PlainZIP

Rockford, IL · standard

ZIP Code 61109

Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,333
283/sq mi
$62,973
Median income
$139,400
Median home value
18.2%
Bachelor's or higher

The verdict

Rockford pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

35th pct
household income, US ZIPs
22th pct
home value, US ZIPs
283
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61109 against every reporting US ZIP.

ZIP code 61109 is a densely settled ZIP (a standard USPS delivery area) in Rockford, Winnebago County, Illinois, with 28,333 residents across 100.1 square miles, a density of 283 people per square mile, in the Chicago time zone.

ZIP 61109 reports a modest median household income of $62,973 (21% below the Illinois average), while per-capita income is $33,806. The poverty rate stands at 17.6% and the unemployment rate at 9.7%. On housing, the median home value is $139,400 (27% below the state average) with median rent at $959 per month, and 64.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 23 minutes. To put 61109 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Winnebago County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61109

Top 5 sectors by establishment count in Rockford, IL

Which industries have the most business establishments in ZIP 61109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61109, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,333

Population

100.1

Area (sq mi)

283

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61109?

36.5

Median Age

49.4%

Male

50.6%

Female

15.6%

Foreign-Born

White 54.5%
African American 12.2%
Asian 6.1%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.9%
Hispanic or Latino 24.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,973

Median Household Income

-21% vs state

$33,806

Per Capita Income

17.6%

Poverty Rate

9.7%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 61109 ranks nationally

Rockford, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,973 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.6%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,846

Total Housing Units

11,196

Occupied Units

650

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 64.2%
Renter 35.8%

$139,400

Median Home Value

-27% vs state

$959

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.0%

YoY Change (2024)

190

HPI Index (2000 = 100)

+90%

Total Change Since 2000

Home values in ZIP 61109 have increased 12.0% over the past year (2024). Since 2000, this ZIP has seen +90% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 120
2021 +12.4% 135
2022 +13.7% 153
2023 +10.5% 170
2024 +12.0% 190

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 609 business establishments in ZIP 61109, employing approximately 18,701 people with a combined annual payroll of $1,094,278,000.

609

Businesses

18,701

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Manufacturing 117 19.2%
Transportation and warehousing 86 14.1%
Other services (except public administration) 64 10.5%
Wholesale trade 61 10.0%
Retail trade 61 10.0%
Construction 56 9.2%
Accommodation and food services 42 6.9%
Administrative and support and waste management and remediation services 30 4.9%
Professional, scientific, and technical services 24 3.9%
Real estate and rental and leasing 19 3.1%
Health care and social assistance 15 2.5%
Finance and insurance 9 1.5%
Information 6 1.0%
Management of companies and enterprises 6 1.0%
Utilities 5 0.8%
Arts, entertainment, and recreation 5 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61109 vs 61104 →

ZIP 61109 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61109 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61109 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61109 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61104 Rockford, IL 19,269 4.3 mi
61016 Cherry Valley, IL 4,837 5.5 mi
61108 Rockford, IL 28,550 5.0 mi
61020 Davis Junction, IL 3,108 6.1 mi
61112 Rockford, IL 86 5.3 mi
61052 Monroe Center, IL 1,148 6.3 mi
61102 Rockford, IL 20,538 5.9 mi
61107 Rockford, IL 30,439 6.8 mi
61114 Rockford, IL 15,776 8.6 mi
61043 Holcomb, IL 131 9.8 mi

More ZIP Codes in Winnebago County

61107 standard
Rockford, IL
Pop: 30,439
61108 standard
Rockford, IL
Pop: 28,550
61103 standard
Rockford, IL
Pop: 24,578
61111 standard
Loves Park, IL
Pop: 23,492
61115 standard
Machesney Park, IL
Pop: 23,180
61101 standard
Rockford, IL
Pop: 21,593

Related Areas

Winnebago County Rockford, IL Illinois

Frequently Asked Questions

What county is ZIP code 61109 in? ▼
ZIP code 61109 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61109? ▼
ZIP code 61109 in Rockford, IL has a population of 28,333 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61109? ▼
The median household income in ZIP 61109 is $62,973, which is 17% below the national average of $76,288.
What is the average home value in ZIP 61109? ▼
The median home value in ZIP 61109 is $139,400, which is 50% below the national average of $278,155.
What is the demographic makeup of ZIP 61109? ▼
The largest racial group in ZIP 61109 is White at 54.5%. Hispanic or Latino residents make up 24.5% of the population.
How many businesses are in ZIP code 61109? ▼
ZIP code 61109 has 609 business establishments employing approximately 18,701 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61109? ▼
The top industries by establishment count in ZIP 61109 are: Manufacturing (117), Transportation and warehousing (86), Other services (except public administration) (64). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 61109? ▼
According to the FHFA House Price Index, home values in ZIP 61109 increased by 12.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 90%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61109? ▼
In ZIP code 61109, 53.6% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61109? ▼
The mean commute time for workers in ZIP code 61109 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61109? ▼
In ZIP code 61109, approximately 64.2% of occupied housing units are owner-occupied and 35.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61109? ▼
The poverty rate in ZIP code 61109 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.