PlainZIP

Lerna, IL · standard

ZIP Code 62440

Coles County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,316
13/sq mi
$79,605
Median income
$128,000
Median home value
23.5%
Bachelor's or higher

The verdict

Lerna pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
19th pct
home value, US ZIPs
13
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62440 against every reporting US ZIP.

ZIP code 62440 is a sparsely populated ZIP (a standard USPS delivery area) in Lerna, Coles County, Illinois, home to just 1,316 residents across 99.7 square miles, a density of 13 people per square mile, in the Chicago time zone.

ZIP 62440 lands in the middle-income range, with a median household income of $79,605 (1% below the Illinois average), while per-capita income is $42,587. 6.3% of residents live below the poverty line, and the unemployment rate reads 2.4%. Housing costs here run $128,000 for a typical home value (33% below the state average), with rent averaging $850 a month; 95.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is -. To put 62440 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Coles County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62440, Lerna, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,316

Population

99.7

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62440?

51.4

Median Age

53.6%

Male

46.4%

Female

1.3%

Foreign-Born

White 97.6%
African American 0.0%
Asian 2.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,605

Median Household Income

-1% vs state

$42,587

Per Capita Income

6.3%

Poverty Rate

2.4%

Unemployment Rate

How ZIP 62440 ranks nationally

Lerna, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,605 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.3%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

522

Total Housing Units

480

Occupied Units

42

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 95.8%
Renter 4.2%

$128,000

Median Home Value

-33% vs state

$850

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 62440, employing approximately 39 people with a combined annual payroll of $962,000.

10

Businesses

39

Employees

$962K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 3 30.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62440 vs 62469 →

ZIP 62440 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62440 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62440 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62440 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62469 Trilla, IL 419 5.1 mi
62468 Toledo, IL 2,564 8.2 mi
61938 Mattoon, IL 22,409 8.3 mi
61920 Charleston, IL 25,594 9.3 mi
62428 Greenup, IL 3,104 11.7 mi

More ZIP Codes in Coles County

61920 standard
Charleston, IL
Pop: 25,594
61938 standard
Mattoon, IL
Pop: 22,409
61912 standard
Ashmore, IL
Pop: 1,344
61931 standard
Humboldt, IL
Pop: 1,255

Related Areas

Coles County Lerna, IL Illinois

Frequently Asked Questions

What county is ZIP code 62440 in? ▼
ZIP code 62440 (Lerna) is located in Coles County, Illinois. Coles County contains multiple ZIP codes, see the full list at /counties/coles-il.
What is the population of ZIP code 62440? ▼
ZIP code 62440 in Lerna, IL has a population of 1,316 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62440? ▼
The median household income in ZIP 62440 is $79,605, which is 4% above the national average of $76,288.
What is the average home value in ZIP 62440? ▼
The median home value in ZIP 62440 is $128,000, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 62440? ▼
The largest racial group in ZIP 62440 is White at 97.6%.
How many businesses are in ZIP code 62440? ▼
ZIP code 62440 has 10 business establishments employing approximately 39 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 62440? ▼
In ZIP code 62440, 61.3% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 62440? ▼
In ZIP code 62440, approximately 95.8% of occupied housing units are owner-occupied and 4.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62440? ▼
The poverty rate in ZIP code 62440 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.