Muskogee, OK · standard

ZIP Code 74401

Muskogee County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,476
56/sq mi
$42,294
Median income
$149,300
Median home value
16.7%
Bachelor's or higher

The verdict

Muskogee pairs one of the lowest household incomes in the country with below-median home values, in a rural, mixed-tenure area.

7th pct
household income, US ZIPs
25th pct
home value, US ZIPs
56
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74401 against every reporting US ZIP.

ZIP code 74401 is a mid-sized community (a standard USPS delivery area) in Muskogee, Muskogee County, Oklahoma, home to 17,476 residents across 313.2 square miles, a density of 56 people per square mile, in the Chicago time zone.

ZIP 74401 reports a modest median household income of $42,294 (32% below the Oklahoma average), while per-capita income is $24,457. The poverty rate stands at 27.8% and the unemployment rate at 7.9%. Median home value sits at $149,300 (4% below the state average), median rent at $825 a month, and owner-occupancy at 56.4%.

Educational attainment sits below the national norm: 16.7% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 18 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Muskogee County, so you can benchmark 74401 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 74401

Top 5 sectors by establishment count in Muskogee, OK

Which industries have the most business establishments in ZIP 74401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74401, Muskogee, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,476

Population

313.2

Area (sq mi)

56

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74401?

38.2

Median Age

45.8%

Male

54.2%

Female

2.4%

Foreign-Born

White 43.0%
African American 26.5%
Asian 1.0%
American Indian or Alaska Native 14.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.0%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$42,294

Median Household Income

-32% vs state

$24,457

Per Capita Income

27.8%

Poverty Rate

7.9%

Unemployment Rate

18.2 min

Mean Commute Time

How ZIP 74401 ranks nationally

Muskogee, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$42,294 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 16.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,795

Total Housing Units

6,652

Occupied Units

1,143

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 56.4%
Renter 43.6%

$149,300

Median Home Value

-4% vs state

$825

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.9%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 74401 have decreased 1.9% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.4% 151
2021 +12.7% 170
2022 +11.9% 190
2023 +9.1% 208
2024 -1.9% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 568 business establishments in ZIP 74401, employing approximately 12,582 people with a combined annual payroll of $761,345,000.

568

Businesses

12,582

Employees

$761.3M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 116 20.4%
Retail trade 111 19.5%
Accommodation and food services 68 12.0%
Other services (except public administration) 50 8.8%
Finance and insurance 44 7.8%
Professional, scientific, and technical services 37 6.5%
Construction 26 4.6%
Wholesale trade 25 4.4%
Real estate and rental and leasing 19 3.4%
Administrative and support and waste management and remediation services 15 2.6%
Information 12 2.1%
Manufacturing 11 1.9%
Transportation and warehousing 9 1.6%
Arts, entertainment, and recreation 7 1.2%
Mining, quarrying, and oil and gas extraction 5 0.9%
Educational services 5 0.9%
Utilities 4 0.7%
Management of companies and enterprises 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74401 vs 74463 →

ZIP 74401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74401 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74401 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74463 Taft, OK 2,033 5.4 mi
74450 Oktaha, OK 1,948 8.7 mi
74454 Porter, OK 3,179 9.6 mi
74468 Wainwright, OK 263 9.5 mi
74446 Okay, OK 558 12.1 mi

More ZIP Codes in Muskogee County

Frequently Asked Questions

What county is ZIP code 74401 in?
ZIP code 74401 (Muskogee) is located in Muskogee County, Oklahoma. Muskogee County contains multiple ZIP codes, see the full list at /counties/muskogee-ok.
What is the population of ZIP code 74401?
ZIP code 74401 in Muskogee, OK has a population of 17,476 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74401?
The median household income in ZIP 74401 is $42,294, which is 45% below the national average of $76,288.
What is the average home value in ZIP 74401?
The median home value in ZIP 74401 is $149,300, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 74401?
The largest racial group in ZIP 74401 is White at 43.0%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 74401?
ZIP code 74401 has 568 business establishments employing approximately 12,582 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74401?
The top industries by establishment count in ZIP 74401 are: Health care and social assistance (116), Retail trade (111), Accommodation and food services (68). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 74401?
According to the FHFA House Price Index, home values in ZIP 74401 decreased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 74401?
In ZIP code 74401, 53.7% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74401?
The mean commute time for workers in ZIP code 74401 is 18.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74401?
In ZIP code 74401, approximately 56.4% of occupied housing units are owner-occupied and 43.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74401?
The poverty rate in ZIP code 74401 is 27.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.