Winnebago, IL · standard

ZIP Code 61088

Winnebago County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,020
42/sq mi Moderate-density area
$98,088
Median income Above-median income area
$208,700
Median home value Near-median home value
29.9%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Winnebago pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
46th pct
home value, US ZIPs
42
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61088 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 61088 (Winnebago, IL) rose +6.4% from 2023 to 2024. The all-transactions index moved from 167.7 in 2023 to 178.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 61088 is a mid-sized community (a standard USPS delivery area) in Winnebago, Winnebago County, Illinois, home to 6,020 residents across 142.7 square miles, a density of 42 people per square mile, in the Chicago time zone.

ZIP 61088 lands in the middle-income range, with a median household income of $98,088 (23% above the average Illinois ZIP), while per-capita income is $48,518. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.1% and unemployment is 3.4%. Median home value is $208,700 (9% above the average Illinois ZIP) and median rent is $1,058; 89.8% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 29.9% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 27 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Winnebago County, so 61088 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 61088

Top 5 sectors by establishment count in Winnebago, IL

Which industries have the most business establishments in ZIP 61088.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61088, Winnebago, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,020

Population

142.7

Area (sq mi)

42

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61088?

44.3

Median Age

52.1%

Male

47.9%

Female

1.4%

Foreign-Born

White 89.6%
African American 0.5%
Asian 0.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$98,088

Median Household Income

+23% vs state ZIP avg

$48,518

Per Capita Income

4.1%

Poverty Rate

3.4%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 61088 ranks among Illinois ZIPs

Winnebago, IL household income vs. every Illinois ZIP code

Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$98,088 Top 21% higher than 79% of 1,334 Illinois ZIPs

This ZIP $0 $200K+ every Illinois ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.3%
Bachelor's Degree or Higher 29.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,378

Total Housing Units

2,332

Occupied Units

46

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 89.8%
Renter 10.2%

$208,700

Median Home Value

+9% vs state ZIP avg

$1,058

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

178

HPI Index (2000 = 100)

+78%

Total Change Since 2000

Home values in ZIP 61088 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +78% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.8% 122
2021 +9.4% 134
2022 +12.4% 150
2023 +11.7% 168
2024 +6.4% 178

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 89 business establishments in ZIP 61088, employing approximately 695 people with a combined annual payroll of $25,162,000.

89

Businesses

695

Employees

$25.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 12 13.5%
Accommodation and food services 11 12.4%
Health care and social assistance 10 11.2%
Other services (except public administration) 10 11.2%
Wholesale trade 6 6.7%
Retail trade 6 6.7%
Professional, scientific, and technical services 6 6.7%
Transportation and warehousing 5 5.6%
Administrative and support and waste management and remediation services 5 5.6%
Real estate and rental and leasing 4 4.5%
Finance and insurance 3 3.4%
Arts, entertainment, and recreation 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61088 vs 61077 →

ZIP 61088 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61088 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61088 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61088 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61077 Seward, IL 73 5.6 mi
61063 Pecatonica, IL 4,132 5.6 mi
61102 Rockford, IL 20,538 5.7 mi
61010 Byron, IL 8,032 9.2 mi
61101 Rockford, IL 21,593 7.2 mi
61047 Leaf River, IL 1,711 10.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 61088, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (6,020 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Winnebago County

Frequently Asked Questions

What county is ZIP code 61088 in?

ZIP code 61088 (Winnebago) is located in Winnebago County, Illinois. Winnebago County contains multiple ZIP codes, see the full list at /counties/winnebago-il.

What is the population of ZIP code 61088?

ZIP code 61088 in Winnebago, IL has a population of 6,020 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 61088?

The median household income in ZIP 61088 is $98,088, which is 29% above the national average of $76,288.

What is the average home value in ZIP 61088?

The median home value in ZIP 61088 is $208,700, which is 25% below the national average of $278,155.

What is the demographic makeup of ZIP 61088?

The largest racial group in ZIP 61088 is White at 89.6%. Hispanic or Latino residents make up 2.7% of the population.

How many businesses are in ZIP code 61088?

ZIP code 61088 has 89 business establishments employing approximately 695 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 61088?

The top industries by establishment count in ZIP 61088 are: Construction (12), Accommodation and food services (11), Health care and social assistance (10). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 61088?

According to the FHFA House Price Index, home values in ZIP 61088 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 78%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 61088?

In ZIP code 61088, 58.3% of residents aged 25+ have a high school diploma or higher, and 29.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 61088?

The mean commute time for workers in ZIP code 61088 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 61088?

In ZIP code 61088, approximately 89.8% of occupied housing units are owner-occupied and 10.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 61088?

The poverty rate in ZIP code 61088 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 61088's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 61088's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.