PlainZIP

Morse Bluff, NE · standard

ZIP Code 68648

Saunders County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

484
5/sq mi
$85,214
Median income
$370,000
Median home value
32.9%
Bachelor's or higher

The verdict

Morse Bluff pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 24%
home value, US ZIPs
5
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68648 against every reporting US ZIP.

ZIP code 68648 is a sparsely populated ZIP (a standard USPS delivery area) in Morse Bluff, Saunders County, Nebraska, home to just 484 residents across 107.6 square miles, a density of 5 people per square mile, in the Chicago time zone.

ZIP 68648 lands in the middle-income range, with a median household income of $85,214 (11% above the Nebraska average), while per-capita income is $51,473. 5.2% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $370,000 (98% above the state average) with median rent at - per month, and 80.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 32.9% of adults hold a bachelor's degree or higher, the median age is 53.5, and the average commute is -. To put 68648 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Saunders County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68648, Morse Bluff, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

484

Population

107.6

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68648?

53.5

Median Age

47.9%

Male

52.1%

Female

0.0%

Foreign-Born

White 97.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,214

Median Household Income

+11% vs state

$51,473

Per Capita Income

5.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 68648 ranks nationally

Morse Bluff, NE household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,214 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.7%
Bachelor's Degree or Higher 32.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

308

Total Housing Units

178

Occupied Units

130

Vacant Units

1.96

Avg Household Size

Occupancy Type

Owner 80.9%
Renter 19.1%

$370,000

Median Home Value

+98% vs state

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 11 business establishments in ZIP 68648, employing approximately 36 people with a combined annual payroll of $1,156,000.

11

Businesses

36

Employees

$1.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 4 36.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68648 vs 68649 →

ZIP 68648 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68648 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68648 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68648 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68649 North Bend, NE 1,835 7.2 mi
68050 Prague, NE 609 7.2 mi
68015 Cedar Bluffs, NE 1,151 7.8 mi
68040 Malmo, NE 369 8.8 mi

More ZIP Codes in Saunders County

68066 standard
Wahoo, NE
Pop: 5,640
68003 standard
Ashland, NE
Pop: 4,284
68073 standard
Yutan, NE
Pop: 1,960
68017 standard
Ceresco, NE
Pop: 1,692
68065 standard
Valparaiso, NE
Pop: 1,510
68015 standard
Cedar Bluffs, NE
Pop: 1,151

Related Areas

Saunders County Morse Bluff, NE Nebraska

Frequently Asked Questions

What county is ZIP code 68648 in? ▼
ZIP code 68648 (Morse Bluff) is located in Saunders County, Nebraska. Saunders County contains multiple ZIP codes, see the full list at /counties/saunders-ne.
What is the population of ZIP code 68648? ▼
ZIP code 68648 in Morse Bluff, NE has a population of 484 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68648? ▼
The median household income in ZIP 68648 is $85,214, which is 12% above the national average of $76,288.
What is the average home value in ZIP 68648? ▼
The median home value in ZIP 68648 is $370,000, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 68648? ▼
The largest racial group in ZIP 68648 is White at 97.4%.
How many businesses are in ZIP code 68648? ▼
ZIP code 68648 has 11 business establishments employing approximately 36 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68648? ▼
In ZIP code 68648, 54.7% of residents aged 25+ have a high school diploma or higher, and 32.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68648? ▼
In ZIP code 68648, approximately 80.9% of occupied housing units are owner-occupied and 19.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68648? ▼
The poverty rate in ZIP code 68648 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.