PlainZIP

ZIP Code 64054

standard

Source:

Independence · Jackson County · Missouri

Population
3,731

715/sq mi

Median income
$59,719

▼ 22% vs US

higher than 29% of US ZIPs

Median home value
$117,600

▼ 58% vs US

higher than 16% of US ZIPs

Bachelor's or higher
21.1%

Median age 39.2

Land area
5.2 sq mi

Chicago

ZIP code 64054 in Independence, Missouri has a population of 3,731. The median household income is $59,719, which is 22% below the national average. Median home value is $117,600, 58% below the US average. 21.1% of residents hold a bachelor's degree or higher.

ZIP code 64054 is classified by USPS as a standard delivery area and covers roughly 5.2 square miles in Independence, Jackson County, Missouri. The area is home to 3,731 residents, producing a population density of 715 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64054 against Missouri and the nation.

On the economic side, the median household income for ZIP 64054 sits at $59,719 (11% below the Missouri average), while per-capita income is $30,798. The poverty rate stands at 13.2% and the unemployment rate at 4.2%. On housing, the median home value is $117,600 (38% below the state average) with median rent at $1,245 per month, and 70.8% of occupied units are owner-occupied, a direct signal of whether 64054 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.1% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jackson County, so you can benchmark 64054 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 64054

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 64054.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64054, Independence, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,731

Population

5.2

Area (sq mi)

715

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64054?

39.2

Median Age

49.1%

Male

50.9%

Female

3.5%

Foreign-Born

White 75.4%
African American 1.9%
Asian 1.0%
American Indian or Alaska Native 2.1%
Native Hawaiian or Pacific Islander 3.9%
Two or More Ethnicities 14.1%
Hispanic or Latino 10.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,719

Median Household Income

-11% vs state

$30,798

Per Capita Income

13.2%

Poverty Rate

4.2%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.6%
Bachelor's Degree or Higher 21.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,790

Total Housing Units

1,485

Occupied Units

305

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 70.8%
Renter 29.2%

$117,600

Median Home Value

-38% vs state

$1,245

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.7%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 64054 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.0% 149
2021 +13.9% 170
2022 +17.6% 199
2023 +16.1% 232
2024 -5.7% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 64054, employing approximately 468 people with a combined annual payroll of $16,241,000.

59

Businesses

468

Employees

$16.2M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 14 23.7%
Retail trade 13 22.0%
Construction 7 11.9%
Wholesale trade 4 6.8%
Finance and insurance 4 6.8%
Administrative and support and waste management and remediation services 4 6.8%
Health care and social assistance 4 6.8%
Other services (except public administration) 4 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64054 vs 64053 →

ZIP Code City Population Distance
64053 Independence, MO 5,319 1.3 mi
64050 Independence, MO 22,178 1.8 mi
64052 Independence, MO 20,911 2.6 mi
64125 Kansas City, MO 1,953 2.9 mi
64161 Kansas City, MO 388 3.6 mi
64126 Kansas City, MO 6,514 3.3 mi
64123 Kansas City, MO 10,387 4.5 mi
64120 Kansas City, MO 369 4.3 mi
64055 Independence, MO 33,858 4.7 mi
64124 Kansas City, MO 12,639 5.3 mi

More ZIP Codes in Jackson County

64055 standard
Independence, MO
Pop: 33,858
64133 standard
Kansas City, MO
Pop: 33,780
64015 standard
Blue Springs, MO
Pop: 31,217
64138 standard
Kansas City, MO
Pop: 25,294
64014 standard
Blue Springs, MO
Pop: 24,797
64030 standard
Grandview, MO
Pop: 24,422

Related Areas

Jackson County Independence, MO Missouri

Frequently Asked Questions

What county is ZIP code 64054 in? ▼
ZIP code 64054 (Independence) is located in Jackson County, Missouri. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mo.
What is the population of ZIP code 64054? ▼
ZIP code 64054 in Independence, MO has a population of 3,731 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64054? ▼
The median household income in ZIP 64054 is $59,719, which is 22% below the national average of $76,288.
What is the average home value in ZIP 64054? ▼
The median home value in ZIP 64054 is $117,600, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 64054? ▼
The largest racial group in ZIP 64054 is White at 75.4%. Hispanic or Latino residents make up 10.3% of the population.
How many businesses are in ZIP code 64054? ▼
ZIP code 64054 has 59 business establishments employing approximately 468 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64054? ▼
The top industries by establishment count in ZIP 64054 are: Accommodation and food services (14), Retail trade (13), Construction (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 64054? ▼
According to the FHFA House Price Index, home values in ZIP 64054 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64054? ▼
In ZIP code 64054, 63.6% of residents aged 25+ have a high school diploma or higher, and 21.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64054? ▼
In ZIP code 64054, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64054? ▼
The poverty rate in ZIP code 64054 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Independence, MO

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Read our methodology , how this data is sourced, computed, and verified.