PlainZIP

Mount Vernon, MO · standard

ZIP Code 65712

Lawrence County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,494
27/sq mi
$69,304
Median income
$220,400
Median home value
23.2%
Bachelor's or higher

The verdict

Mount Vernon pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs
49th pct
home value, US ZIPs
27
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65712 against every reporting US ZIP.

ZIP code 65712 is a mid-sized community (a standard USPS delivery area) in Mount Vernon, Lawrence County, Missouri, home to 8,494 residents across 314.6 square miles, a density of 27 people per square mile, in the Chicago time zone.

ZIP 65712 reports a modest median household income of $69,304 (4% above the Missouri average), while per-capita income is $30,020. 10.5% of residents live below the poverty line, and the unemployment rate reads 1.6%. On housing, the median home value is $220,400 (15% above the state average) with median rent at $674 per month, and 74.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.2% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 24 minutes. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 65712, plus 6 more within Lawrence County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65712

Top 5 sectors by establishment count in Mount Vernon, MO

Which industries have the most business establishments in ZIP 65712.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65712, Mount Vernon, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,494

Population

314.6

Area (sq mi)

27

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65712?

35.9

Median Age

50.9%

Male

49.1%

Female

2.4%

Foreign-Born

White 92.6%
African American 0.7%
Asian 0.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,304

Median Household Income

+4% vs state

$30,020

Per Capita Income

10.5%

Poverty Rate

1.6%

Unemployment Rate

23.6 min

Mean Commute Time

How ZIP 65712 ranks nationally

Mount Vernon, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,304 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 23.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,558

Total Housing Units

3,292

Occupied Units

266

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 74.5%
Renter 25.5%

$220,400

Median Home Value

+15% vs state

$674

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.8%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 65712 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.5% 171
2021 +12.2% 192
2022 +17.6% 226
2023 +9.1% 247
2024 +2.8% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 211 business establishments in ZIP 65712, employing approximately 2,164 people with a combined annual payroll of $98,985,000.

211

Businesses

2,164

Employees

$99.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 33 15.6%
Other services (except public administration) 24 11.4%
Health care and social assistance 22 10.4%
Transportation and warehousing 20 9.5%
Construction 19 9.0%
Accommodation and food services 19 9.0%
Manufacturing 14 6.6%
Finance and insurance 14 6.6%
Professional, scientific, and technical services 13 6.2%
Real estate and rental and leasing 10 4.7%
Administrative and support and waste management and remediation services 7 3.3%
Wholesale trade 6 2.8%
Information 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65712 vs 65707 →

ZIP 65712 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65712 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65712 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65712 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65707 Miller, MO 2,299 8.6 mi
65654 Freistatt, MO 159 8.1 mi

More ZIP Codes in Lawrence County

65605 standard
Aurora, MO
Pop: 12,136
65705 standard
Marionville, MO
Pop: 3,999
65723 standard
Pierce City, MO
Pop: 3,606
65769 standard
Verona, MO
Pop: 3,091
65707 standard
Miller, MO
Pop: 2,299
64873 standard
Wentworth, MO
Pop: 1,072

Related Areas

Lawrence County Mount Vernon, MO Missouri

Frequently Asked Questions

What county is ZIP code 65712 in? ▼
ZIP code 65712 (Mount Vernon) is located in Lawrence County, Missouri. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-mo.
What is the population of ZIP code 65712? ▼
ZIP code 65712 in Mount Vernon, MO has a population of 8,494 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65712? ▼
The median household income in ZIP 65712 is $69,304, which is 9% below the national average of $76,288.
What is the average home value in ZIP 65712? ▼
The median home value in ZIP 65712 is $220,400, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 65712? ▼
The largest racial group in ZIP 65712 is White at 92.6%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 65712? ▼
ZIP code 65712 has 211 business establishments employing approximately 2,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65712? ▼
The top industries by establishment count in ZIP 65712 are: Retail trade (33), Other services (except public administration) (24), Health care and social assistance (22). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 65712? ▼
According to the FHFA House Price Index, home values in ZIP 65712 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65712? ▼
In ZIP code 65712, 55.6% of residents aged 25+ have a high school diploma or higher, and 23.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65712? ▼
The mean commute time for workers in ZIP code 65712 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65712? ▼
In ZIP code 65712, approximately 74.5% of occupied housing units are owner-occupied and 25.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65712? ▼
The poverty rate in ZIP code 65712 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.