Saint Joseph, IL · standard
ZIP Code 61873
Champaign County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,250
- 36/sq mi Moderate-density area
- $117,578
- Median income Above-median income area
- $265,400
- Median home value Near-median home value
- 35.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saint Joseph pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 10%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 36
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61873 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 61873 (Saint Joseph, IL) rose +5.5% from 2023 to 2024. The all-transactions index moved from 200.2 in 2023 to 211.2 in 2024 (2000 = 100).
ZIP code 61873 is a mid-sized community (a standard USPS delivery area) in Saint Joseph, Champaign County, Illinois, home to 6,250 residents across 174.1 square miles, a density of 36 people per square mile, in the Chicago time zone.
ZIP 61873 skews affluent, with a median household income of $117,578 (47% above the average Illinois ZIP), while per-capita income is $48,630. The poverty rate is 5.4%, with unemployment at 4.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $265,400 (38% above the average Illinois ZIP), while 83.6% of occupied homes are owner-occupied and median rent is $962.
A solid share of residents have a four-year degree: 35.5% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 24 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Champaign County, so 61873 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 61873
Top 5 sectors by establishment count in Saint Joseph, IL
Which industries have the most business establishments in ZIP 61873.
- Construction
Construction
12 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
- Finance and insurance
Finance and insurance
10 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
10 establishments
- Retail trade
Retail trade
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61873, Saint Joseph, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,250
Population
174.1
Area (sq mi)
36
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 61873?
39.5
Median Age
47.3%
Male
52.7%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$117,578
Median Household Income
+47% vs state ZIP avg
$48,630
Per Capita Income
5.4%
Poverty Rate
4.6%
Unemployment Rate
24.0 min
Mean Commute Time
How ZIP 61873 ranks among Illinois ZIPs
Saint Joseph, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$117,578 Top 9% higher than 91% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,264housing units
2,264
Total Housing Units
2,203
Occupied Units
61
Vacant Units
2.62
Avg Household Size
Occupancy Type
$265,400
Median Home Value
+38% vs state ZIP avg
$962
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.5%
YoY Change (2024)
211
HPI Index (2000 = 100)
+111%
Total Change Since 2000
Home values in ZIP 61873 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 153 |
| 2021 | +10.0% | 169 |
| 2022 | +11.8% | 189 |
| 2023 | +6.1% | 200 |
| 2024 | +5.5% | 211 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 96 business establishments in ZIP 61873, employing approximately 665 people with a combined annual payroll of $24,524,000.
96
Businesses
665
Employees
$24.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 12.5% |
| Accommodation and food services | 11 | 11.5% |
| Finance and insurance | 10 | 10.4% |
| Administrative and support and waste management and remediation services | 10 | 10.4% |
| Retail trade | 9 | 9.4% |
| Health care and social assistance | 9 | 9.4% |
| Other services (except public administration) | 9 | 9.4% |
| Professional, scientific, and technical services | 6 | 6.3% |
| Wholesale trade | 5 | 5.2% |
| Transportation and warehousing | 5 | 5.2% |
| Real estate and rental and leasing | 4 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 61873 vs 61859 →
ZIP 61873 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61802
Urbana (61802)
19,052 residents
- 61873 6,250
Saint Joseph (61873)
6,250 residents
- 61849 1,842
Homer (61849)
1,842 residents
- 61877 1,627
Sidney (61877)
1,627 residents
- 61878 1,433
Thomasboro (61878)
1,433 residents
- 61859 1,297
Ogden (61859)
1,297 residents
- 61871 284
Royal (61871)
284 residents
What this shows Among its immediate neighbors, ZIP 61873 ranks #2 by population - useful context the national average alone can't give.
ZIP 61873 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 61873
Saint Joseph (61873)
$117,578 median income
- 61859
Ogden (61859)
$102,708 median income
- 61877
Sidney (61877)
$96,750 median income
- 61849
Homer (61849)
$86,250 median income
- 61871
Royal (61871)
$78,750 median income
- 61878
Thomasboro (61878)
$66,250 median income
- 61802
Urbana (61802)
$61,620 median income
What this shows By household income, ZIP 61873 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 61873, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,250 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Champaign County
Related Areas
Frequently Asked Questions
What county is ZIP code 61873 in?
ZIP code 61873 (Saint Joseph) is located in Champaign County, Illinois. Champaign County contains multiple ZIP codes, see the full list at /counties/champaign-il.
What is the population of ZIP code 61873?
ZIP code 61873 in Saint Joseph, IL has a population of 6,250 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61873?
The median household income in ZIP 61873 is $117,578, which is 54% above the national average of $76,288.
What is the average home value in ZIP 61873?
The median home value in ZIP 61873 is $265,400, which is 5% below the national average of $278,155.
What is the demographic makeup of ZIP 61873?
The largest racial group in ZIP 61873 is White at 94.2%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 61873?
ZIP code 61873 has 96 business establishments employing approximately 665 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61873?
The top industries by establishment count in ZIP 61873 are: Construction (12), Accommodation and food services (11), Finance and insurance (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 61873?
According to the FHFA House Price Index, home values in ZIP 61873 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61873?
In ZIP code 61873, 58.7% of residents aged 25+ have a high school diploma or higher, and 35.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61873?
The mean commute time for workers in ZIP code 61873 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61873?
In ZIP code 61873, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61873?
The poverty rate in ZIP code 61873 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 61873's numbers, next.
- See how ZIP 61873 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Joseph, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.