PlainZIP

Rockford, IL · standard

ZIP Code 61103

Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,578
550/sq mi
$51,161
Median income
$115,500
Median home value
19.7%
Bachelor's or higher

The verdict

Rockford pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

16th pct
household income, US ZIPs
15th pct
home value, US ZIPs
550
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61103 against every reporting US ZIP.

ZIP code 61103 is a densely settled ZIP (a standard USPS delivery area) in Rockford, Winnebago County, Illinois, with 24,578 residents across 44.7 square miles, a density of 550 people per square mile, in the Chicago time zone.

ZIP 61103 reports a modest median household income of $51,161 (36% below the Illinois average), while per-capita income is $30,331. Local economic indicators show a 20.7% poverty rate alongside 7.5% unemployment. The typical home here is valued at $115,500 (40% below the state average); renters pay a median of $934 monthly, and 51.6% of units are owner-occupied.

Educational attainment sits below the national norm: 19.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 61103, plus 6 more within Winnebago County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61103

Top 5 sectors by establishment count in Rockford, IL

Which industries have the most business establishments in ZIP 61103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61103, Rockford, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,578

Population

44.7

Area (sq mi)

550

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61103?

40.5

Median Age

48.1%

Male

51.9%

Female

5.9%

Foreign-Born

White 57.7%
African American 24.3%
Asian 0.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.1%
Hispanic or Latino 12.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,161

Median Household Income

-36% vs state

$30,331

Per Capita Income

20.7%

Poverty Rate

7.5%

Unemployment Rate

22.1 min

Mean Commute Time

How ZIP 61103 ranks nationally

Rockford, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,161 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 19.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,032

Total Housing Units

9,866

Occupied Units

1,166

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 51.6%
Renter 48.4%

$115,500

Median Home Value

-40% vs state

$934

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.3%

YoY Change (2024)

168

HPI Index (2000 = 100)

+68%

Total Change Since 2000

Home values in ZIP 61103 have increased 15.3% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 101
2021 +17.8% 119
2022 +10.5% 132
2023 +10.2% 145
2024 +15.3% 168

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 327 business establishments in ZIP 61103, employing approximately 6,502 people with a combined annual payroll of $390,017,000.

327

Businesses

6,502

Employees

$390.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 43 13.2%
Retail trade 36 11.0%
Accommodation and food services 35 10.7%
Manufacturing 34 10.4%
Other services (except public administration) 32 9.8%
Professional, scientific, and technical services 31 9.5%
Construction 21 6.4%
Real estate and rental and leasing 19 5.8%
Finance and insurance 18 5.5%
Administrative and support and waste management and remediation services 17 5.2%
Wholesale trade 16 4.9%
Transportation and warehousing 10 3.1%
Arts, entertainment, and recreation 9 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61103 vs 61115 →

ZIP 61103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61103 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61103 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61115 Machesney Park, IL 23,180 3.0 mi
61101 Rockford, IL 21,593 3.4 mi
61111 Loves Park, IL 23,492 4.1 mi
61104 Rockford, IL 19,269 6.5 mi
61114 Rockford, IL 15,776 5.3 mi
61107 Rockford, IL 30,439 5.9 mi
61072 Rockton, IL 11,797 7.6 mi
61073 Roscoe, IL 20,052 7.1 mi
61108 Rockford, IL 28,550 7.5 mi
61102 Rockford, IL 20,538 8.9 mi

More ZIP Codes in Winnebago County

61107 standard
Rockford, IL
Pop: 30,439
61108 standard
Rockford, IL
Pop: 28,550
61109 standard
Rockford, IL
Pop: 28,333
61111 standard
Loves Park, IL
Pop: 23,492
61115 standard
Machesney Park, IL
Pop: 23,180
61101 standard
Rockford, IL
Pop: 21,593

Related Areas

Winnebago County Rockford, IL Illinois

Frequently Asked Questions

What county is ZIP code 61103 in? ▼
ZIP code 61103 (Rockford) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.
What is the population of ZIP code 61103? ▼
ZIP code 61103 in Rockford, IL has a population of 24,578 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61103? ▼
The median household income in ZIP 61103 is $51,161, which is 33% below the national average of $76,288.
What is the average home value in ZIP 61103? ▼
The median home value in ZIP 61103 is $115,500, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 61103? ▼
The largest racial group in ZIP 61103 is White at 57.7%. Hispanic or Latino residents make up 12.3% of the population.
How many businesses are in ZIP code 61103? ▼
ZIP code 61103 has 327 business establishments employing approximately 6,502 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61103? ▼
The top industries by establishment count in ZIP 61103 are: Health care and social assistance (43), Retail trade (36), Accommodation and food services (35). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 61103? ▼
According to the FHFA House Price Index, home values in ZIP 61103 increased by 15.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61103? ▼
In ZIP code 61103, 50.9% of residents aged 25+ have a high school diploma or higher, and 19.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61103? ▼
The mean commute time for workers in ZIP code 61103 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61103? ▼
In ZIP code 61103, approximately 51.6% of occupied housing units are owner-occupied and 48.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61103? ▼
The poverty rate in ZIP code 61103 is 20.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.