Garden Prairie, IL · standard
ZIP Code 61038
Boone County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,354
- 12/sq mi Low-density area
- $104,875
- Median income Above-median income area
- $281,600
- Median home value Near-median home value
- 22.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Garden Prairie pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 12
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61038 against every reporting US ZIP.
ZIP code 61038 is a sparsely populated ZIP (a standard USPS delivery area) in Garden Prairie, Boone County, Illinois, home to just 1,354 residents across 110.1 square miles, a density of 12 people per square mile, in the Chicago time zone.
ZIP 61038 lands in the middle-income range, with a median household income of $104,875 (31% above the average Illinois ZIP), while per-capita income is $29,870. Unemployment is 10.0%, an important qualifier alongside the household-income figure. Housing is both higher-cost and owner-heavy: median home value is $281,600 (47% above the average Illinois ZIP), while 95.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 4 more in Boone County, so 61038 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61038, Garden Prairie, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,354
Population
110.1
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61038?
44.0
Median Age
49.8%
Male
50.2%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,875
Median Household Income
+31% vs state ZIP avg
$29,870
Per Capita Income
13.5%
Poverty Rate
10.0%
Unemployment Rate
How ZIP 61038 ranks among Illinois ZIPs
Garden Prairie, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,875 Top 16% higher than 84% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
390housing units
390
Total Housing Units
390
Occupied Units
0
Vacant Units
3.27
Avg Household Size
Occupancy Type
$281,600
Median Home Value
+47% vs state ZIP avg
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.7%
YoY Change (2022)
142
HPI Index (2000 = 100)
+42%
Total Change Since 2000
Home values in ZIP 61038 have increased 16.7% over the past year (2022). Since 2000, this ZIP has seen +42% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +16.2% | 117 |
| 2019 | -4.9% | 111 |
| 2020 | +3.3% | 115 |
| 2021 | +6.2% | 122 |
| 2022 | +16.7% | 142 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 26 business establishments in ZIP 61038, employing approximately 126 people with a combined annual payroll of $6,527,000.
26
Businesses
126
Employees
$6.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 9 | 34.6% |
| Accommodation and food services | 5 | 19.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61038 vs 61008 →
ZIP 61038 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61008
Belvidere (61008)
34,311 residents
- 60152 12,533
Marengo (60152)
12,533 residents
- 61065 11,156
Poplar Grove (61065)
11,156 residents
- 61012 2,175
Capron (61012)
2,175 residents
- 61038 1,354
Garden Prairie (61038)
1,354 residents
What this shows Among its immediate neighbors, ZIP 61038 ranks #5 by population - useful context the national average alone can't give.
ZIP 61038 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61038
Garden Prairie (61038)
$104,875 median income
- 61012
Capron (61012)
$98,594 median income
- 60152
Marengo (60152)
$98,451 median income
- 61065
Poplar Grove (61065)
$97,386 median income
- 61008
Belvidere (61008)
$76,604 median income
What this shows By household income, ZIP 61038 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61038, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,354 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Boone County
Related Areas
Frequently Asked Questions
What county is ZIP code 61038 in?
ZIP code 61038 (Garden Prairie) is located in Boone County, Illinois. Boone County contains multiple ZIP codes, see the full list at /counties/boone-il.
What is the population of ZIP code 61038?
ZIP code 61038 in Garden Prairie, IL has a population of 1,354 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61038?
The median household income in ZIP 61038 is $104,875, which is 37% above the national average of $76,288.
What is the average home value in ZIP 61038?
The median home value in ZIP 61038 is $281,600, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 61038?
The largest racial group in ZIP 61038 is White at 93.2%.
How many businesses are in ZIP code 61038?
ZIP code 61038 has 26 business establishments employing approximately 126 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 61038?
According to the FHFA House Price Index, home values in ZIP 61038 increased by 16.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 42%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61038?
In ZIP code 61038, 59.5% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 61038?
In ZIP code 61038, approximately 95.4% of occupied housing units are owner-occupied and 4.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61038?
The poverty rate in ZIP code 61038 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61038's numbers, next.
- See how ZIP 61038 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Garden Prairie, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.