ZIP Code 61103

standard

Source:

Rockford · Winnebago County · Illinois

Population
24,578

550/sq mi

Median income
$51,161

▼ 33% vs US

higher than 16% of US ZIPs

Median home value
$115,500

▼ 58% vs US

higher than 15% of US ZIPs

Bachelor's or higher
19.7%

Median age 40.5

Land area
44.7 sq mi

Chicago

ZIP code 61103 in Rockford, Illinois has a population of 24,578. The median household income is $51,161, which is 33% below the national average. Median home value is $115,500, 58% below the US average. 19.7% of residents hold a bachelor's degree or higher.

ZIP code 61103 is classified by USPS as a standard delivery area and covers roughly 44.7 square miles in Rockford, Winnebago County, Illinois. The area is home to 24,578 residents, producing a population density of 550 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61103 against Illinois and the nation.

On the economic side, the median household income for ZIP 61103 sits at $51,161 (36% below the Illinois average), while per-capita income is $30,331. The poverty rate stands at 20.7% and the unemployment rate at 7.5%. On housing, the median home value is $115,500 (40% below the state average) with median rent at $934 per month, and 51.6% of occupied units are owner-occupied, a direct signal of whether 61103 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Winnebago County, so you can benchmark 61103 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 61103

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 61103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61103, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

24,578

Population

44.7

Area (sq mi)

550

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61103?

40.5

Median Age

48.1%

Male

51.9%

Female

5.9%

Foreign-Born

White 57.7%
African American 24.3%
Asian 0.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.1%
Hispanic or Latino 12.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,161

Median Household Income

-36% vs state

$30,331

Per Capita Income

20.7%

Poverty Rate

7.5%

Unemployment Rate

22.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 19.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,032

Total Housing Units

9,866

Occupied Units

1,166

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 51.6%
Renter 48.4%

$115,500

Median Home Value

-40% vs state

$934

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.3%

YoY Change (2024)

168

HPI Index (2000 = 100)

+68%

Total Change Since 2000

Home values in ZIP 61103 have increased 15.3% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 101
2021 +17.8% 119
2022 +10.5% 132
2023 +10.2% 145
2024 +15.3% 168

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 327 business establishments in ZIP 61103, employing approximately 6,502 people with a combined annual payroll of $390,017,000.

327

Businesses

6,502

Employees

$390.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 43 13.2%
Retail trade 36 11.0%
Accommodation and food services 35 10.7%
Manufacturing 34 10.4%
Other services (except public administration) 32 9.8%
Professional, scientific, and technical services 31 9.5%
Construction 21 6.4%
Real estate and rental and leasing 19 5.8%
Finance and insurance 18 5.5%
Administrative and support and waste management and remediation services 17 5.2%
Wholesale trade 16 4.9%
Transportation and warehousing 10 3.1%
Arts, entertainment, and recreation 9 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61103 vs 61115 →

ZIP Code City Population Distance
61115 Machesney Park, IL 23,180 3.0 mi
61101 Rockford, IL 21,593 3.4 mi
61111 Loves Park, IL 23,492 4.1 mi
61104 Rockford, IL 19,269 6.5 mi
61114 Rockford, IL 15,776 5.3 mi
61107 Rockford, IL 30,439 5.9 mi
61072 Rockton, IL 11,797 7.6 mi
61073 Roscoe, IL 20,052 7.1 mi
61108 Rockford, IL 28,550 7.5 mi
61102 Rockford, IL 20,538 8.9 mi

More ZIP Codes in Winnebago County

Frequently Asked Questions

What county is ZIP code 61103 in?
ZIP code 61103 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61103?
ZIP code 61103 in Rockford, IL has a population of 24,578 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61103?
The median household income in ZIP 61103 is $51,161, which is 33% below the national average of $76,288.
What is the average home value in ZIP 61103?
The median home value in ZIP 61103 is $115,500, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 61103?
The largest racial group in ZIP 61103 is White at 57.7%. Hispanic or Latino residents make up 12.3% of the population.
How many businesses are in ZIP code 61103?
ZIP code 61103 has 327 business establishments employing approximately 6,502 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61103?
The top industries by establishment count in ZIP 61103 are: Health care and social assistance (43), Retail trade (36), Accommodation and food services (35). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 61103?
According to the FHFA House Price Index, home values in ZIP 61103 increased by 15.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61103?
In ZIP code 61103, 50.9% of residents aged 25+ have a high school diploma or higher, and 19.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61103?
The mean commute time for workers in ZIP code 61103 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61103?
In ZIP code 61103, approximately 51.6% of occupied housing units are owner-occupied and 48.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61103?
The poverty rate in ZIP code 61103 is 20.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Rockford, IL

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.