Rockford, IL · standard
ZIP Code 61102
Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,538
- 230/sq mi High-density area
- $46,599
- Median income Below-median income area
- $98,900
- Median home value Below-median home value
- 10.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Rockford pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 11th pct
- household income, US ZIPs
- 9th pct
- home value, US ZIPs
- 230
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61102 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61102 (Rockford, IL) rose +10.3% from 2023 to 2024. The all-transactions index moved from 162.2 in 2023 to 178.9 in 2024 (2000 = 100).
ZIP code 61102 is a densely settled ZIP (a standard USPS delivery area) in Rockford, Winnebago County, Illinois, with 20,538 residents across 89.2 square miles, a density of 230 people per square mile, in the Chicago time zone.
ZIP 61102 reports a modest median household income of $46,599 (42% below the average Illinois ZIP), while per-capita income is $26,006. The poverty rate is 24.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $98,900 (48% below the average Illinois ZIP), and median rent is $883; owner occupancy is 64.4%.
Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 23 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Winnebago County, so 61102 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61102
Top 5 sectors by establishment count in Rockford, IL
Which industries have the most business establishments in ZIP 61102.
- Retail trade
Retail trade
26 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Construction
Construction
24 establishments
- Transportation and warehousing
Transportation and warehousing
24 establishments
- Manufacturing
Manufacturing
18 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61102, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,538
Population
89.2
Area (sq mi)
230
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61102?
38.3
Median Age
50.5%
Male
49.5%
Female
10.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$46,599
Median Household Income
-42% vs state ZIP avg
$26,006
Per Capita Income
24.4%
Poverty Rate
9.6%
Unemployment Rate
22.7 min
Mean Commute Time
How ZIP 61102 ranks among Illinois ZIPs
Rockford, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$46,599 7th percentile higher than 7% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,064housing units
7,064
Total Housing Units
6,047
Occupied Units
1,017
Vacant Units
2.48
Avg Household Size
Occupancy Type
$98,900
Median Home Value
-48% vs state ZIP avg
$883
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
179
HPI Index (2000 = 100)
+79%
Total Change Since 2000
Home values in ZIP 61102 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.2% | 116 |
| 2021 | +12.4% | 130 |
| 2022 | +16.8% | 152 |
| 2023 | +6.5% | 162 |
| 2024 | +10.3% | 179 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 197 business establishments in ZIP 61102, employing approximately 4,087 people with a combined annual payroll of $209,299,000.
197
Businesses
4,087
Employees
$209.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 26 | 13.2% |
| Other services (except public administration) | 25 | 12.7% |
| Construction | 24 | 12.2% |
| Transportation and warehousing | 24 | 12.2% |
| Manufacturing | 18 | 9.1% |
| Administrative and support and waste management and remediation services | 16 | 8.1% |
| Accommodation and food services | 16 | 8.1% |
| Wholesale trade | 13 | 6.6% |
| Health care and social assistance | 11 | 5.6% |
| Arts, entertainment, and recreation | 7 | 3.5% |
| Professional, scientific, and technical services | 5 | 2.5% |
| Educational services | 4 | 2.0% |
| Finance and insurance | 3 | 1.5% |
| Real estate and rental and leasing | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61102 vs 61104 →
ZIP 61102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61109
Rockford (61109)
28,333 residents
- 61103
Rockford (61103)
24,578 residents
- 61115
Machesney Park (61115)
23,180 residents
- 61101
Rockford (61101)
21,593 residents
- 61102
Rockford (61102)
20,538 residents
- 61104
Rockford (61104)
19,269 residents
- 61010 8,032
Byron (61010)
8,032 residents
- 61088 6,020
Winnebago (61088)
6,020 residents
- 61084 3,175
Stillman Valley (61084)
3,175 residents
What this shows Among its immediate neighbors, ZIP 61102 ranks #5 by population - useful context the national average alone can't give.
ZIP 61102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61020
Davis Junction (61020)
$105,769 median income
- 61084
Stillman Valley (61084)
$102,817 median income
- 61088
Winnebago (61088)
$98,088 median income
- 61010
Byron (61010)
$93,613 median income
- 61115
Machesney Park (61115)
$75,363 median income
- 61109
Rockford (61109)
$62,973 median income
- 61103
Rockford (61103)
$51,161 median income
- 61102
Rockford (61102)
$46,599 median income
- 61101
Rockford (61101)
$46,163 median income
What this shows By household income, ZIP 61102 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 61104 | Rockford, IL | 19,269 | 4.3 mi |
| 61101 | Rockford, IL | 21,593 | 7.5 mi |
| 61088 | Winnebago, IL | 6,020 | 5.7 mi |
| 61109 | Rockford, IL | 28,333 | 5.9 mi |
| 61084 | Stillman Valley, IL | 3,175 | 7.8 mi |
| 61020 | Davis Junction, IL | 3,108 | 8.8 mi |
| 61103 | Rockford, IL | 24,578 | 8.9 mi |
| 61010 | Byron, IL | 8,032 | 8.6 mi |
| 61115 | Machesney Park, IL | 23,180 | 11.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61102, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,538 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Winnebago County
Related Areas
Frequently Asked Questions
What county is ZIP code 61102 in?
ZIP code 61102 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61102?
ZIP code 61102 in Rockford, IL has a population of 20,538 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61102?
The median household income in ZIP 61102 is $46,599, which is 39% below the national average of $76,288.
What is the average home value in ZIP 61102?
The median home value in ZIP 61102 is $98,900, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 61102?
The largest racial group in ZIP 61102 is White at 41.8%. Hispanic or Latino residents make up 23.3% of the population.
How many businesses are in ZIP code 61102?
ZIP code 61102 has 197 business establishments employing approximately 4,087 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61102?
The top industries by establishment count in ZIP 61102 are: Retail trade (26), Other services (except public administration) (25), Construction (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 61102?
According to the FHFA House Price Index, home values in ZIP 61102 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61102?
In ZIP code 61102, 47.0% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61102?
The mean commute time for workers in ZIP code 61102 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61102?
In ZIP code 61102, approximately 64.4% of occupied housing units are owner-occupied and 35.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61102?
The poverty rate in ZIP code 61102 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61102's numbers, next.
- See how ZIP 61102 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rockford, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.