Rockford, IL · standard
ZIP Code 61109
Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,333
- 283/sq mi High-density area
- $62,973
- Median income Near-median income area
- $139,400
- Median home value Below-median home value
- 18.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Rockford pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 22nd pct
- home value, US ZIPs
- 283
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61109 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61109 (Rockford, IL) rose +12.0% from 2023 to 2024. The all-transactions index moved from 169.6 in 2023 to 189.9 in 2024 (2000 = 100).
ZIP code 61109 is a densely settled ZIP (a standard USPS delivery area) in Rockford, Winnebago County, Illinois, with 28,333 residents across 100.1 square miles, a density of 283 people per square mile, in the Chicago time zone.
ZIP 61109 reports a modest median household income of $62,973 (21% below the average Illinois ZIP), while per-capita income is $33,806. The poverty rate is 17.6%, with unemployment at 9.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $139,400 (27% below the average Illinois ZIP), and median rent is $959; owner occupancy is 64.2%.
Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Winnebago County, so 61109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61109
Top 5 sectors by establishment count in Rockford, IL
Which industries have the most business establishments in ZIP 61109.
- Manufacturing
Manufacturing
117 establishments
- Transportation and warehousing
Transportation and warehousing
86 establishments
- Other services (except public administration)
Other services (except public administration)
64 establishments
- Wholesale trade
Wholesale trade
61 establishments
- Retail trade
Retail trade
61 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61109, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,333
Population
100.1
Area (sq mi)
283
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61109?
36.5
Median Age
49.4%
Male
50.6%
Female
15.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,973
Median Household Income
-21% vs state ZIP avg
$33,806
Per Capita Income
17.6%
Poverty Rate
9.7%
Unemployment Rate
22.6 min
Mean Commute Time
How ZIP 61109 ranks among Illinois ZIPs
Rockford, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$62,973 29th percentile higher than 29% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,846housing units
11,846
Total Housing Units
11,196
Occupied Units
650
Vacant Units
2.38
Avg Household Size
Occupancy Type
$139,400
Median Home Value
-27% vs state ZIP avg
$959
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.0%
YoY Change (2024)
190
HPI Index (2000 = 100)
+90%
Total Change Since 2000
Home values in ZIP 61109 have increased 12.0% over the past year (2024). Since 2000, this ZIP has seen +90% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 120 |
| 2021 | +12.4% | 135 |
| 2022 | +13.7% | 153 |
| 2023 | +10.5% | 170 |
| 2024 | +12.0% | 190 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 609 business establishments in ZIP 61109, employing approximately 18,701 people with a combined annual payroll of $1,094,278,000.
609
Businesses
18,701
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 117 | 19.2% |
| Transportation and warehousing | 86 | 14.1% |
| Other services (except public administration) | 64 | 10.5% |
| Wholesale trade | 61 | 10.0% |
| Retail trade | 61 | 10.0% |
| Construction | 56 | 9.2% |
| Accommodation and food services | 42 | 6.9% |
| Administrative and support and waste management and remediation services | 30 | 4.9% |
| Professional, scientific, and technical services | 24 | 3.9% |
| Real estate and rental and leasing | 19 | 3.1% |
| Health care and social assistance | 15 | 2.5% |
| Finance and insurance | 9 | 1.5% |
| Information | 6 | 1.0% |
| Management of companies and enterprises | 6 | 1.0% |
| Utilities | 5 | 0.8% |
| Arts, entertainment, and recreation | 5 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61109 vs 61104 →
ZIP 61109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61107
Rockford (61107)
30,439 residents
- 61108
Rockford (61108)
28,550 residents
- 61109
Rockford (61109)
28,333 residents
- 61102
Rockford (61102)
20,538 residents
- 61104
Rockford (61104)
19,269 residents
- 61114
Rockford (61114)
15,776 residents
- 61016 4,837
Cherry Valley (61016)
4,837 residents
- 61020 3,108
Davis Junction (61020)
3,108 residents
- 61052 1,148
Monroe Center (61052)
1,148 residents
What this shows Among its immediate neighbors, ZIP 61109 ranks #3 by population - useful context the national average alone can't give.
ZIP 61109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61020
Davis Junction (61020)
$105,769 median income
- 61052
Monroe Center (61052)
$91,797 median income
- 61114
Rockford (61114)
$85,568 median income
- 61016
Cherry Valley (61016)
$84,883 median income
- 61107
Rockford (61107)
$78,574 median income
- 61043
Holcomb (61043)
$69,063 median income
- 61108
Rockford (61108)
$64,415 median income
- 61109
Rockford (61109)
$62,973 median income
- 61102
Rockford (61102)
$46,599 median income
What this shows By household income, ZIP 61109 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 61104 | Rockford, IL | 19,269 | 4.3 mi |
| 61016 | Cherry Valley, IL | 4,837 | 5.5 mi |
| 61108 | Rockford, IL | 28,550 | 5.0 mi |
| 61020 | Davis Junction, IL | 3,108 | 6.1 mi |
| 61112 | Rockford, IL | 86 | 5.3 mi |
| 61052 | Monroe Center, IL | 1,148 | 6.3 mi |
| 61102 | Rockford, IL | 20,538 | 5.9 mi |
| 61107 | Rockford, IL | 30,439 | 6.8 mi |
| 61114 | Rockford, IL | 15,776 | 8.6 mi |
| 61043 | Holcomb, IL | 131 | 9.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61109, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,333 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Winnebago County
Related Areas
Frequently Asked Questions
What county is ZIP code 61109 in?
ZIP code 61109 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61109?
ZIP code 61109 in Rockford, IL has a population of 28,333 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61109?
The median household income in ZIP 61109 is $62,973, which is 17% below the national average of $76,288.
What is the average home value in ZIP 61109?
The median home value in ZIP 61109 is $139,400, which is 50% below the national average of $278,155.
What is the demographic makeup of ZIP 61109?
The largest racial group in ZIP 61109 is White at 54.5%. Hispanic or Latino residents make up 24.5% of the population.
How many businesses are in ZIP code 61109?
ZIP code 61109 has 609 business establishments employing approximately 18,701 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61109?
The top industries by establishment count in ZIP 61109 are: Manufacturing (117), Transportation and warehousing (86), Other services (except public administration) (64). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 61109?
According to the FHFA House Price Index, home values in ZIP 61109 increased by 12.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 90%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61109?
In ZIP code 61109, 53.6% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61109?
The mean commute time for workers in ZIP code 61109 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61109?
In ZIP code 61109, approximately 64.2% of occupied housing units are owner-occupied and 35.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61109?
The poverty rate in ZIP code 61109 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61109's numbers, next.
- See how ZIP 61109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rockford, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.