Stockton, IL · standard
ZIP Code 61085
Jo Daviess County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,443
- 10/sq mi
- $59,798
- Median income
- $131,300
- Median home value
- 17.9%
- Bachelor's or higher
The verdict
Stockton pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 10
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61085 against every reporting US ZIP.
ZIP code 61085 is classified by USPS as a standard delivery area and covers roughly 334.3 square miles in Stockton, Jo Daviess County, Illinois. The area is home to 3,443 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61085 against Illinois and the nation.
On the economic side, the median household income for ZIP 61085 sits at $59,798 (25% below the Illinois average), while per-capita income is $34,981. The poverty rate stands at 11.4% and the unemployment rate at 6.8%. On housing, the median home value is $131,300 (32% below the state average) with median rent at $830 per month, and 77.4% of occupied units are owner-occupied, a direct signal of whether 61085 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.9% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 23 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jo Daviess County, so you can benchmark 61085 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 61085
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 61085.
- Construction
Construction
20 establishments
- Retail trade
Retail trade
17 establishments
- Transportation and warehousing
Transportation and warehousing
16 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61085, Stockton, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,443
Population
334.3
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61085?
45.9
Median Age
50.6%
Male
49.4%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,798
Median Household Income
-25% vs state
$34,981
Per Capita Income
11.4%
Poverty Rate
6.8%
Unemployment Rate
22.6 min
Mean Commute Time
How ZIP 61085 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$59,798 29th percentile higher than 29% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,547
Total Housing Units
1,431
Occupied Units
116
Vacant Units
2.15
Avg Household Size
Occupancy Type
$131,300
Median Home Value
-32% vs state
$830
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.4%
YoY Change (2023)
161
HPI Index (2000 = 100)
+61%
Total Change Since 2000
Home values in ZIP 61085 have increased 12.4% over the past year (2023). Since 2000, this ZIP has seen +61% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +4.0% | 116 |
| 2020 | -0.5% | 115 |
| 2021 | +11.5% | 128 |
| 2022 | +11.3% | 143 |
| 2023 | +12.4% | 161 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 109 business establishments in ZIP 61085, employing approximately 725 people with a combined annual payroll of $31,073,000.
109
Businesses
725
Employees
$31.1M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 18.4% |
| Retail trade | 17 | 15.6% |
| Transportation and warehousing | 16 | 14.7% |
| Other services (except public administration) | 11 | 10.1% |
| Health care and social assistance | 9 | 8.3% |
| Accommodation and food services | 9 | 8.3% |
| Professional, scientific, and technical services | 7 | 6.4% |
| Wholesale trade | 5 | 4.6% |
| Finance and insurance | 5 | 4.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61085 vs 61044 →
ZIP 61085 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61085
Stockton (61085)
3,443 residents
- 61028
Elizabeth (61028)
1,989 residents
- 61087
Warren (61087)
1,670 residents
- 61001 1,179
Apple River (61001)
1,179 residents
- 61044 232
Kent (61044)
232 residents
- 61059 141
Nora (61059)
141 residents
What this shows Among its immediate neighbors, ZIP 61085 ranks the most populous — useful context the national average alone can't give.
ZIP 61085 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61028
Elizabeth (61028)
$86,053 median income
- 61044
Kent (61044)
$82,083 median income
- 61001
Apple River (61001)
$77,841 median income
- 61087
Warren (61087)
$77,321 median income
- 61085
Stockton (61085)
$59,798 median income
- 61059
Nora (61059)
$54,113 median income
What this shows By household income, ZIP 61085 ranks #5 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Jo Daviess County
Related Areas
Frequently Asked Questions
What county is ZIP code 61085 in? ▼
What is the population of ZIP code 61085? ▼
What is the median household income in ZIP 61085? ▼
What is the average home value in ZIP 61085? ▼
What is the demographic makeup of ZIP 61085? ▼
How many businesses are in ZIP code 61085? ▼
What are the main industries in ZIP code 61085? ▼
How have home values changed in ZIP code 61085? ▼
What is the education level in ZIP code 61085? ▼
What is the average commute time in ZIP 61085? ▼
What percentage of residents own vs. rent in ZIP 61085? ▼
What is the poverty rate in ZIP code 61085? ▼
ZIP Code Research Guides
Official Data Resources for Stockton, IL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.