Malmo, NE · standard
ZIP Code 68040
Saunders County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 369
- 4/sq mi Low-density area
- $68,938
- Median income Near-median income area
- $247,100
- Median home value Near-median home value
- 23.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Malmo pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 45th pct
- household income, US ZIPs
- Top 43%
- home value, US ZIPs
- 4
- people per sq mi
- 99%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68040 against every reporting US ZIP.
ZIP code 68040 is a sparsely populated ZIP (a standard USPS delivery area) in Malmo, Saunders County, Nebraska, home to just 369 residents across 92.3 square miles, a density of 4 people per square mile, in the Chicago time zone.
ZIP 68040 reports a modest median household income of $68,938 (10% below the average Nebraska ZIP), while per-capita income is $46,399. The poverty rate is 10.8%, with unemployment at 0.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $247,100 (32% above the average Nebraska ZIP), while 99.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.0% of adults hold a bachelor's degree or higher, the median age is 54.9, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Saunders County, so 68040 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68040, Malmo, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
369
Population
92.3
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68040?
54.9
Median Age
52.0%
Male
48.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,938
Median Household Income
-10% vs state ZIP avg
$46,399
Per Capita Income
10.8%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 68040 ranks among Nebraska ZIPs
Malmo, NE household income vs. every Nebraska ZIP code
Median household income among 556 reporting Nebraska ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$68,938 40th percentile higher than 40% of 556 Nebraska ZIPs
Each bar is a $20K-wide band; taller bars hold more Nebraska ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
243housing units
243
Total Housing Units
155
Occupied Units
88
Vacant Units
2.10
Avg Household Size
Occupancy Type
$247,100
Median Home Value
+32% vs state ZIP avg
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 11 business establishments in ZIP 68040, employing approximately 19 people with a combined annual payroll of $855,000.
11
Businesses
19
Employees
$855K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68040 vs 68050 →
ZIP 68040 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68066
Wahoo (68066)
5,640 residents
- 68015 1,151
Cedar Bluffs (68015)
1,151 residents
- 68070 836
Weston (68070)
836 residents
- 68050 609
Prague (68050)
609 residents
- 68018 516
Colon (68018)
516 residents
- 68648 484
Morse Bluff (68648)
484 residents
- 68040 369
Malmo (68040)
369 residents
What this shows Among its immediate neighbors, ZIP 68040 ranks #7 by population - useful context the national average alone can't give.
ZIP 68040 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68066
Wahoo (68066)
$101,438 median income
- 68018
Colon (68018)
$94,141 median income
- 68015
Cedar Bluffs (68015)
$85,357 median income
- 68648
Morse Bluff (68648)
$85,214 median income
- 68040
Malmo (68040)
$68,938 median income
- 68050
Prague (68050)
$66,111 median income
- 68070
Weston (68070)
$63,750 median income
What this shows By household income, ZIP 68040 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 68040, both outside NE so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Saunders County
Related Areas
Frequently Asked Questions
What county is ZIP code 68040 in?
ZIP code 68040 (Malmo) is located in Saunders County, Nebraska. Saunders County contains multiple ZIP codes, see the full list at /counties/saunders-ne.
What is the population of ZIP code 68040?
ZIP code 68040 in Malmo, NE has a population of 369 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68040?
The median household income in ZIP 68040 is $68,938, which is 10% below the national average of $76,288.
What is the average home value in ZIP 68040?
The median home value in ZIP 68040 is $247,100, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 68040?
The largest racial group in ZIP 68040 is White at 92.3%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 68040?
ZIP code 68040 has 11 business establishments employing approximately 19 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68040?
In ZIP code 68040, 56.3% of residents aged 25+ have a high school diploma or higher, and 23.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68040?
In ZIP code 68040, approximately 99.4% of occupied housing units are owner-occupied and 0.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68040?
The poverty rate in ZIP code 68040 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 68040's numbers, next.
- See how ZIP 68040 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Malmo, NE ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.