ZIP Code 61038

standard

Source:

Garden Prairie · Boone County · Illinois

Population
1,354

12/sq mi

Median income
$104,875

▲ 37% vs US

higher than 84% of US ZIPs

Median home value
$281,600

▲ 1% vs US

higher than 64% of US ZIPs

Bachelor's or higher
22.6%

Median age 44

Land area
110.1 sq mi

Chicago

ZIP code 61038 in Garden Prairie, Illinois has a population of 1,354. The median household income is $104,875, which is 37% above the national average. Median home value is $281,600, 1% above the US average. 22.6% of residents hold a bachelor's degree or higher.

ZIP code 61038 is classified by USPS as a standard delivery area and covers roughly 110.1 square miles in Garden Prairie, Boone County, Illinois. The area is home to 1,354 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61038 against Illinois and the nation.

On the economic side, the median household income for ZIP 61038 sits at $104,875 (31% above the Illinois average), while per-capita income is $29,870. The poverty rate stands at 13.5% and the unemployment rate at 10.0%. On housing, the median home value is $281,600 (47% above the state average) with median rent at per month, and 95.4% of occupied units are owner-occupied, a direct signal of whether 61038 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.6% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Boone County, so you can benchmark 61038 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61038, Garden Prairie, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,354

Population

110.1

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61038?

44.0

Median Age

49.8%

Male

50.2%

Female

3.2%

Foreign-Born

White 93.2%
African American 0.0%
Asian 3.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,875

Median Household Income

+31% vs state

$29,870

Per Capita Income

13.5%

Poverty Rate

10.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

390

Total Housing Units

390

Occupied Units

0

Vacant Units

3.27

Avg Household Size

Occupancy Type

Owner 95.4%
Renter 4.6%

$281,600

Median Home Value

+47% vs state

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.7%

YoY Change (2022)

142

HPI Index (2000 = 100)

+42%

Total Change Since 2000

Home values in ZIP 61038 have increased 16.7% over the past year (2022). Since 2000, this ZIP has seen +42% cumulative appreciation.

Year Annual Change HPI Index
2018 +16.2% 117
2019 -4.9% 111
2020 +3.3% 115
2021 +6.2% 122
2022 +16.7% 142

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 61038, employing approximately 126 people with a combined annual payroll of $6,527,000.

26

Businesses

126

Employees

$6.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 9 34.6%
Accommodation and food services 5 19.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61038 vs 61008 →

ZIP Code City Population Distance
61008 Belvidere, IL 34,311 5.5 mi
60152 Marengo, IL 12,533 5.9 mi
61012 Capron, IL 2,175 10.0 mi
61065 Poplar Grove, IL 11,156 11.0 mi

More ZIP Codes in Boone County

Frequently Asked Questions

What county is ZIP code 61038 in?
ZIP code 61038 (Garden Prairie) is located in Boone County, Illinois. Boone County contains multiple ZIP codes, see the full list at /counties/boone-il.
What is the population of ZIP code 61038?
ZIP code 61038 in Garden Prairie, IL has a population of 1,354 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61038?
The median household income in ZIP 61038 is $104,875, which is 37% above the national average of $76,288.
What is the average home value in ZIP 61038?
The median home value in ZIP 61038 is $281,600, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 61038?
The largest racial group in ZIP 61038 is White at 93.2%.
How many businesses are in ZIP code 61038?
ZIP code 61038 has 26 business establishments employing approximately 126 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 61038?
According to the FHFA House Price Index, home values in ZIP 61038 increased by 16.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 42%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61038?
In ZIP code 61038, 59.5% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 61038?
In ZIP code 61038, approximately 95.4% of occupied housing units are owner-occupied and 4.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61038?
The poverty rate in ZIP code 61038 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Garden Prairie, IL

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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