Rockford, IL · standard
ZIP Code 61103
Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,578
- 550/sq mi High-density area
- $51,161
- Median income Below-median income area
- $115,500
- Median home value Below-median home value
- 19.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Rockford pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 16th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 550
- people per sq mi
- 52%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61103 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61103 (Rockford, IL) rose +15.3% from 2023 to 2024. The all-transactions index moved from 145.3 in 2023 to 167.5 in 2024 (2000 = 100).
ZIP code 61103 is a densely settled ZIP (a standard USPS delivery area) in Rockford, Winnebago County, Illinois, with 24,578 residents across 44.7 square miles, a density of 550 people per square mile, in the Chicago time zone.
ZIP 61103 reports a modest median household income of $51,161 (36% below the average Illinois ZIP), while per-capita income is $30,331. The poverty rate is 20.7%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $115,500 (40% below the average Illinois ZIP), and median rent is $934; owner occupancy is 51.6%.
Educational attainment sits below the national norm: 19.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Winnebago County, so 61103 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61103
Top 5 sectors by establishment count in Rockford, IL
Which industries have the most business establishments in ZIP 61103.
- Health care and social assistance
Health care and social assistance
43 establishments
- Retail trade
Retail trade
36 establishments
- Accommodation and food services
Accommodation and food services
35 establishments
- Manufacturing
Manufacturing
34 establishments
- Other services (except public administration)
Other services (except public administration)
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61103, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,578
Population
44.7
Area (sq mi)
550
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61103?
40.5
Median Age
48.1%
Male
51.9%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,161
Median Household Income
-36% vs state ZIP avg
$30,331
Per Capita Income
20.7%
Poverty Rate
7.5%
Unemployment Rate
22.1 min
Mean Commute Time
How ZIP 61103 ranks among Illinois ZIPs
Rockford, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$51,161 11th percentile higher than 11% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,032housing units
11,032
Total Housing Units
9,866
Occupied Units
1,166
Vacant Units
2.24
Avg Household Size
Occupancy Type
$115,500
Median Home Value
-40% vs state ZIP avg
$934
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.3%
YoY Change (2024)
168
HPI Index (2000 = 100)
+68%
Total Change Since 2000
Home values in ZIP 61103 have increased 15.3% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 101 |
| 2021 | +17.8% | 119 |
| 2022 | +10.5% | 132 |
| 2023 | +10.2% | 145 |
| 2024 | +15.3% | 168 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 327 business establishments in ZIP 61103, employing approximately 6,502 people with a combined annual payroll of $390,017,000.
327
Businesses
6,502
Employees
$390.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 43 | 13.2% |
| Retail trade | 36 | 11.0% |
| Accommodation and food services | 35 | 10.7% |
| Manufacturing | 34 | 10.4% |
| Other services (except public administration) | 32 | 9.8% |
| Professional, scientific, and technical services | 31 | 9.5% |
| Construction | 21 | 6.4% |
| Real estate and rental and leasing | 19 | 5.8% |
| Finance and insurance | 18 | 5.5% |
| Administrative and support and waste management and remediation services | 17 | 5.2% |
| Wholesale trade | 16 | 4.9% |
| Transportation and warehousing | 10 | 3.1% |
| Arts, entertainment, and recreation | 9 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61103 vs 61115 →
ZIP 61103 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61107
Rockford (61107)
30,439 residents
- 61108
Rockford (61108)
28,550 residents
- 61103
Rockford (61103)
24,578 residents
- 61111
Loves Park (61111)
23,492 residents
- 61115
Machesney Park (61115)
23,180 residents
- 61101
Rockford (61101)
21,593 residents
- 61102
Rockford (61102)
20,538 residents
- 61073
Roscoe (61073)
20,052 residents
- 61104
Rockford (61104)
19,269 residents
What this shows Among its immediate neighbors, ZIP 61103 ranks #3 by population - useful context the national average alone can't give.
ZIP 61103 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61072
Rockton (61072)
$104,938 median income
- 61073
Roscoe (61073)
$102,064 median income
- 61114
Rockford (61114)
$85,568 median income
- 61107
Rockford (61107)
$78,574 median income
- 61115
Machesney Park (61115)
$75,363 median income
- 61108
Rockford (61108)
$64,415 median income
- 61111
Loves Park (61111)
$61,393 median income
- 61103
Rockford (61103)
$51,161 median income
- 61102
Rockford (61102)
$46,599 median income
What this shows By household income, ZIP 61103 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 61115 | Machesney Park, IL | 23,180 | 3.0 mi |
| 61101 | Rockford, IL | 21,593 | 3.4 mi |
| 61111 | Loves Park, IL | 23,492 | 4.1 mi |
| 61104 | Rockford, IL | 19,269 | 6.5 mi |
| 61114 | Rockford, IL | 15,776 | 5.3 mi |
| 61107 | Rockford, IL | 30,439 | 5.9 mi |
| 61072 | Rockton, IL | 11,797 | 7.6 mi |
| 61073 | Roscoe, IL | 20,052 | 7.1 mi |
| 61108 | Rockford, IL | 28,550 | 7.5 mi |
| 61102 | Rockford, IL | 20,538 | 8.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61103, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,578 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Winnebago County
Related Areas
Frequently Asked Questions
What county is ZIP code 61103 in?
ZIP code 61103 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61103?
ZIP code 61103 in Rockford, IL has a population of 24,578 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61103?
The median household income in ZIP 61103 is $51,161, which is 33% below the national average of $76,288.
What is the average home value in ZIP 61103?
The median home value in ZIP 61103 is $115,500, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 61103?
The largest racial group in ZIP 61103 is White at 57.7%. Hispanic or Latino residents make up 12.3% of the population.
How many businesses are in ZIP code 61103?
ZIP code 61103 has 327 business establishments employing approximately 6,502 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61103?
The top industries by establishment count in ZIP 61103 are: Health care and social assistance (43), Retail trade (36), Accommodation and food services (35). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 61103?
According to the FHFA House Price Index, home values in ZIP 61103 increased by 15.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61103?
In ZIP code 61103, 50.9% of residents aged 25+ have a high school diploma or higher, and 19.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61103?
The mean commute time for workers in ZIP code 61103 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61103?
In ZIP code 61103, approximately 51.6% of occupied housing units are owner-occupied and 48.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61103?
The poverty rate in ZIP code 61103 is 20.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61103's numbers, next.
- See how ZIP 61103 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rockford, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.