Residential delivery area · Missouri
ZIP Code 63037: Gerald, MO
ZIP code 63037 uses the postal name Gerald, Missouri and lies mostly in Franklin County (99% of its land) with the rest in Gasconade County (Census 2020 ZIP-county file). About 3,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $50,203 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Gerald; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Gerald · its only residential ZIP
- County
- Franklin County (99%); Gasconade County (1%)
- Census places
- Gerald
- Metro area
- St. Louis, MO-IL
- House districts
- MO-2 (99%), MO-3 (1%) 119th Congress, by share of land
- State
- Missouri
- Time zone
- Central
- Land area
- 80.4 sq mi · 37 people per sq mi
Where is ZIP code 63037?
63037 centers on 38.422°, -91.320° and covers 80.4 square miles of land plus 0.2 of water. It borders 5 ZIP codes: 63091, 63056, 63068, 65066, 63080.
The map draws ZIP code areas only. For the streets inside 63037, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 63037 compare with the rest of Franklin County?
| Measure | 63037 | In Franklin County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 2,970 | 11th of 23 | 378th of 1,035 |
| Median household income | $50k | not ranked | not ranked |
| Median home value | $178k | 15th of 15 | 295th of 494 |
63037's median household income is not ranked: its 90% margin of error (±$14,740) is more than a quarter of the figure ($50,203). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 36% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 63037?
The 2020 Census counted 3,240 people in 63037; the ACS, which samples households over 2020-2024, estimates 2,970. Between the 2010 and 2020 censuses its population fell 0.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,970±380 (90% margin)
- 2020 Census count
- 3,240−0.0% since 2010 (3,241)
- Households
- 1,382
- Median age
- 52.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 63037?
Of the 2,970 people the ACS estimates in 63037, 13.0% are under 18 and 26.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.6%).
- Under 1813.0%
- 18 to 6460.2%
- 65 and older26.8%
- White, not Hispanic81.6%
- Other or two or more9.1%
- Hispanic or Latino6.5%
- Asian, not Hispanic2.7%
- Black, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 63037 earn?
Median household income is $50,203 (ACS 2020-2024). It fell from $74,043 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $50,203±$14,740
- Income per person
- $34,844
- Below the poverty line
- 15.4%
- Unemployed (of the labor force)
- 7.4%
- Adults 25+ with a bachelor's degree
- 16.7%
- Adjusted gross income per tax return, 2022
- $58,8991,440 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 63037?
FHFA's house price index for 63037, built from repeat sales and appraisals of the same homes, rose 84% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved +2.8% in 2025.
- Median home value (owners' estimate)
- $177,500
- Median gross rent
- $828
- Homes owned by their occupants
- 83.3%
- Housing units
- 1,568
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 63037?
47 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade9
- Manufacturing7
- Construction6
- Health care and social assistance5
- Other services (except public administration)4
- Transportation and warehousing3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 63037?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 63091 | Rosebud | 1,449 | $80k | 5.5 mi |
| 63056 | Leslie | 1,896 | $76k | 5.9 mi |
| 63068 | New Haven | 6,202 | $80k | 10.7 mi |
| 65066 | Owensville | 6,140 | $57k | 10.7 mi |
| 63080 | Sullivan | 13,124 | $67k | 19.5 mi |
| 63013 | Beaufort | 1,136 | $99k | 9.1 mi (near) |
| 63014 | Berger | 426 | $62k | 15.9 mi (near) |
| 63079 | Stanton | 60 | – | 16.1 mi (near) |
| 63084 | Union | 20,708 | $76k | 16.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.