Osceola, NE · standard
ZIP Code 68651
Polk County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,470
- 5/sq mi
- $78,487
- Median income
- $191,300
- Median home value
- 23.9%
- Bachelor's or higher
The verdict
Osceola pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- 41th pct
- home value, US ZIPs
- 5
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68651 against every reporting US ZIP.
ZIP code 68651 is classified by USPS as a standard delivery area and covers roughly 319.6 square miles in Osceola, Polk County, Nebraska. The area is home to 1,470 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68651 against Nebraska and the nation.
On the economic side, the median household income for ZIP 68651 sits at $78,487 (2% above the Nebraska average), while per-capita income is $36,946. The poverty rate stands at 12.6% and the unemployment rate at 1.5%. On housing, the median home value is $191,300 (2% above the state average) with median rent at $528 per month, and 76.0% of occupied units are owner-occupied, a direct signal of whether 68651 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.9% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Polk County, so you can benchmark 68651 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 68651
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 68651.
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Construction
Construction
5 establishments
- Retail trade
Retail trade
5 establishments
- Wholesale trade
Wholesale trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68651, Osceola, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,470
Population
319.6
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68651?
41.8
Median Age
56.5%
Male
43.5%
Female
6.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,487
Median Household Income
+2% vs state
$36,946
Per Capita Income
12.6%
Poverty Rate
1.5%
Unemployment Rate
How ZIP 68651 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$78,487 Top 40% higher than 60% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
570
Total Housing Units
533
Occupied Units
37
Vacant Units
2.49
Avg Household Size
Occupancy Type
$191,300
Median Home Value
+2% vs state
$528
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 45 business establishments in ZIP 68651, employing approximately 297 people with a combined annual payroll of $14,205,000.
45
Businesses
297
Employees
$14.2M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 9 | 20.0% |
| Professional, scientific, and technical services | 6 | 13.3% |
| Construction | 5 | 11.1% |
| Retail trade | 5 | 11.1% |
| Wholesale trade | 4 | 8.9% |
| Transportation and warehousing | 4 | 8.9% |
| Finance and insurance | 3 | 6.7% |
| Health care and social assistance | 3 | 6.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68651 vs 68666 →
ZIP 68651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68666
Stromsburg (68666)
1,611 residents
- 68651
Osceola (68651)
1,470 residents
- 68663
Silver Creek (68663)
761 residents
What this shows Among its immediate neighbors, ZIP 68651 ranks #2 by population — useful context the national average alone can't give.
ZIP 68651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68651
Osceola (68651)
$78,487 median income
- 68666
Stromsburg (68666)
$63,529 median income
- 68663
Silver Creek (68663)
$57,333 median income
What this shows By household income, ZIP 68651 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Polk County
Related Areas
Frequently Asked Questions
What county is ZIP code 68651 in? ▼
What is the population of ZIP code 68651? ▼
What is the median household income in ZIP 68651? ▼
What is the average home value in ZIP 68651? ▼
What is the demographic makeup of ZIP 68651? ▼
How many businesses are in ZIP code 68651? ▼
What are the main industries in ZIP code 68651? ▼
What is the education level in ZIP code 68651? ▼
What percentage of residents own vs. rent in ZIP 68651? ▼
What is the poverty rate in ZIP code 68651? ▼
ZIP Code Research Guides
Official Data Resources for Osceola, NE
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.