Independence, MO · standard
ZIP Code 64054
Jackson County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,731
- 715/sq mi High-density area
- $59,719
- Median income Below-median income area
- $117,600
- Median home value Below-median home value
- 21.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Independence pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 715
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64054 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64054 (Independence, MO) fell -5.7% from 2023 to 2024. The all-transactions index moved from 231.5 in 2023 to 218.4 in 2024 (2000 = 100).
ZIP code 64054 covers 5.2 square miles in Independence, Jackson County, Missouri (a standard USPS delivery area), with a modest 3,731 residents on file, a density of 715 people per square mile, in the Chicago time zone.
ZIP 64054 reports a modest median household income of $59,719 (11% below the average Missouri ZIP), while per-capita income is $30,798. The poverty rate is 13.2%, with unemployment at 4.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $117,600 (38% below the average Missouri ZIP), and median rent is $1,245; owner occupancy is 70.8%.
Educational attainment sits below the national norm: 21.1% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 64054 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64054
Top 5 sectors by establishment count in Independence, MO
Which industries have the most business establishments in ZIP 64054.
- Accommodation and food services
Accommodation and food services
14 establishments
- Retail trade
Retail trade
13 establishments
- Construction
Construction
7 establishments
- Wholesale trade 4
Wholesale trade
4 establishments
- Finance and insurance 4
Finance and insurance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64054, Independence, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,731
Population
5.2
Area (sq mi)
715
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64054?
39.2
Median Age
49.1%
Male
50.9%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,719
Median Household Income
-11% vs state ZIP avg
$30,798
Per Capita Income
13.2%
Poverty Rate
4.2%
Unemployment Rate
How ZIP 64054 ranks among Missouri ZIPs
Independence, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,719 44th percentile higher than 44% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,790housing units
1,790
Total Housing Units
1,485
Occupied Units
305
Vacant Units
2.39
Avg Household Size
Occupancy Type
$117,600
Median Home Value
-38% vs state ZIP avg
$1,245
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.7%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 64054 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.0% | 149 |
| 2021 | +13.9% | 170 |
| 2022 | +17.6% | 199 |
| 2023 | +16.1% | 232 |
| 2024 | -5.7% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 59 business establishments in ZIP 64054, employing approximately 468 people with a combined annual payroll of $16,241,000.
59
Businesses
468
Employees
$16.2M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 14 | 23.7% |
| Retail trade | 13 | 22.0% |
| Construction | 7 | 11.9% |
| Wholesale trade | 4 | 6.8% |
| Finance and insurance | 4 | 6.8% |
| Administrative and support and waste management and remediation services | 4 | 6.8% |
| Health care and social assistance | 4 | 6.8% |
| Other services (except public administration) | 4 | 6.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64054 vs 64053 →
ZIP 64054 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64055
Independence (64055)
33,858 residents
- 64050
Independence (64050)
22,178 residents
- 64052
Independence (64052)
20,911 residents
- 64124 12,639
Kansas City (64124)
12,639 residents
- 64123 10,387
Kansas City (64123)
10,387 residents
- 64126 6,514
Kansas City (64126)
6,514 residents
- 64053 5,319
Independence (64053)
5,319 residents
- 64054 3,731
Independence (64054)
3,731 residents
- 64125 1,953
Kansas City (64125)
1,953 residents
What this shows Among its immediate neighbors, ZIP 64054 ranks #8 by population - useful context the national average alone can't give.
ZIP 64054 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64120
Kansas City (64120)
$76,833 median income
- 64055
Independence (64055)
$62,439 median income
- 64054
Independence (64054)
$59,719 median income
- 64052
Independence (64052)
$59,007 median income
- 64123
Kansas City (64123)
$54,443 median income
- 64161
Kansas City (64161)
$53,333 median income
- 64050
Independence (64050)
$48,834 median income
- 64053
Independence (64053)
$47,285 median income
- 64124
Kansas City (64124)
$46,241 median income
What this shows By household income, ZIP 64054 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 64053 | Independence, MO | 5,319 | 1.3 mi |
| 64050 | Independence, MO | 22,178 | 1.8 mi |
| 64052 | Independence, MO | 20,911 | 2.6 mi |
| 64125 | Kansas City, MO | 1,953 | 2.9 mi |
| 64161 | Kansas City, MO | 388 | 3.6 mi |
| 64126 | Kansas City, MO | 6,514 | 3.3 mi |
| 64123 | Kansas City, MO | 10,387 | 4.5 mi |
| 64120 | Kansas City, MO | 369 | 4.3 mi |
| 64055 | Independence, MO | 33,858 | 4.7 mi |
| 64124 | Kansas City, MO | 12,639 | 5.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64054, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,731 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 64054 in?
ZIP code 64054 (Independence) is located in Jackson County, Missouri. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mo.
What is the population of ZIP code 64054?
ZIP code 64054 in Independence, MO has a population of 3,731 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64054?
The median household income in ZIP 64054 is $59,719, which is 22% below the national average of $76,288.
What is the average home value in ZIP 64054?
The median home value in ZIP 64054 is $117,600, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 64054?
The largest racial group in ZIP 64054 is White at 75.4%. Hispanic or Latino residents make up 10.3% of the population.
How many businesses are in ZIP code 64054?
ZIP code 64054 has 59 business establishments employing approximately 468 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64054?
The top industries by establishment count in ZIP 64054 are: Accommodation and food services (14), Retail trade (13), Construction (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 64054?
According to the FHFA House Price Index, home values in ZIP 64054 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64054?
In ZIP code 64054, 63.6% of residents aged 25+ have a high school diploma or higher, and 21.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64054?
In ZIP code 64054, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64054?
The poverty rate in ZIP code 64054 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64054's numbers, next.
- See how ZIP 64054 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Independence, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.