PlainZIP

Malmo, NE · standard

ZIP Code 68040

Saunders County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

369
4/sq mi
$68,938
Median income
$247,100
Median home value
23.0%
Bachelor's or higher

The verdict

Malmo pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
4
people per sq mi
99%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68040 against every reporting US ZIP.

ZIP code 68040 is a sparsely populated ZIP (a standard USPS delivery area) in Malmo, Saunders County, Nebraska, home to just 369 residents across 92.3 square miles, a density of 4 people per square mile, in the Chicago time zone.

ZIP 68040 reports a modest median household income of $68,938 (10% below the Nebraska average), while per-capita income is $46,399. Local economic indicators show a 10.8% poverty rate alongside 0.0% unemployment. The typical home here is valued at $247,100 (32% above the state average); renters pay a median of - monthly, and 99.4% of units are owner-occupied.

Educational attainment sits below the national norm: 23.0% of adults hold a bachelor's degree or higher, the median age is 54.9, and the average commute is -. To put 68040 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Saunders County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68040, Malmo, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

369

Population

92.3

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68040?

54.9

Median Age

52.0%

Male

48.0%

Female

0.0%

Foreign-Born

White 92.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,938

Median Household Income

-10% vs state

$46,399

Per Capita Income

10.8%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 68040 ranks nationally

Malmo, NE household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,938 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.3%
Bachelor's Degree or Higher 23.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

243

Total Housing Units

155

Occupied Units

88

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 99.4%
Renter 0.6%

$247,100

Median Home Value

+32% vs state

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 11 business establishments in ZIP 68040, employing approximately 19 people with a combined annual payroll of $855,000.

11

Businesses

19

Employees

$855K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68040 vs 68050 →

ZIP 68040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68040 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68040 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68050 Prague, NE 609 5.6 mi
68018 Colon, NE 516 6.6 mi
68070 Weston, NE 836 7.2 mi
68648 Morse Bluff, NE 484 8.8 mi
68015 Cedar Bluffs, NE 1,151 8.5 mi
68066 Wahoo, NE 5,640 9.0 mi

More ZIP Codes in Saunders County

68066 standard
Wahoo, NE
Pop: 5,640
68003 standard
Ashland, NE
Pop: 4,284
68073 standard
Yutan, NE
Pop: 1,960
68017 standard
Ceresco, NE
Pop: 1,692
68065 standard
Valparaiso, NE
Pop: 1,510
68015 standard
Cedar Bluffs, NE
Pop: 1,151

Related Areas

Saunders County Malmo, NE Nebraska

Frequently Asked Questions

What county is ZIP code 68040 in? ▼
ZIP code 68040 (Malmo) is located in Saunders County, Nebraska. Saunders County contains multiple ZIP codes, see the full list at /counties/saunders-ne.
What is the population of ZIP code 68040? ▼
ZIP code 68040 in Malmo, NE has a population of 369 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68040? ▼
The median household income in ZIP 68040 is $68,938, which is 10% below the national average of $76,288.
What is the average home value in ZIP 68040? ▼
The median home value in ZIP 68040 is $247,100, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 68040? ▼
The largest racial group in ZIP 68040 is White at 92.3%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 68040? ▼
ZIP code 68040 has 11 business establishments employing approximately 19 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68040? ▼
In ZIP code 68040, 56.3% of residents aged 25+ have a high school diploma or higher, and 23.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68040? ▼
In ZIP code 68040, approximately 99.4% of occupied housing units are owner-occupied and 0.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68040? ▼
The poverty rate in ZIP code 68040 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.