Arnold, NE · standard
ZIP Code 69120
Custer County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 931
- 1/sq mi
- $69,886
- Median income
- $158,200
- Median home value
- 26.3%
- Bachelor's or higher
The verdict
Arnold pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 1
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 69120 against every reporting US ZIP.
ZIP code 69120 is classified by USPS as a standard delivery area and covers roughly 846.4 square miles in Arnold, Custer County, Nebraska. The area is home to 931 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 69120 against Nebraska and the nation.
On the economic side, the median household income for ZIP 69120 sits at $69,886 (9% below the Nebraska average), while per-capita income is $39,110. The poverty rate stands at 6.2% and the unemployment rate at 1.4%. On housing, the median home value is $158,200 (15% below the state average) with median rent at $796 per month, and 72.5% of occupied units are owner-occupied, a direct signal of whether 69120 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.3% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is 24 minutes. Use the benchmarks above to see where 69120 sits relative to Nebraska and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 69120
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 69120.
- Retail trade
Retail trade
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Construction
Construction
4 establishments
- Finance and insurance
Finance and insurance
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 69120, Arnold, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
931
Population
846.4
Area (sq mi)
1
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 69120?
39.4
Median Age
53.5%
Male
46.5%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,886
Median Household Income
-9% vs state
$39,110
Per Capita Income
6.2%
Poverty Rate
1.4%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 69120 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$69,886 46th percentile higher than 46% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
489
Total Housing Units
447
Occupied Units
42
Vacant Units
2.70
Avg Household Size
Occupancy Type
$158,200
Median Home Value
-15% vs state
$796
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 31 business establishments in ZIP 69120, employing approximately 117 people with a combined annual payroll of $3,895,000.
31
Businesses
117
Employees
$3.9M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 5 | 16.1% |
| Other services (except public administration) | 5 | 16.1% |
| Construction | 4 | 12.9% |
| Finance and insurance | 3 | 9.7% |
| Professional, scientific, and technical services | 3 | 9.7% |
| Administrative and support and waste management and remediation services | 3 | 9.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Custer County
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Frequently Asked Questions
What county is ZIP code 69120 in? ▼
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How many businesses are in ZIP code 69120? ▼
What are the main industries in ZIP code 69120? ▼
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What percentage of residents own vs. rent in ZIP 69120? ▼
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ZIP Code Research Guides
Official Data Resources for Arnold, NE
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.