PlainZIP

Concord, IL · standard

ZIP Code 62631

Morgan County, Illinois - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

262
7/sq mi
$63,125
Median income
$137,500
Median home value
9.9%
Bachelor's or higher

The verdict

Concord pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
22th pct
home value, US ZIPs
7
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 62631 against every reporting US ZIP.

ZIP code 62631 is a sparsely populated ZIP (a standard USPS delivery area) in Concord, Morgan County, Illinois, home to just 262 residents across 35.9 square miles, a density of 7 people per square mile, in the Chicago time zone.

ZIP 62631 reports a modest median household income of $63,125 (21% below the Illinois average), while per-capita income is $70,729. Poverty here runs at 17.1%, with unemployment measured at 1.1%. On housing, the median home value is $137,500 (28% below the state average) with median rent at - per month, and 98.0% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 9.9% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. To put 62631 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Morgan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 62631, Concord, IL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

262

Population

35.9

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 62631?

51.9

Median Age

46.5%

Male

53.5%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,125

Median Household Income

-21% vs state

$70,729

Per Capita Income

17.1%

Poverty Rate

1.1%

Unemployment Rate

How ZIP 62631 ranks nationally

Concord, IL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,125 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.5%
Bachelor's Degree or Higher 9.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

108

Total Housing Units

100

Occupied Units

8

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 98.0%
Renter 2.0%

$137,500

Median Home Value

-28% vs state

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 62631 vs 62628 →

ZIP 62631 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 62631 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 62631 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 62631 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
62628 Chapin, IL 896 3.8 mi
62611 Arenzville, IL 1,067 4.7 mi
62650 Jacksonville, IL 26,992 9.6 mi
62691 Virginia, IL 2,426 12.1 mi

More ZIP Codes in Morgan County

62650 standard
Jacksonville, IL
Pop: 26,992
62692 standard
Waverly, IL
Pop: 2,093
62665 standard
Meredosia, IL
Pop: 1,629
62668 standard
Murrayville, IL
Pop: 1,512
62638 standard
Franklin, IL
Pop: 1,337
62628 standard
Chapin, IL
Pop: 896

Related Areas

Morgan County Concord, IL Illinois

Frequently Asked Questions

What county is ZIP code 62631 in? ▼
ZIP code 62631 (Concord) is located in Morgan County, Illinois. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-il.
What is the population of ZIP code 62631? ▼
ZIP code 62631 in Concord, IL has a population of 262 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 62631? ▼
The median household income in ZIP 62631 is $63,125, which is 17% below the national average of $76,288.
What is the average home value in ZIP 62631? ▼
The median home value in ZIP 62631 is $137,500, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 62631? ▼
The largest racial group in ZIP 62631 is White at 100.0%.
What is the education level in ZIP code 62631? ▼
In ZIP code 62631, 58.5% of residents aged 25+ have a high school diploma or higher, and 9.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 62631? ▼
In ZIP code 62631, approximately 98.0% of occupied housing units are owner-occupied and 2.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 62631? ▼
The poverty rate in ZIP code 62631 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.