Saint Joseph, IL · standard

ZIP Code 61873

Champaign County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,250
36/sq mi
$117,578
Median income
$265,400
Median home value
35.5%
Bachelor's or higher

The verdict

Saint Joseph pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 39%
home value, US ZIPs
36
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61873 against every reporting US ZIP.

ZIP code 61873 is a mid-sized community (a standard USPS delivery area) in Saint Joseph, Champaign County, Illinois, home to 6,250 residents across 174.1 square miles, a density of 36 people per square mile, in the Chicago time zone.

ZIP 61873 skews affluent, with a median household income of $117,578 (47% above the Illinois average), while per-capita income is $48,630. Local economic indicators show a 5.4% poverty rate alongside 4.6% unemployment. Median home value sits at $265,400 (38% above the state average), median rent at $962 a month, and owner-occupancy at 83.6%.

A solid share of residents have a four-year degree: 35.5% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 24 minutes. To put 61873 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Champaign County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61873

Top 5 sectors by establishment count in Saint Joseph, IL

Which industries have the most business establishments in ZIP 61873.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61873, Saint Joseph, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,250

Population

174.1

Area (sq mi)

36

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61873?

39.5

Median Age

47.3%

Male

52.7%

Female

1.9%

Foreign-Born

White 94.2%
African American 0.0%
Asian 1.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$117,578

Median Household Income

+47% vs state

$48,630

Per Capita Income

5.4%

Poverty Rate

4.6%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 61873 ranks nationally

Saint Joseph, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$117,578 Top 10% higher than 90% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.7%
Bachelor's Degree or Higher 35.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,264

Total Housing Units

2,203

Occupied Units

61

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 83.6%
Renter 16.4%

$265,400

Median Home Value

+38% vs state

$962

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 61873 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 153
2021 +10.0% 169
2022 +11.8% 189
2023 +6.1% 200
2024 +5.5% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 96 business establishments in ZIP 61873, employing approximately 665 people with a combined annual payroll of $24,524,000.

96

Businesses

665

Employees

$24.5M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 12 12.5%
Accommodation and food services 11 11.5%
Finance and insurance 10 10.4%
Administrative and support and waste management and remediation services 10 10.4%
Retail trade 9 9.4%
Health care and social assistance 9 9.4%
Other services (except public administration) 9 9.4%
Professional, scientific, and technical services 6 6.3%
Wholesale trade 5 5.2%
Transportation and warehousing 5 5.2%
Real estate and rental and leasing 4 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61873 vs 61859 →

ZIP 61873 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61873 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61873 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61873 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61859 Ogden, IL 1,297 4.3 mi
61871 Royal, IL 284 5.2 mi
61802 Urbana, IL 19,052 6.0 mi
61877 Sidney, IL 1,627 10.1 mi
61849 Homer, IL 1,842 9.7 mi
61878 Thomasboro, IL 1,433 9.1 mi

More ZIP Codes in Champaign County

Frequently Asked Questions

What county is ZIP code 61873 in?
ZIP code 61873 (Saint Joseph) is located in Champaign County, Illinois. Champaign County contains multiple ZIP codes, see the full list at /counties/champaign-il.
What is the population of ZIP code 61873?
ZIP code 61873 in Saint Joseph, IL has a population of 6,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61873?
The median household income in ZIP 61873 is $117,578, which is 54% above the national average of $76,288.
What is the average home value in ZIP 61873?
The median home value in ZIP 61873 is $265,400, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 61873?
The largest racial group in ZIP 61873 is White at 94.2%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 61873?
ZIP code 61873 has 96 business establishments employing approximately 665 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61873?
The top industries by establishment count in ZIP 61873 are: Construction (12), Accommodation and food services (11), Finance and insurance (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 61873?
According to the FHFA House Price Index, home values in ZIP 61873 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61873?
In ZIP code 61873, 58.7% of residents aged 25+ have a high school diploma or higher, and 35.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61873?
The mean commute time for workers in ZIP code 61873 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61873?
In ZIP code 61873, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61873?
The poverty rate in ZIP code 61873 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.