PlainZIP

Mattoon, IL · standard

ZIP Code 61938

Coles County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,409
69/sq mi
$57,503
Median income
$111,700
Median home value
22.7%
Bachelor's or higher

The verdict

Mattoon pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
13th pct
home value, US ZIPs
69
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 61938 against every reporting US ZIP.

ZIP code 61938 is a densely settled ZIP (a standard USPS delivery area) in Mattoon, Coles County, Illinois, with 22,409 residents across 322.9 square miles, a density of 69 people per square mile, in the Chicago time zone.

ZIP 61938 reports a modest median household income of $57,503 (28% below the Illinois average), while per-capita income is $33,570. Local economic indicators show a 17.7% poverty rate alongside 6.6% unemployment. The typical home here is valued at $111,700 (42% below the state average); renters pay a median of $740 monthly, and 61.2% of units are owner-occupied.

Educational attainment sits below the national norm: 22.7% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 18 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 61938, plus 4 more within Coles County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 61938

Top 5 sectors by establishment count in Mattoon, IL

Which industries have the most business establishments in ZIP 61938.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 61938, Mattoon, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,409

Population

322.9

Area (sq mi)

69

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 61938?

41.2

Median Age

49.1%

Male

50.9%

Female

2.1%

Foreign-Born

White 91.6%
African American 2.1%
Asian 1.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,503

Median Household Income

-28% vs state

$33,570

Per Capita Income

17.7%

Poverty Rate

6.6%

Unemployment Rate

18.3 min

Mean Commute Time

How ZIP 61938 ranks nationally

Mattoon, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,503 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 22.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,518

Total Housing Units

9,629

Occupied Units

889

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 61.2%
Renter 38.8%

$111,700

Median Home Value

-42% vs state

$740

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.0%

YoY Change (2024)

173

HPI Index (2000 = 100)

+73%

Total Change Since 2000

Home values in ZIP 61938 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +73% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.1% 122
2021 +8.6% 133
2022 +14.8% 152
2023 +5.3% 160
2024 +8.0% 173

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 597 business establishments in ZIP 61938, employing approximately 14,698 people with a combined annual payroll of $781,792,000.

597

Businesses

14,698

Employees

$781.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 103 17.3%
Accommodation and food services 76 12.7%
Other services (except public administration) 67 11.2%
Health care and social assistance 62 10.4%
Construction 57 9.6%
Finance and insurance 50 8.4%
Professional, scientific, and technical services 33 5.5%
Wholesale trade 30 5.0%
Administrative and support and waste management and remediation services 25 4.2%
Transportation and warehousing 20 3.4%
Information 18 3.0%
Real estate and rental and leasing 16 2.7%
Manufacturing 14 2.4%
Arts, entertainment, and recreation 8 1.3%
Management of companies and enterprises 6 1.0%
Educational services 5 0.8%
Utilities 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 61938 vs 61931 →

ZIP 61938 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 61938 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 61938 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 61938 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
61931 Humboldt, IL 1,255 7.4 mi
61928 Gays, IL 757 7.3 mi
62469 Trilla, IL 419 9.5 mi
62440 Lerna, IL 1,316 8.3 mi

More ZIP Codes in Coles County

61920 standard
Charleston, IL
Pop: 25,594
61912 standard
Ashmore, IL
Pop: 1,344
62440 standard
Lerna, IL
Pop: 1,316
61931 standard
Humboldt, IL
Pop: 1,255

Related Areas

Coles County Mattoon, IL Illinois

Frequently Asked Questions

What county is ZIP code 61938 in? ▼
ZIP code 61938 (Mattoon) is located in Coles County, Illinois. Coles County contains multiple ZIP codes, see the full list at /counties/coles-il.
What is the population of ZIP code 61938? ▼
ZIP code 61938 in Mattoon, IL has a population of 22,409 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 61938? ▼
The median household income in ZIP 61938 is $57,503, which is 25% below the national average of $76,288.
What is the average home value in ZIP 61938? ▼
The median home value in ZIP 61938 is $111,700, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 61938? ▼
The largest racial group in ZIP 61938 is White at 91.6%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 61938? ▼
ZIP code 61938 has 597 business establishments employing approximately 14,698 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 61938? ▼
The top industries by establishment count in ZIP 61938 are: Retail trade (103), Accommodation and food services (76), Other services (except public administration) (67). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 61938? ▼
According to the FHFA House Price Index, home values in ZIP 61938 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 73%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 61938? ▼
In ZIP code 61938, 54.0% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 61938? ▼
The mean commute time for workers in ZIP code 61938 is 18.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 61938? ▼
In ZIP code 61938, approximately 61.2% of occupied housing units are owner-occupied and 38.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 61938? ▼
The poverty rate in ZIP code 61938 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.