Residential delivery area · Missouri

ZIP Code 64054: Independence, MO

ZIP code 64054 uses the postal name Independence, Missouri and lies entirely in Jackson County (Census 2020 ZIP-county file). About 3,500 people live there (Census Bureau, ACS 2020-2024), the least populous of Independence's 8 residential ZIP codes. Median household income is $59,719 (Census Bureau, ACS 2020-2024). Most of its land (85%) lies in the city of Sugar Creek; 13% is in Independence.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
6national area: Missouri, Illinois, Kansas and Nebraska
640sectional center: Kansas City, MO (SCF 640)
54delivery area within it
Town
Independence · 8 residential ZIPs
Census places
Sugar Creek (85%); Independence (13%)
Metro area
Kansas City, MO-KS
House district
MO-5 119th Congress
Time zone
Central
Land area
3.1 sq mi · 1,153 people per sq mi
PO Box ZIPs
64051 also use the name Independence

Where is ZIP code 64054?

64054 centers on 39.118°, -94.441° and covers 3.1 square miles of land plus 0.2 of water. It borders 4 ZIP codes: 64053, 64050, 64161, 64052.

64050 · Independence64052 · Independence64053 · Independence64161 · Kansas City64054 · Independence (this ZIP)640546416164050640526405364050 · Independence64052 · Independence64053 · Independence64161 · Kansas City64054 · Independence (this ZIP)640546416164050640526405364050 · Independence64052 · Independence64053 · Independence64161 · Kansas City64054 · Independence (this ZIP)6405464161640506405264053
Shaded by median household income, in national fifths (ACS 2020-2024); 64054 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 64054, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 64054 compare with the rest of Independence?

Rank of 64054 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure64054In IndependenceIn Jackson CountyIn MO
People (ACS 2020-2024)3,5478th of 844th of 57338th of 1,035
Median household income$60k5th of 731st of 46308th of 479
Median home value$118knot rankednot rankednot ranked

64054's median home value is not ranked: its 90% margin of error (±$35,943) is more than a quarter of the figure ($117,600). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

Its median household income is higher than in 29% of U.S. residential ZIP codes, and it is denser than 80% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 64054?

The 2020 Census counted 3,637 people in 64054; the ACS, which samples households over 2020-2024, estimates 3,547. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
3,547±500 (90% margin)
2020 Census count
3,637
Households
1,485
Median age
39.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 64054?

Of the 3,547 people the ACS estimates in 64054, 22.0% are under 18 and 17.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.4%), then Other or two or more (11.5%).

  • Under 1822.0%
  • 18 to 6460.4%
  • 65 and older17.6%
Age of the people of 64054 (ACS 2020-2024, B01001)
  • White, not Hispanic75.4%
  • Other or two or more11.5%
  • Hispanic or Latino10.3%
  • Black, not Hispanic1.9%
  • Asian, not Hispanic1.0%
Race and Hispanic origin in 64054 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 64054 earn?

Median household income is $59,719 (ACS 2020-2024), the 31st highest of the 46 ranked ZIP codes in Jackson County.

Median household income
$59,719±$13,121
Income per person
$30,798
Below the poverty line
13.2%
Unemployed (of the labor force)
4.2%
Adults 25+ with a bachelor's degree
21.1%
Adjusted gross income per tax return, 2022
$44,5211,700 returns; wages 79% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 64054?

FHFA's house price index for 64054, built from repeat sales and appraisals of the same homes, rose 127% from 2015 to 2025 and rose 78% from 2020 to 2025, and moved +16.5% in 2025.

Median home value (owners' estimate)
$117,600
Median gross rent
$1,245
Homes owned by their occupants
70.8%
Housing units
1,790
0 100 200 300 19932000201020202025 0 100 200 300 19932000201020202025 0 100 200 300 19932000201020202025
Index = 100 in 1993, the first year FHFA reports for 64054; 2025: 341.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 64054?

59 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services14
  • Retail trade13
  • Construction7
  • Wholesale trade4
  • Finance and insurance4
  • Administrative and support and waste management and remediation services4

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 64054?

ZIP codes that share a boundary with 64054, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
64053Independence6,775$47k1.4 mi
64050Independence21,079$49k1.6 mi
64161Kansas City292$53k2.9 mi
64052Independence22,138$59k3.1 mi
64125Kansas City2,472$42k3.0 mi (near)
64126Kansas City6,898$40k3.5 mi (near)
64120Kansas City552$77k4.1 mi (near)
64123Kansas City11,833$54k4.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.