ZIP Code 68944

ZIP code 68944 is classified by USPS as a standard delivery area and covers roughly 270.0 square miles in Harvard, Clay County, Nebraska. The area is home to 1,323 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68944 against Nebraska and the nation.

On the economic side, the median household income for ZIP 68944 sits at $69,432 (9% below the Nebraska average), while per-capita income is $36,130. The poverty rate stands at 6.6% and the unemployment rate at 2.3%. On housing, the median home value is $125,800 (33% below the state average) with median rent at $738 per month, and 76.8% of occupied units are owner-occupied, a direct signal of whether 68944 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.2% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 24 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clay County, so you can benchmark 68944 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →