Owensville, MO · standard

ZIP Code 65066

Gasconade County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,703
13/sq mi Low-density area
$56,964
Median income Below-median income area
$166,600
Median home value Below-median home value
14.3%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Owensville pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
33rd pct
home value, US ZIPs
13
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65066 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 65066 (Owensville, MO) rose +22.3% from 2023 to 2024. The all-transactions index moved from 186.4 in 2023 to 228.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 65066 is a mid-sized community (a standard USPS delivery area) in Owensville, Gasconade County, Missouri, home to 6,703 residents across 515.6 square miles, a density of 13 people per square mile, in the Chicago time zone.

ZIP 65066 reports a modest median household income of $56,964 (15% below the average Missouri ZIP), while per-capita income is $29,700. The poverty rate is 16.0%, with unemployment at 2.9%; those measures add context to the income figure. Median home value is $166,600 (13% below the average Missouri ZIP) and median rent is $728; 76.4% of occupied homes are owner-occupied.

Formal educational attainment runs low here: just 14.3% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 25 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Gasconade County, so 65066 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 65066

Top 5 sectors by establishment count in Owensville, MO

Which industries have the most business establishments in ZIP 65066.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65066, Owensville, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,703

Population

515.6

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65066?

46.3

Median Age

49.7%

Male

50.3%

Female

0.6%

Foreign-Born

White 97.2%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,964

Median Household Income

-15% vs state ZIP avg

$29,700

Per Capita Income

16.0%

Poverty Rate

2.9%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 65066 ranks among Missouri ZIPs

Owensville, MO household income vs. every Missouri ZIP code

Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$56,964 36th percentile higher than 36% of 948 Missouri ZIPs

This ZIP $0 $200K+ every Missouri ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 14.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,085

Total Housing Units

2,531

Occupied Units

554

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 76.4%
Renter 23.6%

$166,600

Median Home Value

-13% vs state ZIP avg

$728

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.3%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 65066 have increased 22.3% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 151
2021 +12.3% 170
2022 +20.4% 204
2023 -8.8% 186
2024 +22.3% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 168 business establishments in ZIP 65066, employing approximately 2,812 people with a combined annual payroll of $116,557,000.

168

Businesses

2,812

Employees

$116.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 31 18.4%
Other services (except public administration) 29 17.3%
Health care and social assistance 17 10.1%
Construction 14 8.3%
Accommodation and food services 14 8.3%
Manufacturing 12 7.1%
Finance and insurance 12 7.1%
Professional, scientific, and technical services 8 4.8%
Wholesale trade 7 4.2%
Transportation and warehousing 6 3.6%
Real estate and rental and leasing 6 3.6%
Administrative and support and waste management and remediation services 5 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65066 vs 63091 →

ZIP 65066 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65066 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65066 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65066 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63091 Rosebud, MO 1,264 5.5 mi
65014 Bland, MO 2,252 7.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 65066, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (6,703 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Gasconade County

Frequently Asked Questions

What county is ZIP code 65066 in?

ZIP code 65066 (Owensville) is located in Gasconade County, Missouri. Gasconade County contains multiple ZIP codes, see the full list at /counties/gasconade-mo.

What is the population of ZIP code 65066?

ZIP code 65066 in Owensville, MO has a population of 6,703 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 65066?

The median household income in ZIP 65066 is $56,964, which is 25% below the national average of $76,288.

What is the average home value in ZIP 65066?

The median home value in ZIP 65066 is $166,600, which is 40% below the national average of $278,155.

What is the demographic makeup of ZIP 65066?

The largest racial group in ZIP 65066 is White at 97.2%. Hispanic or Latino residents make up 0.9% of the population.

How many businesses are in ZIP code 65066?

ZIP code 65066 has 168 business establishments employing approximately 2,812 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 65066?

The top industries by establishment count in ZIP 65066 are: Retail trade (31), Other services (except public administration) (29), Health care and social assistance (17). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 65066?

According to the FHFA House Price Index, home values in ZIP 65066 increased by 22.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 65066?

In ZIP code 65066, 57.1% of residents aged 25+ have a high school diploma or higher, and 14.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 65066?

The mean commute time for workers in ZIP code 65066 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 65066?

In ZIP code 65066, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 65066?

The poverty rate in ZIP code 65066 is 16.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 65066's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.