |
| Other services (except public administration) | 8 | 15.1% |
| Manufacturing | 4 | 7.5% |
| Finance and insurance | 4 | 7.5% |
| Accommodation and food services | 4 | 7.5% |
| Transportation and warehousing | 3 | 5.7% |
| Professional, scientific, and technical services | 3 | 5.7% |
| Administrative and support and waste management and remediation services | 3 | 5.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61028 vs 61041 →
ZIP 61028 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61085
Stockton (61085)
3,443 residents
- 61028
Elizabeth (61028)
1,989 residents
- 61041 1,327
Hanover (61041)
1,327 residents
What this shows Among its immediate neighbors, ZIP 61028 ranks #2 by population — useful context the national average alone can't give.
ZIP 61028 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61028
Elizabeth (61028)
$86,053 median income
- 61085
Stockton (61085)
$59,798 median income
- 61041
Hanover (61041)
$45,938 median income
What this shows By household income, ZIP 61028 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Jo Daviess County
Related Areas
Frequently Asked Questions
What county is ZIP code 61028 in? ▼
What is the population of ZIP code 61028? ▼
What is the median household income in ZIP 61028? ▼
What is the average home value in ZIP 61028? ▼
What is the demographic makeup of ZIP 61028? ▼
How many businesses are in ZIP code 61028? ▼
What are the main industries in ZIP code 61028? ▼
How have home values changed in ZIP code 61028? ▼
What is the education level in ZIP code 61028? ▼
What is the average commute time in ZIP 61028? ▼
What percentage of residents own vs. rent in ZIP 61028? ▼
What is the poverty rate in ZIP code 61028? ▼
ZIP Code Research Guides
Official Data Resources for Elizabeth, IL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.