PlainZIP

Garden Prairie, IL · standard

ZIP Code 61038

Boone County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,354
12/sq mi
$104,875
Median income
$281,600
Median home value
22.6%
Bachelor's or higher

The verdict

Garden Prairie pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 36%
home value, US ZIPs
12
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61038 against every reporting US ZIP.

ZIP code 61038 is a sparsely populated ZIP (a standard USPS delivery area) in Garden Prairie, Boone County, Illinois, home to just 1,354 residents across 110.1 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 61038 lands in the middle-income range, with a median household income of $104,875 (31% above the Illinois average), while per-capita income is $29,870. Poverty here runs at 13.5%, with unemployment measured at 10.0%. Housing costs here run $281,600 for a typical home value (47% above the state average), with rent averaging - a month; 95.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is -. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 61038, plus 4 more within Boone County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61038, Garden Prairie, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,354

Population

110.1

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61038?

44.0

Median Age

49.8%

Male

50.2%

Female

3.2%

Foreign-Born

White 93.2%
African American 0.0%
Asian 3.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,875

Median Household Income

+31% vs state

$29,870

Per Capita Income

13.5%

Poverty Rate

10.0%

Unemployment Rate

How ZIP 61038 ranks nationally

Garden Prairie, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,875 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

390

Total Housing Units

390

Occupied Units

0

Vacant Units

3.27

Avg Household Size

Occupancy Type

Owner 95.4%
Renter 4.6%

$281,600

Median Home Value

+47% vs state

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.7%

YoY Change (2022)

142

HPI Index (2000 = 100)

+42%

Total Change Since 2000

Home values in ZIP 61038 have increased 16.7% over the past year (2022). Since 2000, this ZIP has seen +42% cumulative appreciation.

Year Annual Change HPI Index
2018 +16.2% 117
2019 -4.9% 111
2020 +3.3% 115
2021 +6.2% 122
2022 +16.7% 142

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 61038, employing approximately 126 people with a combined annual payroll of $6,527,000.

26

Businesses

126

Employees

$6.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 9 34.6%
Accommodation and food services 5 19.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61038 vs 61008 →

ZIP 61038 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61038 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61038 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61038 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61008 Belvidere, IL 34,311 5.5 mi
60152 Marengo, IL 12,533 5.9 mi
61012 Capron, IL 2,175 10.0 mi
61065 Poplar Grove, IL 11,156 11.0 mi

More ZIP Codes in Boone County

61008 standard
Belvidere, IL
Pop: 34,311
61065 standard
Poplar Grove, IL
Pop: 11,156
61011 standard
Caledonia, IL
Pop: 2,945
61012 standard
Capron, IL
Pop: 2,175

Related Areas

Boone County Garden Prairie, IL Illinois

Frequently Asked Questions

What county is ZIP code 61038 in? ▼
ZIP code 61038 (Garden Prairie) is located in Boone County, Illinois. Boone County contains multiple ZIP codes, see the full list at /counties/boone-il.
What is the population of ZIP code 61038? ▼
ZIP code 61038 in Garden Prairie, IL has a population of 1,354 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61038? ▼
The median household income in ZIP 61038 is $104,875, which is 37% above the national average of $76,288.
What is the average home value in ZIP 61038? ▼
The median home value in ZIP 61038 is $281,600, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 61038? ▼
The largest racial group in ZIP 61038 is White at 93.2%.
How many businesses are in ZIP code 61038? ▼
ZIP code 61038 has 26 business establishments employing approximately 126 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 61038? ▼
According to the FHFA House Price Index, home values in ZIP 61038 increased by 16.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 42%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61038? ▼
In ZIP code 61038, 59.5% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 61038? ▼
In ZIP code 61038, approximately 95.4% of occupied housing units are owner-occupied and 4.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61038? ▼
The poverty rate in ZIP code 61038 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.