Residential delivery area · Nebraska
ZIP Code 68651: Osceola, NE
ZIP code 68651 uses the postal name Osceola, Nebraska and lies entirely in Polk County (Census 2020 ZIP-county file). About 1,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $78,487 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Osceola; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Osceola · its only residential ZIP
- County
- Polk County
- Census places
- Osceola
- House districts
- NE-3 (51%), NE-1 (49%) 119th Congress, by share of land
- State
- Nebraska
- Time zone
- Central
- Land area
- 121.1 sq mi · 11 people per sq mi
Where is ZIP code 68651?
68651 centers on 41.228°, -97.570° and covers 121.1 square miles of land plus 0.1 of water. It borders 6 ZIP codes: 68662, 68666, 68663, 68628, 68367, 68601.
The map draws ZIP code areas only. For the streets inside 68651, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 68651 compare with the rest of Polk County?
| Measure | 68651 | In Polk County | In NE |
|---|---|---|---|
| People (ACS 2020-2024) | 1,364 | 3rd of 10 | 188th of 586 |
| Median household income | $79k | 2nd of 4 | 90th of 219 |
| Median home value | $191k | 2nd of 4 | 124th of 225 |
Its median household income is higher than in 60% of U.S. residential ZIP codes, and it is denser than 18% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 68651?
The 2020 Census counted 1,342 people in 68651; the ACS, which samples households over 2020-2024, estimates 1,364. Between the 2010 and 2020 censuses its population fell 8.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,364±208 (90% margin)
- 2020 Census count
- 1,342−8.7% since 2010 (1,470)
- Households
- 533
- Median age
- 41.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 68651?
Of the 1,364 people the ACS estimates in 68651, 19.2% are under 18 and 23.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.8%).
- Under 1819.2%
- 18 to 6457.6%
- 65 and older23.2%
- White, not Hispanic87.8%
- Hispanic or Latino8.1%
- Other or two or more3.2%
- Asian, not Hispanic0.8%
- Black, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 68651 earn?
Median household income is $78,487 (ACS 2020-2024), the 2nd highest of the 4 ranked ZIP codes in Polk County. It is not measurably different from 2015-2019 ($83,844 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $78,487±$13,011
- Income per person
- $36,946
- Below the poverty line
- 12.6%
- Unemployed (of the labor force)
- 1.5%
- Adults 25+ with a bachelor's degree
- 23.9%
- Adjusted gross income per tax return, 2022
- $76,910670 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 68651?
FHFA's house price index for 68651, built from repeat sales and appraisals of the same homes, rose 164% from 2015 to 2025 and rose 86% from 2020 to 2025.
- Median home value (owners' estimate)
- $191,300
- Median gross rent
- $528
- Homes owned by their occupants
- 76.0%
- Housing units
- 570
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 68651?
45 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)9
- Professional, scientific, and technical services6
- Construction5
- Retail trade5
- Wholesale trade4
- Transportation and warehousing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 68651?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 68662 | Shelby | 1,088 | $90k | 8.0 mi |
| 68666 | Stromsburg | 1,514 | $64k | 8.4 mi |
| 68663 | Silver Creek | 782 | $57k | 8.9 mi |
| 68628 | Clarks | 848 | $58k | 14.2 mi |
| 68367 | Gresham | 342 | $68k | 15.9 mi |
| 68601 | Columbus | 30,944 | $69k | 18.0 mi |
| 68634 | Duncan | 635 | $74k | 11.7 mi (near) |
| 68658 | Rising City | 604 | $103k | 14.6 mi (near) |
| 68316 | Benedict | 414 | $80k | 15.0 mi (near) |
| 68654 | Polk | 569 | $65k | 15.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.