Tulsa, OK · standard

ZIP Code 74120

Tulsa County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,940
894/sq mi High-density area
$68,255
Median income Near-median income area
$434,600
Median home value Above-median home value
51.3%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Tulsa pairs a below-median household income with upper-quartile home values, in a low-density, renter-heavy area.

44th pct
household income, US ZIPs
Top 17%
home value, US ZIPs
894
people per sq mi
30%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74120 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 74120 (Tulsa, OK) fell -15.2% from 2023 to 2024. The all-transactions index moved from 258.2 in 2023 to 218.9 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 74120 covers 5.5 square miles in Tulsa, Tulsa County, Oklahoma (a standard USPS delivery area), with a modest 4,940 residents on file, a density of 894 people per square mile, in the Chicago time zone.

ZIP 74120 reports a modest median household income of $68,255 (9% above the average Oklahoma ZIP), while per-capita income is $69,547. The poverty rate is 12.8%, with unemployment at 4.0%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $434,600 (178% above the average Oklahoma ZIP), with only 30.1% owner-occupied homes and median rent of $1,098.

This is a highly-educated ZIP: 51.3% of adults hold a bachelor's degree or higher, the median age is 36.3, and the average commute is 18 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Tulsa County, so 74120 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 74120

Top 5 sectors by establishment count in Tulsa, OK

Which industries have the most business establishments in ZIP 74120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74120, Tulsa, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,940

Population

5.5

Area (sq mi)

894

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74120?

36.3

Median Age

55.7%

Male

44.3%

Female

7.6%

Foreign-Born

White 72.9%
African American 5.4%
Asian 2.0%
American Indian or Alaska Native 2.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 11.1%
Hispanic or Latino 12.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,255

Median Household Income

+9% vs state ZIP avg

$69,547

Per Capita Income

12.8%

Poverty Rate

4.0%

Unemployment Rate

18.1 min

Mean Commute Time

How ZIP 74120 ranks among Oklahoma ZIPs

Tulsa, OK household income vs. every Oklahoma ZIP code

Median household income among 616 reporting Oklahoma ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$68,255 Top 27% higher than 73% of 616 Oklahoma ZIPs

This ZIP $0 $200K+ every Oklahoma ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Oklahoma ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.3%
Bachelor's Degree or Higher 51.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,370

Total Housing Units

2,876

Occupied Units

494

Vacant Units

1.79

Avg Household Size

Occupancy Type

Owner 30.1%
Renter 69.9%

$434,600

Median Home Value

+178% vs state ZIP avg

$1,098

Median Rent

1943

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-15.2%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 74120 have decreased 15.2% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 193
2021 +12.6% 218
2022 +8.7% 237
2023 +9.1% 258
2024 -15.2% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 524 business establishments in ZIP 74120, employing approximately 8,363 people with a combined annual payroll of $479,105,000.

524

Businesses

8,363

Employees

$479.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 93 17.8%
Professional, scientific, and technical services 92 17.6%
Other services (except public administration) 57 10.9%
Retail trade 39 7.4%
Health care and social assistance 37 7.1%
Construction 32 6.1%
Manufacturing 32 6.1%
Real estate and rental and leasing 27 5.2%
Wholesale trade 24 4.6%
Finance and insurance 22 4.2%
Administrative and support and waste management and remediation services 21 4.0%
Information 18 3.4%
Arts, entertainment, and recreation 15 2.9%
Educational services 7 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74120 vs 74119 →

ZIP 74120 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74120 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74120 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74120 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74119 Tulsa, OK 3,561 0.9 mi
74103 Tulsa, OK 2,692 1.1 mi
74104 Tulsa, OK 12,724 1.3 mi
74106 Tulsa, OK 17,648 2.9 mi
74114 Tulsa, OK 15,778 2.3 mi
74110 Tulsa, OK 14,862 2.9 mi
74105 Tulsa, OK 26,547 3.7 mi
74112 Tulsa, OK 20,684 4.1 mi
74127 Tulsa, OK 17,151 4.3 mi
74135 Tulsa, OK 20,651 4.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 74120, both outside OK so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,940 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Tulsa County

Frequently Asked Questions

What county is ZIP code 74120 in?

ZIP code 74120 (Tulsa) is located in Tulsa County, Oklahoma. Tulsa County contains multiple ZIP codes, see the full list at /counties/tulsa-ok.

What is the population of ZIP code 74120?

ZIP code 74120 in Tulsa, OK has a population of 4,940 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 74120?

The median household income in ZIP 74120 is $68,255, which is 11% below the national average of $76,288.

What is the average home value in ZIP 74120?

The median home value in ZIP 74120 is $434,600, which is 56% above the national average of $278,155.

What is the demographic makeup of ZIP 74120?

The largest racial group in ZIP 74120 is White at 72.9%. Hispanic or Latino residents make up 12.7% of the population.

How many businesses are in ZIP code 74120?

ZIP code 74120 has 524 business establishments employing approximately 8,363 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 74120?

The top industries by establishment count in ZIP 74120 are: Accommodation and food services (93), Professional, scientific, and technical services (92), Other services (except public administration) (57). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 74120?

According to the FHFA House Price Index, home values in ZIP 74120 decreased by 15.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 74120?

In ZIP code 74120, 64.3% of residents aged 25+ have a high school diploma or higher, and 51.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 74120?

The mean commute time for workers in ZIP code 74120 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 74120?

In ZIP code 74120, approximately 30.1% of occupied housing units are owner-occupied and 69.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 74120?

The poverty rate in ZIP code 74120 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 74120's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 74120's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.