Chapin, IL · standard
ZIP Code 62628
Morgan County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 896
- 9/sq mi Low-density area
- $89,861
- Median income Above-median income area
- $114,000
- Median home value Below-median home value
- 29.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chapin pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- 14th pct
- home value, US ZIPs
- 9
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62628 against every reporting US ZIP.
ZIP code 62628 is a sparsely populated ZIP (a standard USPS delivery area) in Chapin, Morgan County, Illinois, home to just 896 residents across 97.4 square miles, a density of 9 people per square mile, in the Chicago time zone.
ZIP 62628 lands in the middle-income range, with a median household income of $89,861 (12% above the average Illinois ZIP), while per-capita income is $41,527. The poverty rate is 4.0%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $114,000 (41% below the average Illinois ZIP), and median rent is $1,075; owner occupancy is 90.4%.
Educational attainment sits below the national norm: 29.0% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 27 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Morgan County, so 62628 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62628, Chapin, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
896
Population
97.4
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 62628?
40.3
Median Age
51.4%
Male
48.6%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,861
Median Household Income
+12% vs state ZIP avg
$41,527
Per Capita Income
4.0%
Poverty Rate
5.9%
Unemployment Rate
27.3 min
Mean Commute Time
How ZIP 62628 ranks among Illinois ZIPs
Chapin, IL household income vs. every Illinois ZIP code
Median household income among 1,334 reporting Illinois ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,861 Top 29% higher than 71% of 1,334 Illinois ZIPs
Each bar is a $20K-wide band; taller bars hold more Illinois ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
366housing units
366
Total Housing Units
343
Occupied Units
23
Vacant Units
2.67
Avg Household Size
Occupancy Type
$114,000
Median Home Value
-41% vs state ZIP avg
$1,075
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 12 business establishments in ZIP 62628, employing approximately 53 people with a combined annual payroll of $1,552,000.
12
Businesses
53
Employees
$1.6M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Wholesale trade | 5 | 41.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 62628 vs 62631 →
ZIP 62628 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62665
Meredosia (62665)
1,629 residents
- 62621
Bluffs (62621)
1,171 residents
- 62611
Arenzville (62611)
1,067 residents
- 62628
Chapin (62628)
896 residents
- 62631 262
Concord (62631)
262 residents
What this shows Among its immediate neighbors, ZIP 62628 ranks #4 by population - useful context the national average alone can't give.
ZIP 62628 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 62628
Chapin (62628)
$89,861 median income
- 62621
Bluffs (62621)
$82,500 median income
- 62631
Concord (62631)
$63,125 median income
- 62611
Arenzville (62611)
$62,875 median income
- 62665
Meredosia (62665)
$46,528 median income
What this shows By household income, ZIP 62628 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 62628, both outside IL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Morgan County
Related Areas
Frequently Asked Questions
What county is ZIP code 62628 in?
ZIP code 62628 (Chapin) is located in Morgan County, Illinois. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-il.
What is the population of ZIP code 62628?
ZIP code 62628 in Chapin, IL has a population of 896 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62628?
The median household income in ZIP 62628 is $89,861, which is 18% above the national average of $76,288.
What is the average home value in ZIP 62628?
The median home value in ZIP 62628 is $114,000, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 62628?
The largest racial group in ZIP 62628 is White at 95.6%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 62628?
ZIP code 62628 has 12 business establishments employing approximately 53 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 62628?
In ZIP code 62628, 63.9% of residents aged 25+ have a high school diploma or higher, and 29.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 62628?
The mean commute time for workers in ZIP code 62628 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 62628?
In ZIP code 62628, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62628?
The poverty rate in ZIP code 62628 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 62628's numbers, next.
- See how ZIP 62628 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chapin, IL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.