Joy, IL · standard

ZIP Code 61260

Mercer County, Illinois — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

856
6/sq mi
$41,645
Median income
$96,700
Median home value
12.1%
Bachelor's or higher

The verdict

Joy pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
9th pct
home value, US ZIPs
6
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61260 against every reporting US ZIP.

ZIP code 61260 is classified by USPS as a standard delivery area and covers roughly 152.9 square miles in Joy, Mercer County, Illinois. The area is home to 856 residents, producing a population density of 6 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 61260 against Illinois and the nation.

On the economic side, the median household income for ZIP 61260 sits at $41,645 (48% below the Illinois average), while per-capita income is $31,301. The poverty rate stands at 9.1% and the unemployment rate at 1.3%. On housing, the median home value is $96,700 (50% below the state average) with median rent at $643 per month, and 73.9% of occupied units are owner-occupied, a direct signal of whether 61260 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.1% of adults hold a bachelor's degree or higher, the median age is 31.7, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mercer County, so you can benchmark 61260 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 61260, Joy, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

856

Population

152.9

Area (sq mi)

6

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61260?

31.7

Median Age

52.6%

Male

47.4%

Female

2.0%

Foreign-Born

White 92.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.4%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,645

Median Household Income

-48% vs state

$31,301

Per Capita Income

9.1%

Poverty Rate

1.3%

Unemployment Rate

How ZIP 61260 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$41,645 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.1%
Bachelor's Degree or Higher 12.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

392

Total Housing Units

371

Occupied Units

21

Vacant Units

1.99

Avg Household Size

Occupancy Type

Owner 73.9%
Renter 26.1%

$96,700

Median Home Value

-50% vs state

$643

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 61260, employing approximately 31 people with a combined annual payroll of $1,073,000.

6

Businesses

31

Employees

$1.1M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61260 vs 61272 →

ZIP 61260 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61260 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61260 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61260 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61272 New Boston, IL 1,504 6.4 mi
61442 Keithsburg, IL 762 9.8 mi
61259 Illinois City, IL 1,276 10.1 mi
61476 Seaton, IL 407 10.6 mi
61284 Taylor Ridge, IL 2,292 12.4 mi

More ZIP Codes in Mercer County

Frequently Asked Questions

What county is ZIP code 61260 in?
ZIP code 61260 (Joy) is located in Mercer County, Illinois. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-il.
What is the population of ZIP code 61260?
ZIP code 61260 in Joy, IL has a population of 856 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61260?
The median household income in ZIP 61260 is $41,645, which is 45% below the national average of $76,288.
What is the average home value in ZIP 61260?
The median home value in ZIP 61260 is $96,700, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 61260?
The largest racial group in ZIP 61260 is White at 92.1%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 61260?
ZIP code 61260 has 6 business establishments employing approximately 31 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 61260?
In ZIP code 61260, 54.1% of residents aged 25+ have a high school diploma or higher, and 12.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 61260?
In ZIP code 61260, approximately 73.9% of occupied housing units are owner-occupied and 26.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61260?
The poverty rate in ZIP code 61260 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Joy, IL

Verify and explore additional data for this area using these official government sources.