PlainZIP

Cherry Valley, IL · standard

ZIP Code 61016

Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,837
66/sq mi
$84,883
Median income
$231,200
Median home value
29.8%
Bachelor's or higher

The verdict

Cherry Valley pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 47%
home value, US ZIPs
66
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61016 against every reporting US ZIP.

ZIP code 61016 covers 73.1 square miles in Cherry Valley, Winnebago County, Illinois (a standard USPS delivery area), with a modest 4,837 residents on file, a density of 66 people per square mile, in the Chicago time zone.

ZIP 61016 lands in the middle-income range, with a median household income of $84,883 (6% above the Illinois average), while per-capita income is $47,198. The poverty rate stands at 5.4% and the unemployment rate at 5.6%. On housing, the median home value is $231,200 (20% above the state average) with median rent at $1,021 per month, and 89.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 24 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Winnebago County, letting you compare 61016 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61016

Top 5 sectors by establishment count in Cherry Valley, IL

Which industries have the most business establishments in ZIP 61016.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61016, Cherry Valley, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,837

Population

73.1

Area (sq mi)

66

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61016?

46.2

Median Age

49.1%

Male

50.9%

Female

8.8%

Foreign-Born

White 76.6%
African American 3.0%
Asian 2.9%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.7%
Hispanic or Latino 16.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,883

Median Household Income

+6% vs state

$47,198

Per Capita Income

5.4%

Poverty Rate

5.6%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 61016 ranks nationally

Cherry Valley, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,883 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,325

Total Housing Units

2,244

Occupied Units

81

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 89.7%
Renter 10.3%

$231,200

Median Home Value

+20% vs state

$1,021

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.5%

YoY Change (2024)

174

HPI Index (2000 = 100)

+74%

Total Change Since 2000

Home values in ZIP 61016 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +74% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.0% 118
2021 +12.6% 133
2022 +14.6% 152
2023 +6.7% 162
2024 +7.5% 174

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 61016, employing approximately 1,046 people with a combined annual payroll of $76,658,000.

88

Businesses

1,046

Employees

$76.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 16 18.2%
Manufacturing 10 11.4%
Health care and social assistance 9 10.2%
Retail trade 7 8.0%
Transportation and warehousing 7 8.0%
Administrative and support and waste management and remediation services 7 8.0%
Accommodation and food services 7 8.0%
Wholesale trade 6 6.8%
Real estate and rental and leasing 5 5.7%
Finance and insurance 4 4.5%
Other services (except public administration) 4 4.5%
Arts, entertainment, and recreation 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61016 vs 61112 →

ZIP 61016 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61016 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61016 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61016 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61112 Rockford, IL 86 3.3 mi
61109 Rockford, IL 28,333 5.5 mi
61108 Rockford, IL 28,550 4.9 mi
61052 Monroe Center, IL 1,148 6.6 mi
61107 Rockford, IL 30,439 6.6 mi
61008 Belvidere, IL 34,311 6.3 mi
61114 Rockford, IL 15,776 7.9 mi
60146 Kirkland, IL 2,713 7.6 mi
61104 Rockford, IL 19,269 7.7 mi
61111 Loves Park, IL 23,492 9.9 mi

More ZIP Codes in Winnebago County

61107 standard
Rockford, IL
Pop: 30,439
61108 standard
Rockford, IL
Pop: 28,550
61109 standard
Rockford, IL
Pop: 28,333
61103 standard
Rockford, IL
Pop: 24,578
61111 standard
Loves Park, IL
Pop: 23,492
61115 standard
Machesney Park, IL
Pop: 23,180

Related Areas

Winnebago County Cherry Valley, IL Illinois

Frequently Asked Questions

What county is ZIP code 61016 in? ▼
ZIP code 61016 (Cherry Valley) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61016? ▼
ZIP code 61016 in Cherry Valley, IL has a population of 4,837 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61016? ▼
The median household income in ZIP 61016 is $84,883, which is 11% above the national average of $76,288.
What is the average home value in ZIP 61016? ▼
The median home value in ZIP 61016 is $231,200, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 61016? ▼
The largest racial group in ZIP 61016 is White at 76.6%. Hispanic or Latino residents make up 16.5% of the population.
How many businesses are in ZIP code 61016? ▼
ZIP code 61016 has 88 business establishments employing approximately 1,046 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61016? ▼
The top industries by establishment count in ZIP 61016 are: Construction (16), Manufacturing (10), Health care and social assistance (9). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 61016? ▼
According to the FHFA House Price Index, home values in ZIP 61016 increased by 7.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 74%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61016? ▼
In ZIP code 61016, 58.4% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61016? ▼
The mean commute time for workers in ZIP code 61016 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61016? ▼
In ZIP code 61016, approximately 89.7% of occupied housing units are owner-occupied and 10.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61016? ▼
The poverty rate in ZIP code 61016 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.