Lacon, IL · standard
ZIP Code 61540
Marshall County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,916
- 22/sq mi Moderate-density area
- $78,824
- Median income Near-median income area
- $154,400
- Median home value Below-median home value
- 17.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lacon pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 22
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61540 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61540 (Lacon, IL) fell -3.8% from 2023 to 2024. The all-transactions index moved from 169.8 in 2023 to 163.3 in 2024 (2000 = 100).
ZIP code 61540 covers 135.0 square miles in Lacon, Marshall County, Illinois (a standard USPS delivery area), with a modest 2,916 residents on file, a density of 22 people per square mile, in the Chicago time zone.
ZIP 61540 lands in the middle-income range, with a median household income of $78,824 (2% below the average Illinois ZIP), while per-capita income is $40,199. The poverty rate is 11.2%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $154,400 (20% below the average Illinois ZIP), and median rent is $795; owner occupancy is 80.3%.
Educational attainment sits below the national norm: 17.2% of adults hold a bachelor's degree or higher, the median age is 46.8, and the average commute is 31 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Marshall County, so 61540 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61540
Top 5 sectors by establishment count in Lacon, IL
Which industries have the most business establishments in ZIP 61540.
- Accommodation and food services
Accommodation and food services
10 establishments
- Retail trade
Retail trade
9 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
- Health care and social assistance
Health care and social assistance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61540, Lacon, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,916
Population
135.0
Area (sq mi)
22
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61540?
46.8
Median Age
50.8%
Male
49.2%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,824
Median Household Income
-2% vs state ZIP avg
$40,199
Per Capita Income
11.2%
Poverty Rate
5.9%
Unemployment Rate
30.9 min
Mean Commute Time
How ZIP 61540 ranks among Illinois ZIPs
Lacon, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,824 Top 44% higher than 56% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,321housing units
1,321
Total Housing Units
1,222
Occupied Units
99
Vacant Units
2.17
Avg Household Size
Occupancy Type
$154,400
Median Home Value
-20% vs state ZIP avg
$795
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.8%
YoY Change (2024)
163
HPI Index (2000 = 100)
+63%
Total Change Since 2000
Home values in ZIP 61540 have decreased 3.8% over the past year (2024). Since 2000, this ZIP has seen +63% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.0% | 125 |
| 2021 | +2.4% | 128 |
| 2022 | +11.7% | 143 |
| 2023 | +18.8% | 170 |
| 2024 | -3.8% | 163 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 72 business establishments in ZIP 61540, employing approximately 681 people with a combined annual payroll of $32,682,000.
72
Businesses
681
Employees
$32.7M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 10 | 13.9% |
| Retail trade | 9 | 12.5% |
| Other services (except public administration) | 9 | 12.5% |
| Transportation and warehousing | 6 | 8.3% |
| Health care and social assistance | 6 | 8.3% |
| Finance and insurance | 5 | 6.9% |
| Professional, scientific, and technical services | 5 | 6.9% |
| Agriculture, forestry, fishing and hunting | 4 | 5.6% |
| Construction | 4 | 5.6% |
| Wholesale trade | 4 | 5.6% |
| Manufacturing | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61540 vs 61375 →
ZIP 61540 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61537
Henry (61537)
2,974 residents
- 61540
Lacon (61540)
2,916 residents
- 61570
Washburn (61570)
1,879 residents
- 61565
Sparland (61565)
1,504 residents
- 61375 1,156
Varna (61375)
1,156 residents
- 61545 646
Lowpoint (61545)
646 residents
- 61335 532
Mc Nabb (61335)
532 residents
- 61541 136
La Rose (61541)
136 residents
- 61562 46
Rome (61562)
46 residents
What this shows Among its immediate neighbors, ZIP 61540 ranks #2 by population - useful context the national average alone can't give.
ZIP 61540 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61375
Varna (61375)
$81,293 median income
- 61540
Lacon (61540)
$78,824 median income
- 61565
Sparland (61565)
$77,578 median income
- 61545
Lowpoint (61545)
$72,692 median income
- 61335
Mc Nabb (61335)
$71,750 median income
- 61570
Washburn (61570)
$71,563 median income
- 61537
Henry (61537)
$67,404 median income
- 61541
La Rose (61541)
$41,875 median income
What this shows By household income, ZIP 61540 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61540, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,916 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marshall County
Related Areas
Frequently Asked Questions
What county is ZIP code 61540 in?
ZIP code 61540 (Lacon) is located in Marshall County, Illinois. Marshall County contains multiple ZIP codes, see the full list at /counties/marshall-il.
What is the population of ZIP code 61540?
ZIP code 61540 in Lacon, IL has a population of 2,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61540?
The median household income in ZIP 61540 is $78,824, which is 3% above the national average of $76,288.
What is the average home value in ZIP 61540?
The median home value in ZIP 61540 is $154,400, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 61540?
The largest racial group in ZIP 61540 is White at 97.4%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 61540?
ZIP code 61540 has 72 business establishments employing approximately 681 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61540?
The top industries by establishment count in ZIP 61540 are: Accommodation and food services (10), Retail trade (9), Other services (except public administration) (9). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 61540?
According to the FHFA House Price Index, home values in ZIP 61540 decreased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 63%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61540?
In ZIP code 61540, 58.0% of residents aged 25+ have a high school diploma or higher, and 17.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61540?
The mean commute time for workers in ZIP code 61540 is 30.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61540?
In ZIP code 61540, approximately 80.3% of occupied housing units are owner-occupied and 19.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61540?
The poverty rate in ZIP code 61540 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61540's numbers, next.
- See how ZIP 61540 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lacon, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.