PlainZIP

Rockford, IL · standard

ZIP Code 61102

Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,538
230/sq mi
$46,599
Median income
$98,900
Median home value
10.2%
Bachelor's or higher

The verdict

Rockford pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

11th pct
household income, US ZIPs
9th pct
home value, US ZIPs
230
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61102 against every reporting US ZIP.

ZIP code 61102 is a densely settled ZIP (a standard USPS delivery area) in Rockford, Winnebago County, Illinois, with 20,538 residents across 89.2 square miles, a density of 230 people per square mile, in the Chicago time zone.

ZIP 61102 reports a modest median household income of $46,599 (42% below the Illinois average), while per-capita income is $26,006. 24.4% of residents live below the poverty line, and the unemployment rate reads 9.6%. Housing costs here run $98,900 for a typical home value (48% below the state average), with rent averaging $883 a month; 64.4% of homes are owner-occupied.

Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 23 minutes. To put 61102 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Winnebago County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61102

Top 5 sectors by establishment count in Rockford, IL

Which industries have the most business establishments in ZIP 61102.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61102, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,538

Population

89.2

Area (sq mi)

230

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61102?

38.3

Median Age

50.5%

Male

49.5%

Female

10.1%

Foreign-Born

White 41.8%
African American 31.1%
Asian 0.6%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 17.0%
Hispanic or Latino 23.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,599

Median Household Income

-42% vs state

$26,006

Per Capita Income

24.4%

Poverty Rate

9.6%

Unemployment Rate

22.7 min

Mean Commute Time

How ZIP 61102 ranks nationally

Rockford, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,599 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.0%
Bachelor's Degree or Higher 10.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,064

Total Housing Units

6,047

Occupied Units

1,017

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 64.4%
Renter 35.6%

$98,900

Median Home Value

-48% vs state

$883

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

179

HPI Index (2000 = 100)

+79%

Total Change Since 2000

Home values in ZIP 61102 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 116
2021 +12.4% 130
2022 +16.8% 152
2023 +6.5% 162
2024 +10.3% 179

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 197 business establishments in ZIP 61102, employing approximately 4,087 people with a combined annual payroll of $209,299,000.

197

Businesses

4,087

Employees

$209.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 26 13.2%
Other services (except public administration) 25 12.7%
Construction 24 12.2%
Transportation and warehousing 24 12.2%
Manufacturing 18 9.1%
Administrative and support and waste management and remediation services 16 8.1%
Accommodation and food services 16 8.1%
Wholesale trade 13 6.6%
Health care and social assistance 11 5.6%
Arts, entertainment, and recreation 7 3.5%
Professional, scientific, and technical services 5 2.5%
Educational services 4 2.0%
Finance and insurance 3 1.5%
Real estate and rental and leasing 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61102 vs 61104 →

ZIP 61102 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61102 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61102 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61102 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61104 Rockford, IL 19,269 4.3 mi
61101 Rockford, IL 21,593 7.5 mi
61088 Winnebago, IL 6,020 5.7 mi
61109 Rockford, IL 28,333 5.9 mi
61084 Stillman Valley, IL 3,175 7.8 mi
61020 Davis Junction, IL 3,108 8.8 mi
61103 Rockford, IL 24,578 8.9 mi
61010 Byron, IL 8,032 8.6 mi
61115 Machesney Park, IL 23,180 11.4 mi

More ZIP Codes in Winnebago County

61107 standard
Rockford, IL
Pop: 30,439
61108 standard
Rockford, IL
Pop: 28,550
61109 standard
Rockford, IL
Pop: 28,333
61103 standard
Rockford, IL
Pop: 24,578
61111 standard
Loves Park, IL
Pop: 23,492
61115 standard
Machesney Park, IL
Pop: 23,180

Related Areas

Winnebago County Rockford, IL Illinois

Frequently Asked Questions

What county is ZIP code 61102 in? ▼
ZIP code 61102 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61102? ▼
ZIP code 61102 in Rockford, IL has a population of 20,538 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61102? ▼
The median household income in ZIP 61102 is $46,599, which is 39% below the national average of $76,288.
What is the average home value in ZIP 61102? ▼
The median home value in ZIP 61102 is $98,900, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 61102? ▼
The largest racial group in ZIP 61102 is White at 41.8%. Hispanic or Latino residents make up 23.3% of the population.
How many businesses are in ZIP code 61102? ▼
ZIP code 61102 has 197 business establishments employing approximately 4,087 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61102? ▼
The top industries by establishment count in ZIP 61102 are: Retail trade (26), Other services (except public administration) (25), Construction (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 61102? ▼
According to the FHFA House Price Index, home values in ZIP 61102 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61102? ▼
In ZIP code 61102, 47.0% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61102? ▼
The mean commute time for workers in ZIP code 61102 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61102? ▼
In ZIP code 61102, approximately 64.4% of occupied housing units are owner-occupied and 35.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61102? ▼
The poverty rate in ZIP code 61102 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.