Osceola, NE · standard

ZIP Code 68651

Polk County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,470
5/sq mi
$78,487
Median income
$191,300
Median home value
23.9%
Bachelor's or higher

The verdict

Osceola pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
41th pct
home value, US ZIPs
5
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68651 against every reporting US ZIP.

ZIP code 68651 is classified by USPS as a standard delivery area and covers roughly 319.6 square miles in Osceola, Polk County, Nebraska. The area is home to 1,470 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68651 against Nebraska and the nation.

On the economic side, the median household income for ZIP 68651 sits at $78,487 (2% above the Nebraska average), while per-capita income is $36,946. The poverty rate stands at 12.6% and the unemployment rate at 1.5%. On housing, the median home value is $191,300 (2% above the state average) with median rent at $528 per month, and 76.0% of occupied units are owner-occupied, a direct signal of whether 68651 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.9% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is . We also surface 2 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Polk County, so you can benchmark 68651 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 68651

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 68651.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68651, Osceola, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,470

Population

319.6

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68651?

41.8

Median Age

56.5%

Male

43.5%

Female

6.5%

Foreign-Born

White 88.4%
African American 0.1%
Asian 0.8%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 8.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,487

Median Household Income

+2% vs state

$36,946

Per Capita Income

12.6%

Poverty Rate

1.5%

Unemployment Rate

How ZIP 68651 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$78,487 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 23.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

570

Total Housing Units

533

Occupied Units

37

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 76.0%
Renter 24.0%

$191,300

Median Home Value

+2% vs state

$528

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 68651, employing approximately 297 people with a combined annual payroll of $14,205,000.

45

Businesses

297

Employees

$14.2M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 9 20.0%
Professional, scientific, and technical services 6 13.3%
Construction 5 11.1%
Retail trade 5 11.1%
Wholesale trade 4 8.9%
Transportation and warehousing 4 8.9%
Finance and insurance 3 6.7%
Health care and social assistance 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68651 vs 68666 →

ZIP 68651 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68651 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68651 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68651 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68666 Stromsburg, NE 1,611 8.2 mi
68663 Silver Creek, NE 761 8.6 mi

More ZIP Codes in Polk County

Frequently Asked Questions

What county is ZIP code 68651 in?
ZIP code 68651 (Osceola) is located in Polk County, Nebraska. Polk County contains multiple ZIP codes, see the full list at /counties/polk-ne.
What is the population of ZIP code 68651?
ZIP code 68651 in Osceola, NE has a population of 1,470 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68651?
The median household income in ZIP 68651 is $78,487, which is 3% above the national average of $76,288.
What is the average home value in ZIP 68651?
The median home value in ZIP 68651 is $191,300, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 68651?
The largest racial group in ZIP 68651 is White at 88.4%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 68651?
ZIP code 68651 has 45 business establishments employing approximately 297 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 68651?
The top industries by establishment count in ZIP 68651 are: Other services (except public administration) (9), Professional, scientific, and technical services (6), Construction (5). There are 8 industry sectors represented in total.
What is the education level in ZIP code 68651?
In ZIP code 68651, 54.0% of residents aged 25+ have a high school diploma or higher, and 23.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68651?
In ZIP code 68651, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68651?
The poverty rate in ZIP code 68651 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Osceola, NE

Verify and explore additional data for this area using these official government sources.