PlainZIP

Independence, MO · standard

ZIP Code 64054

Jackson County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,731
715/sq mi
$59,719
Median income
$117,600
Median home value
21.1%
Bachelor's or higher

The verdict

Independence pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

29th pct
household income, US ZIPs
16th pct
home value, US ZIPs
715
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64054 against every reporting US ZIP.

ZIP code 64054 covers 5.2 square miles in Independence, Jackson County, Missouri (a standard USPS delivery area), with a modest 3,731 residents on file, a density of 715 people per square mile, in the Chicago time zone.

ZIP 64054 reports a modest median household income of $59,719 (11% below the Missouri average), while per-capita income is $30,798. Poverty here runs at 13.2%, with unemployment measured at 4.2%. Median home value sits at $117,600 (38% below the state average), median rent at $1,245 a month, and owner-occupancy at 70.8%.

Educational attainment sits below the national norm: 21.1% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jackson County, letting you compare 64054 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64054

Top 5 sectors by establishment count in Independence, MO

Which industries have the most business establishments in ZIP 64054.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64054, Independence, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,731

Population

5.2

Area (sq mi)

715

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64054?

39.2

Median Age

49.1%

Male

50.9%

Female

3.5%

Foreign-Born

White 75.4%
African American 1.9%
Asian 1.0%
American Indian or Alaska Native 2.1%
Native Hawaiian or Pacific Islander 3.9%
Two or More Ethnicities 14.1%
Hispanic or Latino 10.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,719

Median Household Income

-11% vs state

$30,798

Per Capita Income

13.2%

Poverty Rate

4.2%

Unemployment Rate

How ZIP 64054 ranks nationally

Independence, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,719 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.6%
Bachelor's Degree or Higher 21.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,790

Total Housing Units

1,485

Occupied Units

305

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 70.8%
Renter 29.2%

$117,600

Median Home Value

-38% vs state

$1,245

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.7%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 64054 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.0% 149
2021 +13.9% 170
2022 +17.6% 199
2023 +16.1% 232
2024 -5.7% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 64054, employing approximately 468 people with a combined annual payroll of $16,241,000.

59

Businesses

468

Employees

$16.2M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 14 23.7%
Retail trade 13 22.0%
Construction 7 11.9%
Wholesale trade 4 6.8%
Finance and insurance 4 6.8%
Administrative and support and waste management and remediation services 4 6.8%
Health care and social assistance 4 6.8%
Other services (except public administration) 4 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64054 vs 64053 →

ZIP 64054 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64054 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64054 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64054 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64053 Independence, MO 5,319 1.3 mi
64050 Independence, MO 22,178 1.8 mi
64052 Independence, MO 20,911 2.6 mi
64125 Kansas City, MO 1,953 2.9 mi
64161 Kansas City, MO 388 3.6 mi
64126 Kansas City, MO 6,514 3.3 mi
64123 Kansas City, MO 10,387 4.5 mi
64120 Kansas City, MO 369 4.3 mi
64055 Independence, MO 33,858 4.7 mi
64124 Kansas City, MO 12,639 5.3 mi

More ZIP Codes in Jackson County

64055 standard
Independence, MO
Pop: 33,858
64133 standard
Kansas City, MO
Pop: 33,780
64015 standard
Blue Springs, MO
Pop: 31,217
64138 standard
Kansas City, MO
Pop: 25,294
64014 standard
Blue Springs, MO
Pop: 24,797
64030 standard
Grandview, MO
Pop: 24,422

Related Areas

Jackson County Independence, MO Missouri

Frequently Asked Questions

What county is ZIP code 64054 in? ▼
ZIP code 64054 (Independence) is located in Jackson County, Missouri. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mo.
What is the population of ZIP code 64054? ▼
ZIP code 64054 in Independence, MO has a population of 3,731 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64054? ▼
The median household income in ZIP 64054 is $59,719, which is 22% below the national average of $76,288.
What is the average home value in ZIP 64054? ▼
The median home value in ZIP 64054 is $117,600, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 64054? ▼
The largest racial group in ZIP 64054 is White at 75.4%. Hispanic or Latino residents make up 10.3% of the population.
How many businesses are in ZIP code 64054? ▼
ZIP code 64054 has 59 business establishments employing approximately 468 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64054? ▼
The top industries by establishment count in ZIP 64054 are: Accommodation and food services (14), Retail trade (13), Construction (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 64054? ▼
According to the FHFA House Price Index, home values in ZIP 64054 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64054? ▼
In ZIP code 64054, 63.6% of residents aged 25+ have a high school diploma or higher, and 21.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64054? ▼
In ZIP code 64054, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64054? ▼
The poverty rate in ZIP code 64054 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.