PlainZIP

Chapin, IL · standard

ZIP Code 62628

Morgan County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

896
9/sq mi
$89,861
Median income
$114,000
Median home value
29.0%
Bachelor's or higher

The verdict

Chapin pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
14th pct
home value, US ZIPs
9
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62628 against every reporting US ZIP.

ZIP code 62628 is a sparsely populated ZIP (a standard USPS delivery area) in Chapin, Morgan County, Illinois, home to just 896 residents across 97.4 square miles, a density of 9 people per square mile, in the Chicago time zone.

ZIP 62628 lands in the middle-income range, with a median household income of $89,861 (12% above the Illinois average), while per-capita income is $41,527. The poverty rate stands at 4.0% and the unemployment rate at 5.9%. On housing, the median home value is $114,000 (41% below the state average) with median rent at $1,075 per month, and 90.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 29.0% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 27 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 62628, plus 6 more within Morgan County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62628, Chapin, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

896

Population

97.4

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62628?

40.3

Median Age

51.4%

Male

48.6%

Female

0.0%

Foreign-Born

White 95.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,861

Median Household Income

+12% vs state

$41,527

Per Capita Income

4.0%

Poverty Rate

5.9%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 62628 ranks nationally

Chapin, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,861 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 29.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

366

Total Housing Units

343

Occupied Units

23

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 90.4%
Renter 9.6%

$114,000

Median Home Value

-41% vs state

$1,075

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 12 business establishments in ZIP 62628, employing approximately 53 people with a combined annual payroll of $1,552,000.

12

Businesses

53

Employees

$1.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Wholesale trade 5 41.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 62628 vs 62631 →

ZIP 62628 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62628 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62628 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62628 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62631 Concord, IL 262 3.8 mi
62611 Arenzville, IL 1,067 7.3 mi
62665 Meredosia, IL 1,629 7.4 mi
62621 Bluffs, IL 1,171 7.5 mi

More ZIP Codes in Morgan County

62650 standard
Jacksonville, IL
Pop: 26,992
62692 standard
Waverly, IL
Pop: 2,093
62665 standard
Meredosia, IL
Pop: 1,629
62668 standard
Murrayville, IL
Pop: 1,512
62638 standard
Franklin, IL
Pop: 1,337
62601 standard
Alexander, IL
Pop: 434

Related Areas

Morgan County Chapin, IL Illinois

Frequently Asked Questions

What county is ZIP code 62628 in? ▼
ZIP code 62628 (Chapin) is located in Morgan County, Illinois. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-il.
What is the population of ZIP code 62628? ▼
ZIP code 62628 in Chapin, IL has a population of 896 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62628? ▼
The median household income in ZIP 62628 is $89,861, which is 18% above the national average of $76,288.
What is the average home value in ZIP 62628? ▼
The median home value in ZIP 62628 is $114,000, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 62628? ▼
The largest racial group in ZIP 62628 is White at 95.6%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 62628? ▼
ZIP code 62628 has 12 business establishments employing approximately 53 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 62628? ▼
In ZIP code 62628, 63.9% of residents aged 25+ have a high school diploma or higher, and 29.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62628? ▼
The mean commute time for workers in ZIP code 62628 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62628? ▼
In ZIP code 62628, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62628? ▼
The poverty rate in ZIP code 62628 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.